Holdings are itemized directly on this plan's Schedule of Assets, below.
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TOMPKINS TRUST COMPANY | 15-0470650 | — | NONE | $113K | — |
| BANK OF AMERICA | 94-1687665 | — | NONE | $80K | — |
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| VANGUARD Institutional Index Fund 46,996 | — | — | $9.1M | $22.5M | 13.5% | |
| VANGUARD Growth Index Fund 62,634 | — | — | $2.8M | $13.2M | 7.9% | |
| VANGUARD Mid-Cap Index Fund 38,189 | — | — | $5.2M | $12.5M | 7.5% | |
| PIMCO All Asset Fund 1,069,397 | — | — | $12.7M | $11.6M | 6.9% |
| DIMENTIAL FUND ADVISORS DFA Emerging Markets Core Equity Portfolio | — | — | $6.9M | $8.2M | 4.9% |
| VANGUARD Small-Cap Value Index Fund 71,789 | — | — | $3.3M | $6.1M | 3.7% |
| DIMENTIAL FUND ADVISORS MFS Institutional Trust-MFS International | — | — | $3.9M | $5.9M | 3.5% |
| EQUITIES MUTUAL FUNDS AMERICAN BEACON American Beacon International Equity Fund | — | — | $6.4M | $5.5M | 3.3% |
| FUND | — | — | — | $4.9M | 2.9% |
| EATON VANCE Parametric Volatility Risk Premium - Defensive | — | — | $3.7M | $4.8M | 2.9% |
| VANGUARD Value Index Fund 68,013 | — | — | $2.1M | $4.5M | 2.7% |
| DIMENTIAL FUND ADVISORS DFA International Small Cap Value Portfolio | — | — | $3.9M | $4.4M | 2.7% |
| NERUBERGER BERMAN Neuberger Berman International Equity Fund | — | — | $3.8M | $4.1M | 2.5% |
| GATEWAY Fund 88,336 | — | — | $3.0M | $4.1M | 2.5% |
| DIMENTIAL FUND ADVISORS DFA US Large Cap Value Portfolio 70,990 | — | — | $2.5M | $3.5M | 2.1% |
| DIAMOND HILL Diamond Hill Long-Short Fund 128,577 | — | — | $3.3M | $3.5M | 2.1% |
| HARBOR FUNDS Harbor Small Cap Growth Fund 245,346 | — | — | $3.2M | $3.5M | 2.1% |
| PRIMECAP MANAGEMENT CO PRIMECAP Odyssey Stock Fund 95,476 | — | — | $2.5M | $3.2M | 1.9% |
| BNY MELLON BNY Mellon Global Real Return Fund 178,571 | — | — | $2.7M | $2.7M | 1.6% |
| BROWN CAPITAL MANAGEMENT INC Brown Capital Management Small Company | — | — | $3.3M | $2.6M | 1.6% |
| FIXED INCOME U.S. GOVERNMENT SECURITIES U.S. TREASURY BONDS UNITED STATES TREASURY United States Treasury Note/Bond 2.75% 15 May | — | — | $2.2M | $2.2M | 1.3% |
| UNITED STATES TREASURY United States Treasury Note/Bond 4.375% 30 | — | — | $1.9M | $1.9M | 1.1% |
| Nov | — | — | — | $1.9M | 1.1% |
| UNITED STATES TREASURY United States Treasury Note/Bond 3.75% 15 Aug | — | — | $1.4M | $1.4M | 0.9% |
| WESTWOOD Income Opportunity Fund 106,518 | — | — | $1.3M | $1.3M | 0.8% |
| Mar | — | — | — | $1.0M | 0.6% |
| UNITED STATES TREASURY United States Treasury Note/Bond 3.625% 31 | — | — | $1.0M | $988K | 0.6% |
| UNITED STATES TREASURY United States Treasury Note/Bond 4.25% 30 Jun | — | — | $835K | $820K | 0.5% |
