Back to filter
Original filing (PDF)20250919092040NAL0003319074001
STRATO, INC.
Form 5500
FILING_RECEIVED
STRATO, INC. 401(K) PROFIT SHARING PLAN
401(k) retirement plan
Active participants
99
Accounts w/ balance
139
Plan assets (EOY)
$23.6M
Net assets (EOY)
$23.6M
How this plan invests
This plan
1 pooled trust
Schedule D
20 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- 40 bps in Schedule C fees — modestly above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for STRATO, INC..
Plan sponsor
Name
STRATO, INC.
EIN
22-1997382
Address
49 STOUTS LN STE 7 · MONMOUTH JUNCTION, NJ · 08852
Phone
(732) 981-1515
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-19
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
CLIFTONLARSONALLEN LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MORGAN STANLEY WILSHINSKY GROUP | 26-4310632 | — | INVESTMENT ADVISORY | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $94K | — |
Investments
19 direct securities · 1 pooled fund· $23.5M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$20.1M
19 holdings
Pooled Separate Account
$3.4M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index Fund Mutual Funds | — | — | — | $4.5M | 19.1% | |
| NEW YORK LIFE SV ANCHOR ACCT NEW YORK LIFE INSURANCE COMPANY · EIN 13-5582869 / PN 125 | Pooled Separate Account | — | — | $3.4M | 14.6% | |
| Principal Core Plus Bond R5 Fd Mutual Funds | — | — | — | $3.3M | 14.1% | |
| Fidelity Mid Cp Index Fund Mutual Funds | — | — | — | $1.8M | 7.5% | |
| Pioneer Fundamentl Growth Y Fd Mutual Funds | — | — | — | $1.8M | 7.5% | |
| Principal Div Intl R6 Fund Mutual Funds | — | — | — | $1.7M | 7.1% | |
| Similar Party Collateral, Par, or Maturity Value Cost** Current Value American Century Equity Income R6 Fund Mutual Funds | — | — | — | $1.3M | 5.7% | |
| Fidelity Sm Cap Index Fund Mutual Funds | — | — | — | $1.1M | 4.5% | |
| BlackRock HY Bond Isnt Fund Mutual Funds | — | — | — | $761K | 3.2% | |
| Delaware Emerg Mkts Instl Fund Mutual Funds | — | — | — | $714K | 3.0% | |
| Principal Capital App R5 Fund Mutual Funds | — | — | — | $686K | 2.9% | |
| American Funds NewPrsp R6 Fund Mutual Funds | — | — | — | $580K | 2.5% | |
| AB Small Cap Growth Port K Fund Mutual Funds | — | — | — | $498K | 2.1% | |
| American Century Small Cap Value R6 Fund Mutual Funds | — | — | — | $463K | 2.0% | |
| MFS MID-CAP Growth R3 Fund Mutual Funds | — | — | — | $301K | 1.3% | |
| Baron Real Estate Inst Fund Mutual Funds | — | — | — | $256K | 1.1% | |
| John Hancock Disc Val MC R6 FD Mutual Funds | — | — | — | $235K | 1.0% | |
| maturing through March 2029 - | — | — | — | $160K | 0.7% | |
| BlackRock Srat Inc Opp Inst Fund Mutual Funds | — | — | — | $2K | <0.1% | |
| (E) | — | — | — | $2K | <0.1% |
Related plans
Other plans using PRINCIPAL LIFE INSURANCE COMPANY
BOARD OF TRUSTEES OF THE I.A.M. NATIONAL PENSION FUND
IAM NATIONAL PENSION FUND
$15.0B · 102,863 participants
CHEVRON CORPORATION
CHEVRON MASTER PENSION TRUST
$12.2B
AMERICAN EXPRESS COMPANY AND ITS PARTICIPATING SUBSIDIARIES
AMERICAN EXPRESS RETIREMENT SAVINGS PLAN
$9.1B · 25,049 participants
LOWE'S COMPANIES, INC.
LOWES 401(K) PLAN
$8.6B · 263,650 participants
HDR, INC.
HDR, INC. BEST PLAN AND ESOP
$7.7B · 12,137 participants
BURNS & MCDONNELL, INC
BURNS & MCDONNELL, INC. EMPLOYEE STOCK OWNERSHIP PLAN
$5.5B · 10,567 participants
Similar-size Manufacturing plans
REMINGTON PRODUCTS COMPANY
REMINGTON PRODUCTS COMPANY 401(K) PLAN AND TRUST
$23.6M · 194 participants
MBL (USA) CORPORATION
MBL (USA) CORPORATION 401(K) SAVINGS PLAN
$23.2M · 186 participants
YOKOHAMA TWS NORTH AMERICA, INC.
YOKOHAMA TWS NORTH AMERICA, INC. SAVINGS PLAN
$24.3M · 356 participants
FLEXFAB HORIZONS INTERNATIONAL
FLEXFAB PENSION PLAN
$22.8M · 105 participants
COOPER TIRE & RUBBER COMPANY LLC
COOPER TIRE & RUBBER COMPANY CLARKSDALE REPRESENTED EMPLOYEE RETIREMENT PLAN
$24.6M · 16 participants
VERNAY LABORATORIES, INC.
VERNAY LABORATORIES, INC. TAX DEFERRED SAVINGS PLAN
$24.9M · 272 participants
Large plans in New Jersey
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
JPMORGAN CHASE 401(K) SAVINGS PLAN
$52.9B · 185,310 participants
VERIZON COMMUNICATIONS INC.
VERIZON MASTER SAVINGS TRUST
$41.1B
PGIM, INC.
PGIM FIXED INCOME GLOBAL LIQUIDITY RELATIVE VALUE MASTER FUND, LTD.
$38.4B
VERIZON COMMUNICATIONS INC.
VERIZON SAVINGS PLAN FOR MANAGEMENT EMPLOYEES
$29.4B · 63,563 participants
JOHNSON AND JOHNSON
JOHNSON AND JOHNSON SAVINGS PLAN TRUST
$24.2B
JOHNSON AND JOHNSON
JOHNSON AND JOHNSON SAVINGS PLAN
$23.6B · 44,280 participants