Back to filter
Original filing (PDF)20251014203357NAL0007375426001
PAUL MILLER, INC.
Form 5500
FILING_RECEIVED
PAUL MILLER & ITS AFFILIATES 401(K) PLAN
401(k) retirement plan
Active participants
655
Accounts w/ balance
922
Plan assets (EOY)
$44.5M
Net assets (EOY)
$44.4M
How this plan invests
This plan
71 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- 40 bps in Schedule C fees — modestly above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PAUL MILLER, INC..
Plan sponsor
Name
PAUL MILLER, INC.
EIN
22-2106441
Address
179 ROUTE 46 · PARSIPPANY, NJ · 07054
Phone
(973) 575-4450
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
WITHUM SMITH & BROWN
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NATIONWIDE TRUST COMPANY | 31-1592130 | COLUMBUS, OH | RECORDKEEPER | $75K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MORGAN STANLEY | 26-4310632 | BALTIMORE, MD | ADVISOR | $53K | — |
| PROACCOUNT | 73-0988442 | COLUMBUS, OH | INVESTMENT ADVISORY | $32K | — |
TPA / Administrator
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| INTAC ACTUARIAL SERVICES | 22-2446239 | WOODCLIFF LAKE, NJ | TPA | $14K | — |
| INTAC BY FUTUREPLAN | 35-0800998 | WOODCLIFF LAKE, NJ | TPA | $1K | — |
Investments
71 direct securities· $44.2M(99% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Allspring Allspr Prmr Lg Co Gr Inst | — | — | — | $5.5M | 12.5% | |
| Vanguard Vngrd Trgt Rtrmt 2040 Inv | — | — | — | $4.0M | 8.9% | |
| Vanguard Vngrd 500 Indx Fd | — | — | — | $2.6M | 5.8% | |
| Vanguard Vngrd Trgt Rtrmt 2025 Inv | — | — | — | $2.4M | 5.3% | |
| Vanguard Vngrd Trgt Rtrmt 2035 Inv | — | — | — | $2.2M | 4.8% | |
| Vanguard Vngrd Divrs Eq Inv | — | — | — | $2.1M | 4.7% | |
| Vanguard Vngrd Trgt Rtrmt 2030 Inv | — | — | — | $2.1M | 4.7% | |
| Vanguard Vngrd Trgt Rtrmt 2060 Inv | — | — | — | $1.8M | 4.1% | |
| Vanguard Vngrd Trgt Rtrmt 2050 Inv | — | — | — | $1.8M | 4.1% | |
| Nationwide Fixed Select Contract | — | — | — | $1.6M | 3.5% | |
| Vanguard Vngrd Trgt Rtrmt 2055 Inv | — | — | — | $1.4M | 3.0% | |
| Vanguard Vngrd Trgt Rtrmt 2045 Inv | — | — | — | $1.3M | 2.9% | |
| Nationwide NW Mdcap Mkt Indx R6 | — | — | — | $979K | 2.2% | |
| J.P. Morgan JPM Mdcap Val L | — | — | — | $967K | 2.2% | |
| Invesco Invsco Cor Bd Y | — | — | — | $911K | 2.0% | |
| Invesco Invsco Glbl Oppr Y | — | — | — | $818K | 1.8% | |
| T. Rowe Price TRowePr New Hrizns | — | — | — | $730K | 1.6% | |
| Fidelity Fid 500 Indx | — | — | — | $696K | 1.6% | |
| Principal Prncpl Eq Inc I Inst | — | — | — | $694K | 1.6% | |
| Vanguard Vngrd Trgt Rtrmt 2020 Inv | — | — | — | $626K | 1.4% | |
| PIMCO Real Rtn Inst | — | — | — | $596K | 1.3% | |
| Goldman Sacs Gdmnscs Gqgptnrintloppr R6 | — | — | — | $426K | 1.0% | |
| Fidelity Fid Intl Indx | — | — | — | $423K | 1.0% | |
| Dodge and Cox Dodgecox Intl Stk | — | — | — | $422K | 0.9% | |
| Vanguard Vngrd Trgt Rtrmt 2065 Inv | — | — | — | $414K | 0.9% | |
| Nationwide NW Loomis AllCap Gr R6 | — | — | — | $394K | 0.9% | |
| Harbor Intl Inst | — | — | — | $370K | 0.8% | |