| VANGUARD Commodity Strategy Fund 28,211 | — | — | $807K | $717K | 0.4% |
| UNITED STATES TREASURY United States Treasury Note/Bond 4% 15 Dec | — | — | $656K | $659K | 0.4% |
| UNITED STATES TREASURY United States Treasury Note/Bond 4.125% 31 Jul | — | — | $613K | $611K | 0.4% |
| UNITED STATES TREASURY United States Treasury Note/Bond 4% 29 Feb | — | — | $488K | $481K | 0.3% |
| Dec | — | — | — | $462K | 0.3% |
| UNITED STATES TREASURY United States Treasury Note/Bond 3.875% 31 | — | — | $455K | $457K | 0.3% |
| UNITED STATES TREASURY United States Treasury Note/Bond 4.375% 31 Jul | — | — | $446K | $446K | 0.3% |
| UNITED STATES TREASURY United States Treasury Note/Bond 4.25% 30 Jun | — | — | $420K | $408K | 0.2% |
| 2021-L7 A4 2.322% 15 Oct | — | — | — | $380K | 0.2% |
| BANK OF AMERICA Bank of America Corp Variable 1.922% 24 Oct | — | — | $383K | $347K | 0.2% |
| DIAGEO CAP PLC Diageo Capital PLC 2% 29 Apr 2030 400,000 | — | — | $398K | $345K | 0.2% |
| CAPONE Capital One Multi-Asset Execution Trust | — | — | $350K | $337K | 0.2% |
| 5.068% 24 Jan | — | — | — | $325K | 0.2% |
| COMET 2024-A1 A 3.92% 15 Sep | — | — | — | $325K | 0.2% |
| MITSUBISHI Ufj Fin Grp 2.341% 19 Jan 2028 | — | — | $323K | $323K | 0.2% |
| MORGAN STANLEY CAP TR Morgan Stanley Capital I Trust 2021-L7 MSC | — | — | $311K | $320K | 0.2% |
| 2019-B15 A5 2.928% 15 Dec | — | — | — | $320K | 0.2% |
| CAPONE Capital One Multi-Asset Execution Trust | — | — | $325K | $319K | 0.2% |
| MORGAN STANLEY VAR Morgan Stanley Variable 1.928% 28 Apr 2032 | — | — | $299K | $319K | 0.2% |
| CITIGROUP INC Citigroup Inc Variable 2.52% 03 Nov 2032 | — | — | $300K | $317K | 0.2% |
| PNC FIN SRV GROUP INC PNC Financial Services Group Inc/The Variable | — | — | $321K | $317K | 0.2% |
| TRUIST FINANCIAL CORP Truist Financial Corp Variable 7.161% 30 Oct | — | — | $295K | $315K | 0.2% |
| Fund | — | — | — | $313K | 0.2% |
| UNITED STATES TREASURY United States Treasury Bill Zero 10 Jul 2025 | — | — | $306K | $308K | 0.2% |
| BLACKROCK Inc 1.9% 28 Jan 2031 350,000 | — | — | $349K | $295K | 0.2% |
| ESSEX PORTFOLIO LP Essex Portfolio LP 3.375% 15 Apr 2026 300,000 | — | — | $308K | $295K | 0.2% |
| BMO 2024-5C4 Mortgage Trust BMO 2024-5C4 | — | — | $287K | $294K | 0.2% |
| UNITED STATES TREASURY United States Treasury Note/Bond 3.5% 15 Feb | — | — | $302K | $293K | 0.2% |
| VOLKSWAGEN Auto Lease Trust 2024-A VWALT | — | — | $290K | $293K | 0.2% |
| FEDERAL NATL MTGE ASSOC Fannie Mae Pool FN FS4367 3.5% 01 May 2037 | — | — | $286K | $291K | 0.2% |
| 2024-A A4 5.2% 20 Dec | — | — | — | $290K | 0.2% |
| FEDERAL NATL MTGE ASSOC Fannie Mae Pool FN FM1660 3% 01 Aug 2032 | — | — | $285K | $286K | 0.2% |
| BMARK Benchmark 2019-B15 Mortgage Trust BMARK | — | — | $328K | $285K | 0.2% |
