Original filing (PDF)20251010081454NAL0007360897001

Cole Schotz P.C.

Name: Cole Schotz P.C. — Cole Schotz P. C. Profit-Sharing, Form 5500 (2024)
Creator: Cole Schotz P.C.
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Cole Schotz P. C. Profit-Sharing and 401(k) Plan

401(k) retirement plan · Cole Schotz P.C.'s Cole Schotz P. C. Profit-Sharing and 401(k) Plan held $136.5M in plan assets for 361 participants in 2024, with Capital Group (American Funds) as recordkeeper.

Signals · 1

High average account balance

Active participants

361

Accounts w/ balance

393

Plan assets (EOY)

$136.5M

Net assets (EOY)

$136.5M

How this plan invests

This plan

1 pooled trust

Schedule D

48 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Above-average plan

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

100

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Low account-holder ratio — balance-holders per active participant in the bottom quartile of peers (23rd percentile).

Helping the score

High average account balance (91st percentile).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for COLE SCHOTZ P.C..

Plan sponsor

Name

COLE SCHOTZ P.C.

EIN

22-2113414all filings

Address

25 MAIN STREET · HACKENSACK, NJ · 07601

Phone

(201) 489-3000

Industry

Law Offices· Professional & Technical Services

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-10

Pension benefit codes

2A · Age/service weighted or new comparability

2E · Profit-sharing

2F · ERISA section 404(c)

2H · Partial participant-directed accounts

2J · 401(k) feature

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Service providers (Schedule C)

4 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
CAPITAL GROUP RETIREMENT PLAN SERVI	—	IRVINE, CA	RECORDKEEPER	$13K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
MORGAN STANLEY	—	NEW YORK, NY	INVESTMENT ADVISOR	$228K	—

Investments

48 direct securities · 1 pooled fund· $138.7M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Mutual Funds

