Back to filter
Original filing (PDF)20250815125329NAL0012836096001
COMPOSITION ROOFERS LOCAL #4 ANNUITY FUND
Form 5500
FILING_RECEIVED
COMPOSITION ROOFERS #4 ANNUITY FUND
Defined-contribution retirement plan
Signals · 3
65% in single holdingNo recordkeeper disclosed6 service providers
Active participants
140
Accounts w/ balance
266
Plan assets (EOY)
$21.2M
Net assets (EOY)
$21.2M
How this plan invests
This plan
2 pooled trusts
Schedule D
38 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "Prudential Insurance Company Guaranteed Deposit Account" is 65% of plan.
- 55 bps in Schedule C fees — 91% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for COMPOSITION ROOFERS LOCAL #4 ANNUITY FUND.
Plan sponsor
Name
COMPOSITION ROOFERS LOCAL #4 ANNUITY FUND
EIN
22-2405101
Address
385 PARSIPPANY ROAD · PARSIPPANY, NJ · 070545111
Phone
(973) 515-8500
Industry
Other Services (ex. Public Admin)see all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-08-15
Pension benefit codes
2E · Profit-sharing
Audit & trust (Schedule H)
Auditor
MSPC CERTIFIED PUBLIC ACCOUNTANTS &
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
6 rowsOther
6| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRUDENTIAL | 22-1211670 | — | NONE | $47K | — |
| I.E. SHAFFER | 22-1750854 | — | NONE | $27K | — |
| MSPC | 22-2951202 | — | NONE | $26K | — |
| COHEN, LEDER, MONTALBANO & GROSSMAN | 22-3185470 | — | NONE | $11K | — |
| MARINER INSTITUTIONAL, LLC | — | NEW YORK, NY | NONE | $7K | — |
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | NONE | $0 | — |
Investments
36 direct securities · 2 pooled funds· $21.7M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$15.6M
36 holdings
Pooled Separate Account
$6.0M
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Prudential Insurance Company Guaranteed Deposit Account | — | — | $184K | $14.0M | 66.0% | |
| WELLINGTON MGMT BALANCED I FUND EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 084 | Pooled Separate Account | — | — | $5.0M | 23.3% | |
| LARGE CAP GROWTH/AMERICAN CENTURY F EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 253 | Pooled Separate Account | — | — | $1.1M | 5.0% | |
| Vanguard Target Retirement 2025 Inv 21,310 | — | — | — | $398K | 1.9% | |
| Vanguard 500 Index Admiral 413 | — | — | — | $224K | 1.1% | |
| Chris Andersen Roofing Co. | — | — | $10K | $139K | 0.7% | |
| Vanguard Target Retirement 2030 Inv 2,046 | — | — | — | $78K | 0.4% | |
| Vanguard Target Retirement 2035 Inv 2,955 | — | — | — | $71K | 0.3% | |
| Pravco, Inc. | — | — | $11K | $67K | 0.3% | |
| Vanguard Target Retirement Income Inv 4,126 | — | — | — | $54K | 0.3% | |
| Vanguard Target Retirement 2040 Inv 1,204 | — | — | — | $52K | 0.2% | |
| Aetna Roofing Corp. | — | — | $5K | $50K | 0.2% | |
| Advanced Roofing & Sheet Metal Co. | — | — | $8K | $45K | 0.2% | |
| Vanguard Target Retirement 2050 Inv 850 | — | — | — | $42K | 0.2% | |
| Comp Roofers Local #4 Union | — | — | $3K | $37K | 0.2% | |
| Vanguard Target Retirement 2045 Inv 1,197 | — | — | — | $36K | 0.2% | |
| Plescia Roofing Inc. | — | — | $1K | $33K | 0.2% | |
| NJ District Council of Roofers | — | — | $5K | $33K | 0.2% | |
| American Funds Europacific Gr R4 612 | — | — | — | $32K | 0.2% | |
| Dumar Inc. | — | — | $3K | $32K | 0.1% | |
| EDA Contractors Inc. | — | — | $4K | $30K | 0.1% | |
| Vanguard Small Cap Index Adm 226 | — | — | — | $26K | 0.1% | |
| Eaton Vance Large-Cap Value R6 976 | — | — | — | $25K | 0.1% | |
| J.P. Patti Company, Inc. | — | — | $2K | $22K | 0.1% | |
| Pioneer Mid Cap Value K 771 | — | — | — | $18K | <0.1% | |
| Patwood Roofing Co. 17,407 (224) 442 | — | — | — | $18K | <0.1% | |
| Hygrade Insulators Inc. | — | — | $4K | $16K | <0.1% | |
| Vanguard Target Retirement 2020 Inv 528 | — | — | — | $14K | <0.1% | |
| Roof Maintenance | — | — | $1K | $13K | <0.1% | |
| Comp Roofers Local #4 Pension 10,590 (950) 840 | — | — | — | $10K | <0.1% | |
| Vac It All Services Inc. September 30, 2024 Waterproofing Systems, Inc. | — | — | $1K | $7K | <0.1% | |
| Eagle One Roofing Co. 6,898 (1,202) 912 | — | — | — | $7K | <0.1% | |
| United States Roofing Corp 6,516 (392) -- | — | — | — | $6K | <0.1% | |
| All-Ply Roofing Co. 6,360 (1,172) 896 | — | — | — | $6K | <0.1% | |
| Joseph S. Smith 2,520 -- 512 | — | — | — | $3K | <0.1% | |
| Lutz Roofing South 2,496 -- | — | — | — | $2K | <0.1% | |
| Metropolitan Construction Systems 548 -- 548 June 30, 2024 Monaghan Restoration Services 5,490 (3,755) -- | — | — | — | $2K | <0.1% | |
| Belcher Roofing Corp. 2,811 (1,162) -- | — | — | — | $2K | <0.1% |