| FEDERAL NATL MTGE ASSOC Fannie Mae Pool FN MA4849 4.5% 01 Nov | — | — | $272K | $282K | 0.2% |
| Through Certificates FHMS K-154 A2 Var 25 Jan | — | — | — | $280K | 0.2% |
| FEDERAL HOME LN MTGE CORP Freddie Mac Pool FR SD7555 3% 01 Aug 2052 | — | — | $269K | $278K | 0.2% |
| FEDERAL NATL MTGE ASSOC Freddie Mac Multifamily Structured Pass | — | — | $278K | $270K | 0.2% |
| CITIGROUP Commercial Mortgage Trust 2019- | — | — | $317K | $268K | 0.2% |
| VEPCO Virginia Electric and Power Co 5.05% 15 Aug | — | — | $269K | $263K | 0.2% |
| UNITED STATES TREASURY United States Treasury Note/Bond 3.5% 30 Apr | — | — | $262K | $263K | 0.2% |
| Aug | — | — | — | $263K | 0.2% |
| BERKSHIRE HATHAWAY ENERGY CO Berkshire Hathaway Energy Co 5.95% 15 May | — | — | $312K | $259K | 0.2% |
| 2022-B35 A5 Var 15 May | — | — | — | $255K | 0.2% |
| Corp 5% 15 Aug | — | — | — | $255K | 0.2% |
| VZ Verizon Communications Inc 2.55% 21 Mar | — | — | $252K | $254K | 0.2% |
| FEDERAL HOME LN MTGE CORP Freddie Mac Multifamily Structured Pass | — | — | $260K | $254K | 0.2% |
| FORD Credit Auto Lease Trust 2024-B FORDL | — | — | $250K | $252K | 0.2% |
| 2024-B A3 4.99% 15 Dec | — | — | — | $250K | 0.2% |
| NRUC National Rural Utilities Cooperative Finance | — | — | $253K | $250K | 0.2% |
| GM Financial Automobile Leasing Trust 2024-2 | — | — | $245K | $248K | 0.1% |
| NORTHERN STS PWR CO Northern States Power Co/MN 7.125% 01 Jul | — | — | $254K | $248K | 0.1% |
| ENERGY TEXAS INC Entergy Texas Inc 4% 30 Mar 2029 255,000 | — | — | $255K | $247K | 0.1% |
| GMALT 2024-2 B 5.56% 22 May | — | — | — | $245K | 0.1% |
| SYNCHRONY Card Issuance Trust 5.74% 15 Oct | — | — | $240K | $245K | 0.1% |
| FORD Credit Auto Lease Trust 2023-B FORDL | — | — | $240K | $244K | 0.1% |
| FNMNT First National Master Note Trust FNMNT 2024-1 | — | — | $240K | $242K | 0.1% |
| FEDERAL NATL MTGE ASSOC Fannie Mae Pool FN MA4399 2.5% 01 Aug | — | — | $306K | $242K | 0.1% |
| 2023-B B 6.2% 15 Feb | — | — | — | $240K | 0.1% |
| 5.34% 15 May | — | — | — | $240K | 0.1% |
| FEDERAL NATL MTGE ASSOC Fannie Mae-Aces FNA 2019-M18 A2 2.469% 25 | — | — | $265K | $239K | 0.1% |
| BMARK Benchmark 2022-B35 Mortgage Trust BMARK | — | — | $236K | $238K | 0.1% |
| AMERICAN TOWER CORP American Tower Corp 2.1% 15 Jun 2030 | — | — | $247K | $236K | 0.1% |
| WELLS FARGO CO. Wells Fargo & Co Variable 5.389% 24 Apr 2034 | — | — | $233K | $232K | 0.1% |
| ACCRUED INTEREST | — | — | — | $231K | 0.1% |
| GOLDMAN SACHS GROUP INC Goldman Sachs Group Inc/The Variable 3.814% | — | — | $265K | $231K | 0.1% |
| FEDERAL NATL MTGE ASSOC Fannie Mae Pool FN MA4493 2.5% 01 Dec | — | — | $288K | $230K | 0.1% |
| PACCAR FINANCIAL CORP Paccar Financial Corp 4.6% 10 Jan 2028 230,000 | — | — | $230K | $230K | 0.1% |