$93.1M

24 holdings

Other securities

$29.3M

17 holdings

Common Collective Trusts

$13.3M

4 holdings

Cash / Money Market

$1.2M

2 holdings

Common Collective Trust

$1.0M

1 holding

Bonds / Notes

$833K

1 holding

					% of plan
American Funds 2035 Target Date Fund R6 Mutual Fund	Mutual Funds	—	—	$17.8M	13.1%
American Funds 2030 Target Date Fund R6 Mutual Fund	Mutual Funds	—	—	$15.9M	11.6%
American Funds 2040 Target Date Fund R6 Mutual Fund	Mutual Funds	—	—	$11.2M	8.2%
Vanguard 500 Index Fund - Admiral Mutual Fund	Common Collective Trusts	—	—	$10.9M	8.0%
American Funds 2020 Target Date Fund R6 Mutual Fund	Mutual Funds	—	$7.1M	$7.4M	5.4%
JPMorgan Large Cap Growth R6 Mutual Fund	Other securities	—	—	$6.0M	4.4%
American Funds 2045 Target Date Fund R6 Mutual Fund	Mutual Funds	—	—	$5.8M	4.3%
American Funds 2025 Target Date Fund R6 Mutual Fund	Mutual Funds	—	$5.4M	$5.8M	4.3%
American Funds 2050 Target Date Fund R6 Mutual Fund	Mutual Funds	—	—	$5.4M	4.0%
Receivable Employer Contribution	Other securities	—	—	$4.6M	3.3%
Federated Hermes Strategic Value Dividend R6 Mutual Fund	Other securities	—	—	$3.7M	2.7%
Blackrock Total Return Instl Mutual Fund	Other securities	—	—	$3.4M	2.5%
Blackrock Health Sciences Opps Inst Mutual Fund	Other securities	—	—	$2.8M	2.0%
American Funds 2055 Target Date Fund R6 Mutual Fund	Mutual Funds	—	—	$2.6M	1.9%
American Funds US Govt Money Market R6 Mutual Fund	Mutual Funds	—	—	$2.1M	1.6%
American Funds Europacific GR R6 Mutual Fund	Mutual Funds	—	—	$2.1M	1.6%
American Funds American Funds US Govt Money Market R6	Mutual Funds	—	$2.1M	$2.1M	1.5%
American Funds 2010 Target Date Fund R6 Mutual Fund	Mutual Funds	—	—	$2.1M	1.5%
American Funds Fundamental Investors R6 Mutual Fund	Mutual Funds	—	—	$2.0M	1.4%
Hartford Midcap R6 Mutual Fund	Other securities	—	—	$1.9M	1.4%
American Funds 2015 Target Date Fund R6 Mutual Fund	Mutual Funds	—	—	$1.9M	1.4%
Janus Henderson Triton N Mutual Fund	Mutual Funds	—	—	$1.8M	1.3%
PGIM High-Yield R6 Mutual Fund	Other securities	—	—	$1.7M	1.2%
Pimco Income ADM Mutual Fund	Mutual Funds	—	—	$1.7M	1.2%
Invesco Developing Markets R6 Mutual Fund	Mutual Funds	—	—	$1.6M	1.2%
Vanguard Wellesley Income ADM Mutual Fund	Mutual Funds	—	—	$1.2M	0.9%
Goldman Sachs Small/Mid Cap Growth Mutual Fund	Other securities	—	—	$1.2M	0.9%
BNY Mellon Global Fixed Income I Mutual Fund	Other securities	—	—	$1.2M	0.9%
Cash surrender value of life insurance contracts	Cash / Money Market	—	—	$1.1M	0.8%
iShares MSCI EAFE International Index K Mutual Fund	Other securities	—	—	$1.1M	0.8%
EB MAGIC 40 STABLE VALUE FUND KEYBANK, NA (EB MAGIC FUND) · EIN 34-6903863 / PN 002	Common Collective Trust	—	—	$1.0M	0.8%
iShares Russell 2000 Small-Cap Index K Mutual Fund	Common Collective Trusts	—	—	$959K	0.7%
Vanguard Extended Market IDX ADM Mutual Fund	Common Collective Trusts	—	—	$935K	0.7%
Notes receivable from participants Interest rates from 4.25% - 9.50% $-	Bonds / Notes	—	—	$833K	0.6%
American Funds 2060 Target Date Fund R6 Mutual Fund	Mutual Funds	—	—	$722K	0.5%
Pimco Short-Term Instl Mutual Fund	Mutual Funds	—	—	$563K	0.4%
Eaton Vance Atlanta Capital Smid-Cap R6 Mutual Fund	Other securities	—	—	$553K	0.4%
Vanguard Emerging Mkts Stock IDX ADM Mutual Fund	Common Collective Trusts	—	—	$517K	0.4%
Invesco Gold & Special Minerals Y Mutual Fund	Mutual Funds	—	—	$407K	0.3%
Pimco Real Return Instl Mutual Fund	Mutual Funds	—	—	$392K	0.3%
Receivable Employee Contribution	Other securities	—	—	$340K	0.2%
American Funds 2065 Target Date Fund R6 Mutual Fund	Mutual Funds	—	—	$270K	0.2%
Blackrock Strategic Income Opps K Mutual Fund	Other securities	—	—	$253K	0.2%
Columbia Real Estate Equity Instl 2 Mutual Fund	Other securities	—	—	$213K	0.2%
Undiscovered Mgrs Behavioral Value R6 Mutual Fund	Other securities	—	—	$207K	0.2%
Pimco Commodity Real Ret Strat Instl Mutual Fund	Mutual Funds	—	—	$82K	<0.1%
Plan Level Forfeiture Account	Other securities	—	—	$76K	<0.1%
Bank of America Plan Level Checking account	Other securities	—	—	$7K	<0.1%
Cash accounts	Cash / Money Market	—	—	$7K	<0.1%