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Original filing (PDF)20251001124245NAL0014253968001
AON CONSULTING, INC.
Form 5500
FILING_RECEIVED
AON POOLED EMPLOYER PLAN
401(k) retirement plan
Signals · 1
7 service providers
Active participants
74,793
Accounts w/ balance
51,344
Plan assets (EOY)
$3.1B
Net assets (EOY)
$3.1B
How this plan invests
This plan
29 pooled trusts
Schedule D
34 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
88
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
80
Knocking points off
- 24 bps in Schedule C fees — 381% above peer band of 5 bps.
- 69% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for AON CONSULTING, INC..
Plan sponsor
Name
AON CONSULTING, INC.
EIN
22-2232264
Address
200 E. RANDOLPH STREET · CHICAGO, IL · 60601
Phone
(847) 442-2737
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-01
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2T · Default investment account (QDIA)
2W · Pooled employer plan (PEP)
3B · Covers self-employed individuals
3F · Sponsor used leased employees
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
GRANT THORNTON LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
7 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| VOYA INSTITUTIONAL PLAN SERVICES | 04-3516284 | — | RECORDKEEPER | $3.6M | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| VOYA RETIREMENT ADVISORS, LLC | 22-1862786 | — | INVESTMENT ADVISORY | $470K | — |
Broker
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CHARLES SCHWAB | 94-1737782 | — | BROKERAGE SERVICE | $5K | — |
Other
4| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| AON CONSULTING | 22-2232264 | — | POOLED PLAN PROVIDER | $3.4M | — |
| CAPTRUST | 26-0058143 | — | ADMINISTRATOR | $19K | — |
| MERCER US | 30-0282430 | — | ADMINISTRATOR | $7K | — |
| MALONEY & NOVOTNY LLC | 34-0677006 | — | ADMINISTRATOR | $6K | — |
Investments
10 direct securities · 29 pooled funds· $3.1B(99% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$3.0B
29 holdings
Uncategorized
$118.8M
9 holdings
Guaranteed Income / GIC
$547K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| STATE STREET TARGET RETIREMENT 2035 STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 32-6528132 / PN 024 | Common Collective Trust | — | — | $384.1M | 12.2% | |
| STATE STREET TARGET RETIREMENT 2030 STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 32-6528132 / PN 023 | Common Collective Trust | — | — | $367.5M | 11.7% | |
| STATE STREET TARGET RETIREMENT 2040 STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 32-6528132 / PN 025 | Common Collective Trust | — | — | $324.6M | 10.3% | |
| STATE STREET TARGET RETIREMENT 2045 STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 32-6528132 / PN 026 | Common Collective Trust | — | — | $278.9M | 8.9% | |
| STATE STREET TARGET RETIREMENT 2025 STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 32-6528132 / PN 022 | Common Collective Trust | — | — | $253.4M | 8.1% | |
| STATE STREET S&P 500 INDX SL SF CL STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 04-0025081 / PN 078 | Common Collective Trust | — | — | $239.6M | 7.6% | |
| STATE STREET TARGET RETIREMENT 2050 STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 32-6528132 / PN 027 | Common Collective Trust | — | — | $226.3M | 7.2% | |
| AON LARGE CAP EQUITY FUND AON TRUST COMPANY LLC · EIN 37-6543784 / PN 002 | Common Collective Trust | — | — | $166.4M | 5.3% | |
| STATE STREET TARGET RETIREMENT 2055 STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 32-6528132 / PN 028 | Common Collective Trust | — | — | $161.3M | 5.1% | |
| STATE STREET TARGET RETIREMENT 2020 STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 32-6528132 / PN 021 | Common Collective Trust | — | — | $95.1M | 3.0% | |