| SPECTRA ENERGY PARTNERS LP Spectra Energy Partners LP 3.375% 15 Oct 2026 | — | — | $221K | $229K | 0.1% |
| FEDERAL NATL MTGE ASSOC Fannie Mae Pool FN MA4466 2.5% 01 Nov | — | — | $276K | $220K | 0.1% |
| May | — | — | — | $220K | 0.1% |
| AMGEN INC Amgen Inc 5.25% 02 Mar 2033 220,000 | — | — | $219K | $218K | 0.1% |
| UNITED STATES TREASURY United States Treasury Note/Bond 4.375% 15 | — | — | $230K | $217K | 0.1% |
| T-MOBILE USA Inc 2.875% 15 Feb 2031 240,000 | — | — | $207K | $211K | 0.1% |
| Aug | — | — | — | $210K | 0.1% |
| SEASONED LOANS STRUCTURED TRANS Seasoned Loans Structured Transaction Trust | — | — | $234K | $208K | 0.1% |
| LOWES Lowe's Cos Inc 5.5% 15 Oct 2035 200,000 | — | — | $205K | $202K | 0.1% |
| BANCO SANTANDER Banco Santander 5.294% 18 Aug 2027 200,000 | — | — | $200K | $201K | 0.1% |
| FEDERAL NATL MTGE ASSOC Fannie Mae Pool FN MA3738 3% 01 Aug 2034 | — | — | $198K | $200K | 0.1% |
| UNITED STATES TREASURY United States Treasury Note/Bond 3.875% 15 | — | — | $205K | $199K | 0.1% |
| FEDERAL HOME LN MTGE CORP Freddie Mac Pool FR SB8506 2% 01 Feb 2036 | — | — | $197K | $198K | 0.1% |
| CONSUMERS 2023 Securitization Funding LLC | — | — | $192K | $194K | 0.1% |
| 5.55% 01 Mar | — | — | — | $192K | 0.1% |
| 2.513% 15 Nov | — | — | — | $190K | 0.1% |
| FEDERAL HOME LN MTGE CORP Freddie Mac Pool FR SB0839 3.5% 01 Dec 2035 | — | — | $180K | $185K | 0.1% |
| May | — | — | — | $185K | 0.1% |
| 0.97% 15 Jun | — | — | — | $185K | 0.1% |
| 1.925% 15 Dec | — | — | — | $185K | 0.1% |
| CNH Equipment Trust 2021-A CNH 2021-A B | — | — | $185K | $184K | 0.1% |
| JOHN DEERE John Deere Owner Trust 2024-C JDOT 2024-C | — | — | $185K | $183K | 0.1% |
| ENERGY TRANSFER L P Energy Transfer LP 5.5% 01 Jun 2027 180,000 | — | — | $185K | $182K | 0.1% |
| BANK 2021-BNK37 BANK 2021-BN37 A2 | — | — | $192K | $182K | 0.1% |
| PFIZER INVESTMENT ENTERPRISES Pfizer Investment Enterprises Pte Ltd 4.75% 19 | — | — | $185K | $179K | 0.1% |
| BP CAP MKTS AMER INC BP Cap Markets America 4.812% 13 Feb 2033 | — | — | $185K | $179K | 0.1% |
| UNION PACIFIC CORP Union Pacific Corp 3.7% 01 Mar 2029 185,000 | — | — | $185K | $178K | 0.1% |
| U.S. GOVERNMENT AND AGENCY OBLIGATIONS FEDERAL NATL MTGE ASSOC Fannie Mae-Aces FNA 2017-M8 A2 Var 25 May | — | — | $182K | $177K | 0.1% |
| AT&T INC AT&T Inc 2.25% 01 Feb 2032 210,000 | — | — | $187K | $174K | 0.1% |
| UNITED STATES TREASURY United States Treasury Note/Bond .625% 15 Aug | — | — | $167K | $169K | 0.1% |
| AMERICREDIT AUTO REC TR AmeriCredit Automobile Receivables Trust 2021- | — | — | $162K | $161K | <0.1% |
| BMARK Benchmark 2024-V9 Mortgage Trust BMARK | — | — | $159K | $158K | <0.1% |