| Avantis Avnts US LgCap Val Inst | — | — | — | $367K | 0.8% | |
| J.P. Morgan JPM Lgcap Gr R6 | — | — | — | $340K | 0.8% | |
| J.P. Morgan JPM Eq Inc R5 | — | — | — | $337K | 0.8% | |
| Fidelity Fid US Bd Indx | — | — | — | $329K | 0.7% | |
| PGIM Ttl Rtn Bd R6 | — | — | — | $315K | 0.7% | |
| Avantis Avnts Emerg Mkts Eq Fd - Inst Cl | — | — | — | $313K | 0.7% | |
| PIMCO Ggna Govt Sec Inst | — | — | — | $267K | 0.6% | |
| Vanguard Vngrd Trgt Rtrmt Income | — | — | — | $266K | 0.6% | |
| PIMCO Stk Plus Sm Inst | — | — | — | $245K | 0.5% | |
| Nationwide NW Inv Dest Mod R6 | — | — | — | $238K | 0.5% | |
| BlackRock BlkRk MdCap Gr Eq Inst 273 BlackRock BlkRk Hi Yld Bd Port K | — | — | — | $224K | 0.5% | |
| Invesco Invsco Intl Smmd Co Y | — | — | — | $206K | 0.5% | |
| Massachusetts Financial Services MFS Mdcap Gr R6 | — | — | — | $205K | 0.5% | |
| Diamond Hill Diamond Hill Md Cap I | — | — | — | $202K | 0.5% | |
| Nationwide NW Inv Dest Mod Aggr R6 | — | — | — | $199K | 0.4% | |
| Principal Prncpl Glbl RealEst R6 | — | — | — | $198K | 0.4% | |
| Legal & General L&G Cmdty Strat Fd - Inst Shares | — | — | — | $166K | 0.4% | |
| Massachusetts Financial Services MFS Intl New Disc R4 | — | — | — | $164K | 0.4% | |
| Nationwide NW Inv Dest Aggr R6 | — | — | — | $161K | 0.4% | |
| Vanguard Vngrd SmCap Val Indx Inv Adml | — | — | — | $154K | 0.3% | |
| VanEck Intl Inv Gold Inst | — | — | — | $124K | 0.3% | |
| BlackRock BlkRk Ttl Rtn K | — | — | — | $123K | 0.3% | |
| AllianceBernstein AB Glbl Bd Fd - Class Z | — | — | — | $113K | 0.3% | |
| Vanguard Vngrd Explr Adml | — | — | — | $113K | 0.3% | |
| Avantis Avnts US SmCap Val Inst | — | — | — | $106K | 0.2% | |
| PGIM Jnisn Natrl Rsrc Z | — | — | — | $87K | 0.2% | |
| Vanguard Vngrd SmCap Indx Fd AS | — | — | — | $87K | 0.2% | |
| Dimensional Fund Advisors DFA RealEst Sec | — | — | — | $71K | 0.2% | |
| TCW Group TCW Emrg Mkt Inc I | — | — | — | $68K | 0.2% | |
| Notes receivable from participants Interest rates at 4.25% - 9.50% maturing | — | — | — | $64K | 0.1% | |
| Nationwide NW Inv Dst Cnsrv R6 | — | — | — | $56K | 0.1% | |
| Nationwide NW Inv Dest Mod Cnsrv R6 | — | — | — | $28K | <0.1% | |
| Dimensional Fund Advisors DFA Emerg Mkt Cor Eq Inst | — | — | — | $24K | <0.1% | |
| Federated Hermes Fed Hrms Gov Oblgtns Prmr | — | — | — | $19K | <0.1% | |
| Vanguard Vngrd Trgt Rtrmt 2070 Inv | — | — | — | $14K | <0.1% | |
| Dimensional Fund Advisors DFA US LgCap Val Inst | — | — | — | $14K | <0.1% | |
| American Beacon AmBcn Intl Eq R5 | — | — | — | $13K | <0.1% | |
| BlackRock BlkRk Strat Inc Oppr I 205 Columbia Col Sel LgCap Gr Inst2 | — | — | — | $10K | <0.1% | |
| Dimensional Fund Advisors DFA US Trgt Val Inst | — | — | — | $8K | <0.1% | |
| PIMCO Comdy Real Rtn Strat Inst | — | — | — | $6K | <0.1% | |
| Invesco Invsco Opp Intl Gr Y | — | — | — | $5K | <0.1% | |
| Dimensional Fund Advisors DFA Glbl RealEst Sec Inst | — | — | — | $5K | <0.1% | |
| AllianceBernstein AB Glbl Bd I | — | — | — | $1K | <0.1% | |
| Morely Mrly Stbl Val 25 I | — | — | — | $1K | <0.1% |