| STATE STREET TARGET RETIREMENT 2060 STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 32-6528132 / PN 029 | Common Collective Trust | — | — | $75.5M | 2.4% | |
| STATE STREET GLOBAL ALL CAP EQUITY STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 90-0337987 / PN 444 | Common Collective Trust | — | — | $65.4M | 2.1% | |
| Self-Directed Brokerage Account Charles Schwab & Co. Self-Directed Brokerage Account | — | — | — | $63.8M | 2.0% | |
| STATE STREET TARGET RETIREMENT INCO STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 32-6528132 / PN 030 | Common Collective Trust | — | — | $57.3M | 1.8% | |
| STATE STREET US BOND INDEX FUND STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 90-0337987 / PN 477 | Common Collective Trust | — | — | $56.3M | 1.8% | |
| INVESCO STABLE VALUE FUND INVESCO TRUST COMPANY · EIN 84-1142974 / PN 001 | Common Collective Trust | — | — | $52.3M | 1.7% | |
| STATE STREET RUSSELL SMALL MID CAP STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 32-6528132 / PN 077 | Common Collective Trust | — | — | $51.0M | 1.6% | |
| AON SMALL & MID CAP EQUITY FUND AON TRUST COMPANY LLC · EIN 37-6543784 / PN 003 | Common Collective Trust | — | — | $49.3M | 1.6% | |
| Participant Loans Interest rates from 3.25% - 10.50% with maturity to May 2048 | — | — | — | $39.3M | 1.3% | |
| AON NON-US EQUITY FUND AON TRUST COMPANY LLC · EIN 37-6543784 / PN 005 | Common Collective Trust | — | — | $28.3M | 0.9% | |
| STATE STREET TARGET RETIREMENT 2065 STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 32-6528132 / PN 045 | Common Collective Trust | — | — | $28.3M | 0.9% | |
| AON CORE PLUS BOND AON TRUST COMPANY LLC · EIN 37-6543784 / PN 008 | Common Collective Trust | — | — | $25.2M | 0.8% | |
| Prudential Retirement Insurance and Annuity Company Prudential Guaranteed Income Fund | — | — | — | $7.9M | 0.3% | |
| New York Life Insurance Company New York Life Insurance Anchor Account | — | — | — | $4.9M | 0.2% | |
| FEDERATED HERMES CAPITAL APPRECIATI FEDERATED HERMES · EIN 22-2712853 / PN 001 | Common Collective Trust | — | — | $1.5M | <0.1% | |
| GALLIARD STABLE VALUE RETURN FUND C SEI TRUST COMPANY · EIN 52-2250946 / PN 001 | Common Collective Trust | — | — | $1.2M | <0.1% | |
| Standard Insurance Company Stable Asset Fund X | — | — | — | $993K | <0.1% | |
| Talcott Resolution Life Insurance Company Talcott Resolution General Account | — | — | — | $924K | <0.1% | |
| MORLEY STABLE VALUE FUND PRINCIPAL GLOBAL INVESTORS TRUST COMPANY · EIN 93-6274329 / PN 001 | Common Collective Trust | — | — | $825K | <0.1% | |
| Principal Life Insurance Company Principal Fixed Income Guarantee Option | — | — | — | $739K | <0.1% | |
| Lincoln National Life Insurance Company Lincoln Fixed Account | Guaranteed Income / GIC | — | — | $547K | <0.1% | |
| JOHN HANCOCK STABLE VALUE FUND COLL GLOBAL TRUST COMPANY · EIN 80-6136981 / PN 001 | Common Collective Trust | — | — | $502K | <0.1% | |
| Voya Retirement Insurance and Annuity Company Voya Fixed Account | — | — | — | $187K | <0.1% | |
| Voya Retirement Insurance and Annuity Company Voya Fixed Account | — | — | — | $165K | <0.1% | |
| STATE STREET US TOTAL MARKET INDEX STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 32-6528132 / PN 036 | Common Collective Trust | — | — | $0 | <0.1% | |
| GOLDMAN SACHS STABLE VALUE COLLECTI GOLDMAN SACHS TRUST COMPANY, N.A. · EIN 13-4166989 / PN 025 | Common Collective Trust | — | — | $0 | <0.1% | |
| GALLIARD MANAGED INCOME FUND D SEI TRUST COMPANY · EIN 52-2250949 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% | |
| T. ROWE PRICE STABLE VALUE COMMON T T. ROWE PRICE · EIN 52-1309931 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% | |
| VANGUARD RETIREMENT SAVINGS TRUST I VANGUARD · EIN 38-7041744 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% |
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