| FEDERAL NATL MTGE ASSOC Fannie Mae Pool FN MA3631 3% 01 Apr 2034 | — | — | $154K | $156K | <0.1% |
| 2024-V9 A3 5.6019% 15 Aug | — | — | — | $155K | <0.1% |
| BANK 2020-BNK30 BANK 2020-BN30 A4 | — | — | $178K | $152K | <0.1% |
| GOVERNMENT NATL MTGE ASSOC Ginnie Mae II Pool G2 MA7706 3% 20 Nov | — | — | $167K | $152K | <0.1% |
| FEDERAL NATL MTGE ASSOC Fannie Mae Pool FN FM9063 3% 01 May 2035 | — | — | $144K | $148K | <0.1% |
| VENTAS Realty LP 2.5% 01 Sep 2031 175,000 | — | — | $173K | $148K | <0.1% |
| FORD Credit Auto Owner Trust 2023-B FORDO | — | — | $145K | $147K | <0.1% |
| VZ Verizon Master Trust VZMT 2023-2 C 5.38% 13 | — | — | $145K | $145K | <0.1% |
| 2023-B B 5.56% 15 Mar | — | — | — | $145K | <0.1% |
| A4 5.39% 15 Aug | — | — | — | $145K | <0.1% |
| Apr | — | — | — | $145K | <0.1% |
| FEDERAL HOME LN MTGE CORP Freddie Mac Pool FR QB4938 2% 01 Nov 2050 | — | — | $190K | $145K | <0.1% |
| JPMBB JPMorgan Chase & Co Variable 2.545% 08 Nov | — | — | $129K | $143K | <0.1% |
| BMO 2024-5C5 Mortgage Trust BMO 2024-5C5 | — | — | $144K | $143K | <0.1% |
| BANK BANK5 2023-5YR2 BANK5 2023-5YR2 A3 | — | — | $137K | $141K | <0.1% |
| 2.538% 01/09/ | — | — | — | $141K | <0.1% |
| SOUTHERN CALIF EDISON CO Southern California Edison Co 2.85% 01 Aug | — | — | $157K | $137K | <0.1% |
| Var 15 Jul | — | — | — | $135K | <0.1% |
| CASH & CASH EQUIVALENTS NON-INTEREST-BEARING CASH FEDERAL GOVERNMENT US DOLLAR 134,849 | — | — | $135K | $135K | <0.1% |
| JPMBB JPMorgan Chase & Co Variable 5.336% 23 Jan | — | — | $135K | $134K | <0.1% |
| DUKE ENERGY Duke Energy Florida Project Finance LLC | — | — | $131K | $134K | <0.1% |
| RPM INTL INC RPM International Inc 4.55% 01 Mar 2029 | — | — | $129K | $128K | <0.1% |
| VZ Verizon Master Trust VZMT 2024-8 B 4.82% 20 | — | — | $125K | $125K | <0.1% |
| Nov | — | — | — | $125K | <0.1% |
| WRKCO INC WRKCo Inc 3.9% 01 Jun 2028 125,000 | — | — | $125K | $121K | <0.1% |
| UNITED STATES TREASURY United States Treasury Note/Bond 4.25% 31 Dec | — | — | $114K | $115K | <0.1% |
| SIMON PPTY GROUP LP Simon Property Group LP 2.2% 01 Feb 2031 | — | — | $111K | $115K | <0.1% |
| WELLTOWER INC Welltower OP LLC 4.25% 01 Apr 2026 110,000 | — | — | $111K | $109K | <0.1% |
| FEDERAL NATL MTGE ASSOC Fannie Mae Pool FN BM4163 Var 01 Mar 2027 | — | — | $122K | $108K | <0.1% |
| FORD Credit Auto Owner Trust 2023-B FORDO | — | — | $105K | $107K | <0.1% |
| WRKCO INC WRKCo Inc 3.375% 15 Sep 2027 110,000 | — | — | $115K | $106K | <0.1% |
| GM Financial Consumer Automobile | — | — | $105K | $105K | <0.1% |
| Receivables Trust 2023-2 GMCAR 2023-2 B | — | — | — | $105K | <0.1% |
| Trust 4.95% 15 Feb | — | — | — | $97K | <0.1% |
| CORPORATE DEBT INSTRUMENTS AMAIR American Airlines 2017-1 Class B Pass Through | — | — | $153K | $97K | <0.1% |
