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Original filing (PDF)20251014211105NAL0003615377001
G.R. ROBERT CONSTRUCTION CO., INC.
Form 5500
FILING_RECEIVED
G.R. ROBERT CONSTRUCTION CO., INC. AND USW WELFARE FUND
Health & welfare plan
Signals · 3
50% in single holding~350 bps in Sched C feesNo recordkeeper disclosed
Active participants
202
Accounts w/ balance
—
Plan assets (EOY)
$3.2M
Net assets (EOY)
$2.7M
How this plan invests
This plan
9 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "" Large Cap. Equity" is 50% of plan.
- 350 bps in Schedule C fees — 572% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for G.R. ROBERT CONSTRUCTION CO., INC..
Plan sponsor
Name
G.R. ROBERT CONSTRUCTION CO., INC.
EIN
22-1981613
Address
P.O. BOX 449 · FARMINGDALE, NJ · 07727
Phone
(732) 938-4004
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
501
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Welfare benefit codes
4A · Health (other than dental or vision)
4B · Life Insurance
4H · Long-Term Disability
Audit & trust (Schedule H)
Auditor
HOLMAN FRENIA ALLISON CPA
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MORGAN STANLEY | 26-4310632 | SHREWBURY, NJ | RIA | $16K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| HOLMAN FRENIA ALLISON, CPA LLC | 22-3480145 | LAKEWOOD, NJ | AUDITOR | $14K | — |
Other
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ALLEGIANCE BENEFIT PLAN MANAGEMENT | 81-0400550 | — | CLAIMS ADMINISTRATOR | $67K | — |
| ALLEGIANCE BENEFIR MANAGEMENT PLAN | 81-0400550 | — | CARE MANAGER | $15K | — |
Investments
9 direct securities· $3.1M(96% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| " Large Cap. Equity | — | — | $1.1M | $1.5M | 47.3% | |
| " International Equity | — | — | $485K | $521K | 16.2% | |
| Provident Bank Cash | — | — | $380K | $380K | 11.8% | |
| " Small Mid Cap Equity | — | — | $276K | $240K | 7.4% | |
| Morgan Stanley Pathway Funds Core Fixed Income | — | — | $164K | $141K | 4.4% | |
| " Emerging Markets | — | — | $147K | $137K | 4.2% | |
| " High Yield Invest. | — | — | $74K | $62K | 1.9% | |
| " International Fixed | — | — | $66K | $59K | 1.8% | |
| Morgan Stanley INT. Baring Cash | — | — | $15K | $15K | 0.5% |
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