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Original filing (PDF)20260206104542NAL0012697890001
RICHARD A. ALAIMO ASSOCIATES
Form 5500
FILING_RECEIVED
RICHARD A. ALAIMO ASSOCIATES SAVINGS AND INVESTMENT PLAN
401(k) retirement plan
Signals · 2
Late filing · 2.7 mo28% in single holding
Active participants
97
Accounts w/ balance
135
Plan assets (EOY)
$41.3M
Net assets (EOY)
$41.3M
How this plan invests
This plan
15 pooled trusts
Schedule D
29 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
94
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
89
Concentration risk
86
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- Filed 2.7 months past the 10.5-month grace window.
- Top holding "Massachusetts Mutual Life Ins. Co. Guaranteed Interest Contract" is 28% of plan.
Helping the score
- Below-peer total fees (10 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for RICHARD A. ALAIMO ASSOCIATES.
Plan sponsor
Name
RICHARD A. ALAIMO ASSOCIATES
EIN
22-1824833
Address
200 HIGH ST · MOUNT HOLLY, NJ · 080601404
Phone
(609) 267-8310
Industry
Engineering Services· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2026-02-06
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
BOWMAN & COMPANY
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $0 | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CLARKE INS AGENCY INC | — | MOUNT HOLLY, NJ | INVESTMENT ADVISOR | $40K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $2K | — |
Investments
17 direct securities · 15 pooled funds· $43.6M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Uncategorized
$24.3M
17 holdings
Common Collective Trust
$19.3M
15 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Massachusetts Mutual Life Ins. Co. Guaranteed Interest Contract | — | — | — | $11.4M | 27.5% | |
| VANGUARD WELLESLEY INCOME ADMIRAL VANGUARD · EIN 90-0779283 / PN 000 | Common Collective Trust | — | — | $5.3M | 12.7% | |
| MM SANDP 500 INDEX I MASSMUTUAL · EIN 90-0342299 / PN 000 | Common Collective Trust | — | — | $4.3M | 10.4% | |
| Massachusetts Mutual Life Ins. Co. Mass Mutual RetireSMART by JPM 2020 Fund | — | — | — | $2.0M | 4.8% | |
| MASSMUTUAL BLUE CHIP GROWTH I MASSMUTUAL · EIN 90-0779283 / PN 000 | Common Collective Trust | — | — | $1.9M | 4.5% | |
| JP Morgan Care Bond | — | — | — | $1.5M | 3.7% | |
| JPMORGAN CORE BOND R5 JPMORGAN · EIN 90-0342299 / PN 000 | Common Collective Trust | — | — | $1.5M | 3.7% | |
| Invesco Capital Appreciation Fund | — | — | — | $1.5M | 3.5% | |
| Massachusetts Mutual Life Ins. Co. Equity Opportunities I | — | — | — | $1.2M | 3.0% | |
| MASSMUTUAL EQUITY OPPORTS I MASSMUTUAL · EIN 90-0342299 / PN 000 | Common Collective Trust | — | — | $1.2M | 3.0% | |
| Massachusetts Mutual Life Ins. Co. Mass Mutual RetireSMART by JPM 2040 Fund | — | — | — | $1.2M | 2.9% | |
| MASSMUTUAL HIGH YIELD I MASSMUTUAL · EIN 90-0779283 / PN 000 | Common Collective Trust | — | — | $1.1M | 2.6% | |
| Massachusetts Mutual Life Ins. Co. Mass Mutual RetireSMART by JPM 2030 Fund | — | — | — | $1.0M | 2.5% | |
| MASSMUTUAL DIVERSIFIED VALUE I MASSMUTUAL · EIN 90-0779283 / PN 000 | Common Collective Trust | — | — | $949K | 2.3% | |
| American Funds American Funds Growth America | — | — | — | $866K | 2.1% | |
| American Funds American Funds SmallCap World R6 | — | — | — | $784K | 1.9% | |
| Invesco Small Cap Value Y | — | — | — | $644K | 1.6% | |
| THORNBURG INTERNATIONAL EQUITY R5 THORNBURG · EIN 04-1590850 / PN 000 | Common Collective Trust | — | — | $636K | 1.5% | |
| CRM MID CAP VALUE INV CRM · EIN 04-1590850 / PN 000 | Common Collective Trust | — | — | $597K | 1.4% | |
| Party in Identity of Issue, Borrower, Maturity Date, Rate of Interest, Current Interest Lessor or Similar Party Collateral, Par or Maturity Value Cost Value * Massachusetts Mutual Life Ins. Co. Mass Mutual US Government Money Market n/a | — | — | — | $545K | 1.3% | |
| Massachusetts Mutual Life Ins. Co. Mass Mutual RetireSMART by JPM 2050 Fund | — | — | — | $500K | 1.2% | |
| MASSMUTUAL US GOVT MNY MKT R5 MASSMUTUAL · EIN 04-1590850 / PN 000 | Common Collective Trust | — | — | $473K | 1.1% | |
| MASSMUTUAL MID CAP GROWTH I MASSMUTUAL · EIN 90-0342299 / PN 000 | Common Collective Trust | — | — | $470K | 1.1% | |
| Wells Fargo Wells Fargo Special Mid Cap Value Fund | — | — | — | $431K | 1.0% | |
| MASSMUTUAL SMALL CAP GR EQ I MASSMUTUAL · EIN 90-0342299 / PN 000 | Common Collective Trust | — | — | $396K | 1.0% | |
| Massachusetts Mutual Life Ins. Co. Mass Mutual RetireSMART by JPM 2060 Fund | — | — | — | $294K | 0.7% | |
| Invesco Real Estate Fund | — | — | — | $241K | 0.6% | |
| MASSMUTUAL 80/20 ALLOCATION I MASSMUTUAL · EIN 90-0779283 / PN 000 | Common Collective Trust | — | — | $206K | 0.5% | |
| MASSMUTUAL OVERSEAS I MASSMUTUAL · EIN 90-0342299 / PN 000 | Common Collective Trust | — | — | $187K | 0.5% | |
| MASSMUTUAL INTERNATIONAL EQ I MASSMUTUAL · EIN 90-0779283 / PN 000 | Common Collective Trust | — | — | $127K | 0.3% | |
| American Funds American Funds New World n/a | — | — | — | $77K | 0.2% | |
| Massachusetts Mutual Life Ins. Co. RetireSMART In Retirement II | — | — | — | $65K | 0.2% |