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Original filing (PDF)20250829100200NAL0019107040001
NEW JERSEY ELECTRICAL WORKERS TEMPORARY DISABILITY BENEFIT TRUST FUND
Form 5500
FILING_RECEIVED
NEW JERSEY ELECTRICAL WORKERS TEMPORARY DISABILITY BENEFIT TRUST FUND
Health & welfare plan
Signals · 3
36% in single holding~208 bps in Sched C feesNo recordkeeper disclosed
Active participants
6,564
Accounts w/ balance
—
Plan assets (EOY)
$5.2M
Net assets (EOY)
$5.2M
How this plan invests
This plan
6 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
82
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "Vanguard 500 Index" is 36% of plan.
- 208 bps in Schedule C fees — 299% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for NEW JERSEY ELECTRICAL WORKERS TEMPORARY DISABILITY BENEFIT TRUST FUND.
Plan sponsor
Name
NEW JERSEY ELECTRICAL WORKERS TEMPORARY DISABILITY BENEFIT TRUST FUND
EIN
22-1714827
Address
830 BEAR TAVERN ROAD · WEST TRENTON, NJ · 08628
Phone
(800) 792-3666
Industry
Electrical Contractors· Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
501
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-08-29
Welfare benefit codes
4F · Temporary Disability (accident and sickness)
Audit & trust (Schedule H)
Auditor
GERSON & ASSOC. CPAS AND AVISORS
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsOther
4| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| I.E. SHAFFER & CO | 22-1750854 | WEST TRENTON, NJ | NONE | $82K | — |
| GERSON & ASSOC., CPAS AND ADVISORS | 22-3163246 | ROCHELLE PARK, NJ | NONE | $15K | — |
| OBRIEN, BELLAND & BUSHINSKY LLC | 37-1467056 | — | NONE | $6K | — |
| MSPC CERTIFIED PUBLIC ACCOUNTANTS | 22-2951202 | — | NONE | $5K | — |
Investments
6 direct securities· $4.0M(76% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard 500 Index | — | — | $1.1M | $1.4M | 27.2% | |
| Vanguard Interim Term Bond | — | — | $915K | $948K | 18.2% | |
| Vanguard Short Term Bond Index Fund | — | — | $505K | $523K | 10.0% | |
| Vanguard Ultra Short | — | — | $443K | $459K | 8.8% | |
| Vanguard Small Cap Index | — | — | $284K | $353K | 6.8% | |
| Invesco S&P Equal Weight | — | — | $221K | $275K | 5.3% |