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Original filing (PDF)20260112155952NAL0019093058001
BOARD OF TRUSTEES, HEAVY & GENERAL LABORERS WELFARE FUND OF NEW JERSEY
Form 5500
FILING_RECEIVED
HEAVY & GENERAL LABORERS' LOCAL 472 & LOCAL 172 OF NJ- WELFARE FUND
Health & welfare plan
Signals · 4
63% in single holding~248 bps in Sched C feesNo recordkeeper disclosed60 service providers
Active participants
7,130
Accounts w/ balance
—
Plan assets (EOY)
$374.1M
Net assets (EOY)
$319.3M
How this plan invests
This plan
2 pooled trusts
Schedule D
2 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "[DFE: THE UNION LABOR LIFE INS. CO. SEPARATE ACCOUNT W1 (extraction pending)]" is 63% of plan.
- 248 bps in Schedule C fees — 2383% above peer band of 10 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BOARD OF TRUSTEES, HEAVY & GENERAL LABORERS WELFARE FUND OF NEW JERSEY.
Plan sponsor
Name
BOARD OF TRUSTEES, HEAVY & GENERAL LABORERS WELFARE FUND OF NEW JERSEY
EIN
22-1481564
Address
700 RAYMOND BOULEVARD · NEWARK, NJ · 071052909
Phone
(973) 589-5050
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
501
Plan year
2024
Plan year begin
2024-04-01
Tax period
2025-03-31
Filed
2026-01-12
Welfare benefit codes
4A · Health (other than dental or vision)
4B · Life Insurance
4D · Dental
4E · Vision
4F · Temporary Disability (accident and sickness)
4G · Prepaid Legal
4L · Death Benefits (other than life insurance)
4Q · Other
4U · Dependent Care
Audit & trust (Schedule H)
Auditor
SCHULTHEIS & PANETTIERI, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
60 rowsOther
60| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MERITAIN HEALTH, INC. | 16-1264154 | — | NONE | $3.1M | — |
| ZAZZALI FAGELLA NOWAK, KLEINBAUM & | 22-1973215 | — | NONE | $408K | — |
| THE SEGAL COMPANY (EASTERN STATES) | 13-1835864 | — | NONE | $398K | — |
| BEVERLY CEASER | 22-1481564 | — | NONE | $262K | — |
| THOMAS COTOV | 22-1481564 | — | NONE | $257K | — |
| VINCENT P RICCARDI | 22-1481564 | — | NONE | $223K | — |
| CHARLES FERNS | 22-1481564 | — | NONE | $197K | — |
| RUSSELL A BLEY | 22-1481564 | — | NONE | $190K | — |
| ROBERT CALAMARI | 22-1481564 | — | NONE | $168K | — |
| BRUNO C GRACA | 22-1481564 | — | NONE | $165K | — |
| NICHOLAS BUNERO | 22-1481564 | — | NONE | $161K | — |
| CARLOS DEOLIVEIRA | 22-1481564 | — | NONE | $160K | — |
| GLENN KENYON | 22-1481564 | — | NONE | $158K | — |
| SUSIE LOPES | 22-1481564 | — | NONE | $156K | — |
| THERESA CALAMARI | 22-1481564 | — | NONE | $144K | — |
| ATALANTA SOSNOFF CAPITAL LLC | 20-0461050 | — | NONE | $134K | — |
| MARTA VIEIRA | 22-1481564 | — | NONE | $130K | — |
| AMY M HIBBS | 22-1481564 | — | NONE | $127K | — |
| ELENA B SOARES | 22-1481564 | — | NONE | $126K | — |