| BMO 2024-5C6 Mortgage Trust BMO 2024-5C6 | — | — | $93K | $90K | <0.1% |
| AT&T INC AT&T Inc 2.55% 01 Dec 2033 110,000 | — | — | $88K | $89K | <0.1% |
| JOHN DEERE John Deere Owner Trust 2023-B JDOT 2023-B | — | — | $85K | $86K | <0.1% |
| A4 5.11% 15 May | — | — | — | $85K | <0.1% |
| SOUTHWEST AIRLS CO Southwest Airlines Co 3% 15 Nov 2026 80,000 | — | — | $74K | $77K | <0.1% |
| SOUTHWEST AIRLS CO Southwest Airlines Co 5.125% 15 Jun 2027 | — | — | $73K | $75K | <0.1% |
| FEDERAL HOME LN MTGE CORP Freddie Mac Pool FR QA3583 3% 01 Oct 2049 | — | — | $89K | $73K | <0.1% |
| GOLDMAN SACHS GROUP INC Goldman Sachs Group Inc/The Variable 2.64% | — | — | $66K | $72K | <0.1% |
| GM Financial Consumer Automobile | — | — | $65K | $66K | <0.1% |
| Receivables Trust 2023-2 GMCAR 2023-2 C | — | — | — | $65K | <0.1% |
| FEDERAL HOME LN MTGE CORP Freddie Mac Multifamily Structured Pass | — | — | $68K | $65K | <0.1% |
| 2018-SB45 A10F Var 25 Nov | — | — | — | $53K | <0.1% |
| FRESB 2018-SB45 Mortgage Trust FRESB | — | — | $53K | $51K | <0.1% |
| UNITED STATES TREASURY United States Treasury Note/Bond 4.75% 31 Jul | — | — | $50K | $50K | <0.1% |
| VZ Verizon Master Trust VZMT 2024-8 C 4.99% 20 | — | — | $50K | $50K | <0.1% |
| Nov | — | — | — | $50K | <0.1% |
| US BANCORP US Bancorp Variable 2.491% 03 Nov 2036 | — | — | $54K | $49K | <0.1% |
| Fund | — | — | — | $48K | <0.1% |
| BP CAP MKTS AMER INC BP Capital Markets America Inc 4.893% 11 Sep | — | — | $50K | $48K | <0.1% |
| 2066 .04 GOVERNMENT NATL MTGE ASSOC Ginnie Mae II Pool G2 AT2417 Var 20 Jul 2066 | — | — | $53K | $48K | <0.1% |
| US BANCORP US Bancorp Variable 4.839% 01 Feb 2034 | — | — | $47K | $48K | <0.1% |
| Aug | — | — | — | $45K | <0.1% |
| UNITED STATES TREASURY United States Treasury Note/Bond 3.875% 15 | — | — | $44K | $43K | <0.1% |
| UNITED STATES TREASURY United States Treasury Note/Bond 2.75% 30 Apr | — | — | $30K | $29K | <0.1% |
| MONDELEZ INTERNATIONAL INC Mondelez International Inc 1.5% 04 Feb 2031 | — | — | $27K | $29K | <0.1% |
| FEDERAL NATL MTGE ASSOC Fannie Mae Pool FN AL8143 Flt 01 Nov 2036 | — | — | $28K | $27K | <0.1% |
| FEDERAL NATL MTGE ASSOC Fannie Mae Pool FN AS5137 4% 01 Jun 2045 | — | — | $29K | $25K | <0.1% |
| FEDERAL HOME LN MTGE CORP Freddie Mac REMICS FHR 3062 DE 5.5% 15 | — | — | $20K | $18K | <0.1% |
| Nov | — | — | — | $18K | <0.1% |
| Jun | — | — | — | $14K | <0.1% |
| GOVERNMENT NATL MTGE ASSOC Ginnie Mae II Pool G2 AE7151 Flt 20 Jun 2063 | — | — | $14K | $14K | <0.1% |
| GOVERNMENT NATL MTGE ASSOC Ginnie Mae II Pool G2 83039 Flt 20 Feb 2042 | — | — | $11K | $10K | <0.1% |
| FEDERAL NATL MTGE ASSOC Fannie Mae Pool FN 256517 6% 01 Dec 2026 | — | — | $5K | $5K | <0.1% |
