Original filing (PDF)20251009155150NAL0011302240001

PROVIDENT BANK

Name: PROVIDENT BANK — PROVIDENT BANK EMPLOYEE STOCK OWNERSHIP PLAN, Form 5500 (2024)
Creator: PROVIDENT BANK

Form 5500

FILING_RECEIVED

PROVIDENT BANK EMPLOYEE STOCK OWNERSHIP PLAN

Defined-contribution retirement plan

Signals · 3

100% in single holding100% employer stockNo recordkeeper disclosed

Active participants

863

Accounts w/ balance

1,306

Plan assets (EOY)

$58.1M

Net assets (EOY)

$58.1M

How this plan invests

This plan

1 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade B

Above-average plan

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

Total plan cost

Vendor stack

Participation health

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PROVIDENT BANK.

Plan sponsor

Name

PROVIDENT BANK

EIN

22-1211130

Address

P.O. BOX 1001 · ISELIN, NJ · 088301001

Phone

(732) 590-9200

Industry

Finance & Insurancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

003

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-09

Pension benefit codes

2I · Stock bonus

2P · Leveraged ESOP

3I · Requires investment in employer securities

Audit & trust (Schedule H)

Auditor

BDO, USA, P.C

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

No Schedule C providers reported

Investments

1 direct security· $57.6M(99% of reported assets)

PI	Investment	Type	Shares / units	Cost	Current value	% of plan
	Provident Financial Services, Inc. Shares of common stock	—	—	$52.2M	$57.6M	99.2%

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