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Original filing (PDF)20250731080739NAL0005725137002
LOCAL 464A-UNITED FOOD & COMMERCIAL WORKERS UNION WELFARE SERVICE BENE
Form 5500
FILING_RECEIVED
LOCAL 464A-UNITED FOOD & COMMERCIAL WORKERS UNION WELFARE SERVICE BENEFIT FUND
Health & welfare plan
Signals · 3
~296 bps in Sched C feesNo recordkeeper disclosed32 service providers
Active participants
12,801
Accounts w/ balance
—
Plan assets (EOY)
$410.2M
Net assets (EOY)
$386.5M
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 296 bps in Schedule C fees — 2862% above peer band of 10 bps.
- No recordkeeper disclosed on Schedule C.
Helping the score
- Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for LOCAL 464A-UNITED FOOD & COMMERCIAL WORKERS UNION WELFARE SERVICE BENE.
Plan sponsor
Name
LOCAL 464A-UNITED FOOD & COMMERCIAL WORKERS UNION WELFARE SERVICE BENE
EIN
22-1582446
Address
245 PATERSON AVENUE · LITTLE FALLS, NJ · 07424
Phone
(973) 256-6790
Industry
Supermarkets & Other Grocery Stores· Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
501
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-31
Welfare benefit codes
4A · Health (other than dental or vision)
4B · Life Insurance
4D · Dental
4E · Vision
4G · Prepaid Legal
4L · Death Benefits (other than life insurance)
Audit & trust (Schedule H)
Auditor
ROSENBERG RICH BAKER BERMAN, P.A.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
32 rowsOther
32| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| DENTAL DELIVERY SYSTEMS | 22-2020659 | — | — | $3.1M | — |
| HORIZON HEALTHCARE SERVICES, INC. | 22-0999690 | NEWARK, NJ | — | $2.2M | — |
| MAXON ADMINISTRATORS,INC. | 13-1883662 | — | — | $1.7M | — |
| JOHN NICCOLLAI MEDICAL CENTER | 22-2919559 | — | — | $1.4M | — |
| ANTHONY J. BONI | 22-1903961 | — | — | $1.1M | — |
| STACEY BRAUN ASSOCIATES, INC | 13-2889432 | — | — | $508K | — |
| MERRILL LYNCH PIERCE FENNER & SMITH | 13-5674085 | — | — | $347K | — |
| MURPHY ANDERSON PLLC | 26-3092374 | — | — | $266K | — |
| KATHLEEN PRIDMORE | 22-1582446 | — | EMPLOYEE | $159K | — |
| ROSA AMICA-TERRA | 22-1582446 | — | EMPLOYEE | $135K | — |
| PNC BANK NA | 22-1146430 | — | — | $129K | — |
| STEVEN KAPLAN | 22-1582446 | — | EMPLOYEE | $102K | — |
| TIMOTHY COPPO | 22-1582446 | — | EMPLOYEE | $101K | — |
| HEALTH PLAN SYSTEMS, INC. | 01-0589640 | EDISON, NJ | NONE | $90K | — |
| VINCENT PISCITELLI | 22-1582446 | — | EMPLOYEE | $76K | — |
| UMBERTO MARICONDA | 22-1582446 | — | EMPLOYEE | $76K | — |
| SHARON O'CONNOR | 22-1582446 | — | EMPLOYEE | $76K | — |
| ROSENBERG,RICH,BAKER,BERMAN & | 22-3271252 | — | — | $74K | — |
| NANCY MALAVE | 22-1582446 | — | EMPLOYEE | $70K | — |
| CONCERNED DENTAL CARE OF WESTCHESTE | 20-0904327 | — | — | $60K | — |
| MELINDA EVANS | 22-1582446 | — | EMPLOYEE | $51K | — |
| JUDITE THOMPSON | 22-1582446 | — | EMPLOYEE | $46K | — |
| JENNIFER SUDOL | 22-1582446 | — | EMPLOYEE | $45K | — |
| SAVASTA & CO. INC. | 13-3879959 | — | — | $36K | — |
| DINA ALTONJY | 22-1582446 | — | EMPLOYEE | $34K | — |
| JOSEPH JEWELL | 22-1582446 | — | EMPLOYEE | $29K | — |
| BENNETT ROTHENBERG, M.D. | 13-5484940 | — | — | $20K | — |
| PATRICIA SABATINI | 22-1582446 | — | EMPLOYEE | $17K | — |
| TARA CIAMPI | 22-1582446 | — | EMPLOYEE | $13K | — |
| KARLA MIRANDA | 22-1582446 | — | EMPLOYEE | $10K | — |
| STOKES INVESTMENT CONSULTING LLC | 47-3576518 | CHARLOTTE, NC | — | $10K | — |
| RAMON CAMARENA | 22-1582446 | — | EMPLOYEE | $7K | — |
Investments
The Schedule of Assets is filed as a free-form PDF attachment on EFAST2; we parse these offline and coverage is partial (priority is the largest plans by EOY assets). This plan also reports no pooled (Schedule D) interests, so its holdings aren’t hidden on a master-trust filing. The line-item data lives on DOL EFAST2 under the same ACK_ID.
See Methodology > Data linkages for how Form 5500 / Schedule H / Schedule D / Schedule of Assets fit together.