| MARK A GRIFFITH | 22-1481564 | — | NONE | $123K | — |
| FRANCISCA PEGO | 22-1481564 | — | NONE | $110K | — |
| VINCENT CHIARIELLO | 22-1481564 | — | NONE | $107K | — |
| MICHAEL GIAMMARINO | 22-1481564 | — | NONE | $107K | — |
| SHARON A SILLEN | 22-1481564 | — | NONE | $107K | — |
| CLAUDIA CAETANO | 22-1481564 | — | NONE | $99K | — |
| MARIA A AHEDO | 22-1481564 | — | NONE | $93K | — |
| MONICA J CACOILO | 22-1481564 | — | NONE | $87K | — |
| SANDRA OLIVEIRA | 22-1481564 | — | NONE | $85K | — |
| ANGELINI, VINIAR & FREEDMAN, LLP | — | WOODBURY, NJ | NONE | $81K | — |
| SCHULTHEIS & PANETTIERI LLP | 13-1577780 | — | NONE | $79K | — |
| JENNIFER TEIXEIRA | 22-1481564 | — | NONE | $76K | — |
| BICC SYSTEMS INC | 36-2852073 | — | NONE | $72K | — |
| MARGARIDA M PEREIRA | 22-1481564 | — | NONE | $72K | — |
| WESTERN ASSET MANAGEMENT COMPANY | 52-1200960 | — | NONE | $71K | — |
| NATALIA FERREIRA | 22-1481564 | — | NONE | $68K | — |
| WEAVER C. BARKSDALE & ASSOCIATES, I | 62-1217255 | — | NONE | $68K | — |
| DANIELLE GAMMON | 22-1481564 | — | NONE | $64K | — |
| ULLICO | 13-1423090 | — | NONE | $62K | — |
| CYNTHIA PARKER | 22-1481564 | — | NONE | $59K | — |
| RUI P TEIXEIRA | 22-1481564 | — | NONE | $58K | — |
| SUSAN R TANZ | 22-1481564 | — | NONE | $57K | — |
| RACHELLE CHIARIELLO | 22-1481564 | — | NONE | $53K | — |
| ALEXANDER RINALDI, ESQ. | 22-2169863 | — | NONE | $53K | — |
| J.J. PIERSON, ESQ. | 37-1801501 | — | NONE | $52K | — |
| MORGAN STANLEY GRAYSTONE | 26-4310632 | — | NONE | $50K | — |
| STEPHANIE BAPTISTA | 22-1481564 | — | NONE | $48K | — |
| NATALIE GRACA | 22-1481564 | — | NONE | $47K | — |
| CRYSTAL MILLAN | 22-1481564 | — | NONE | $47K | — |
| MARIA VIEIRA | 22-1481564 | — | NONE | $44K | — |
| STEPHANIE S DIAS | 22-1481564 | — | NONE | $43K | — |
| ASHLEY CAETANO | 22-1481564 | — | NONE | $41K | — |
| MANNING & NAPIER ADVISORS LLC | 45-3328488 | — | NONE | $40K | — |
| AMANDA M HIBBS | 22-1481564 | — | NONE | $39K | — |
| CAROL A MARINHA | 22-1481564 | — | NONE | $38K | — |
| KAITLYN L FERREIRA | 22-1481564 | — | NONE | $37K | — |
| DIANE GLANCEY | 22-1481564 | — | NONE | $36K | — |
| RAQUEL GRIFFITH | 22-1481564 | — | NONE | $34K | — |
| SUSANIN, WIDMAN & BRENNAN, PC | 23-2265950 | — | NONE | $34K | — |
| THE BANK OF NY MELLON | 13-5160382 | — | NONE | $30K | — |
| LUCINDA DESOUSA | 22-1481564 | — | NONE | $24K | — |
Investments
2 pooled funds· $27.1M(7% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| ULLICO SEPARATE ACCOUNT W1 THE UNION LABOR LIFE INSURANCE COMPANY · EIN 13-1423090 / PN 209 | Common Collective Trust | — | — | $17.1M | 4.6% | |
| EB TEMPORARY INVESTMENT FUND THE BANK OF NEW YORK MELLON · EIN 25-6078093 / PN 023 | Common Collective Trust | — | — | $10.0M | 2.7% |