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Original filing (PDF)20251015063337NAL0001939955001
EDUCATIONAL TESTING SERVICE
Form 5500
FILING_RECEIVED
EDUCATIONAL TESTING SERVICE 401(A) RETIREMENT PLAN
Defined-contribution retirement plan
Active participants
4,620
Accounts w/ balance
5,565
Plan assets (EOY)
$593.1M
Net assets (EOY)
$593.1M
How this plan invests
This plan
3 pooled trusts
Schedule D
36 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (4 bps vs 6 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for EDUCATIONAL TESTING SERVICE.
Plan sponsor
Name
EDUCATIONAL TESTING SERVICE
EIN
21-0634479
Address
ROSEDALE ROAD · PRINCETON, NJ · 085410001
Phone
(609) 524-8245
Industry
Educational Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2C · Money purchase (other than target benefit)
2G · Total participant-directed accounts
2F · ERISA section 404(c)
3F · Sponsor used leased employees
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
GRANT THORNTON LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INV INSTL OPS | 04-2647786 | — | RECORDKEEPER | $168K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| GRANT THORNTON | 36-6055558 | — | AUDIT/ACCTG | $24K | — |
Legal counsel
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MCCARTER & ENGLISH, LLP | 22-1534652 | — | LEGAL | $9K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| RUSSELL INVESTMENTS | 81-1706025 | — | INV ADV | $32K | — |
Investments
33 direct securities · 3 pooled funds· $592.0M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$577.3M
33 holdings
Common Collective Trust
$11.5M
2 holdings
Pooled Separate Account
$3.1M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Insurance company general contracts Fixed-rate annuity * TIAA Traditional Annuity | — | — | — | $115.5M | 19.5% | |
| Variable annuities * CREF Stock R2 | — | — | — | $73.5M | 12.4% | |
| Registered investment companies Mutual funds * Fidelity FID FREEDOM 2040 | — | — | — | $43.1M | 7.3% | |
| Fidelity FID FREEDOM 2035 | — | — | — | $37.4M | 6.3% | |
| Fidelity FID FREEDOM 2030 | — | — | — | $35.2M | 5.9% | |
| Fidelity FID 500 INDEX | — | — | — | $34.3M | 5.8% | |
| Fidelity FID CONTRAFUND K6 | — | — | — | $33.9M | 5.7% | |
| Fidelity FID FREEDOM 2045 | — | — | — | $26.9M | 4.5% | |
| Fidelity FID FREEDOM 2025 | — | — | — | $26.4M | 4.5% | |
| Fidelity FID FREEDOM 2050 | — | — | — | $19.0M | 3.2% | |
| CREF Growth R2 | — | — | — | $17.4M | 2.9% | |
| Fidelity FID FREEDOM 2020 | — | — | — | $12.8M | 2.2% | |
| Vanguard VANG WINDSOR II ADM | — | — | — | $11.6M | 2.0% | |
| CREF Global Equities R2 | — | — | — | $9.5M | 1.6% | |
| CREF Equity Index R2 | — | — | — | $8.7M | 1.5% | |
| Goldman Sachs GS SM CP EQ INS I | — | — | — | $8.6M | 1.5% | |
| INVESTMENT CONTRACT FUND RUSSELL INVESTMENTS TRUST CO · EIN 91-1117282 / PN 012 | Common Collective Trust | — | — | $7.7M | 1.3% | |
| Fidelity FID FREEDOM 2055 | — | — | — | $7.2M | 1.2% | |
| Fidelity FID TOTAL BOND | — | — | — | $7.1M | 1.2% | |
| Fidelity FID TOTAL INTL IDX | — | — | — | $6.3M | 1.1% | |
| CREF Money Market R2 | — | — | — | $6.0M | 1.0% | |
| CREF Social Choice R2 | — | — | — | $5.9M | 1.0% | |
| Self-directed brokerage account * Fidelity Brokerage link | — | — | — | $5.9M | 1.0% | |
| CREF Core Bond R2 | — | — | — | $5.2M | 0.9% | |
| Fidelity FID FREEDOM 2015 | — | — | — | $4.1M | 0.7% | |
| PRINCIPAL DIVERSIFIED RL ASSET CIT PRINCIPAL GLOBAL INVESTORS TRUST COMPANY · EIN 46-0743367 / PN 001 | Common Collective Trust | — | — | $3.8M | 0.6% | |
| TIAA REAL ESTATE ACCOUNT TIAA-CREF · EIN 13-1624203 / PN 004 | Pooled Separate Account | — | — | $3.1M | 0.5% | |
| Fidelity FID US BOND IDX | — | — | — | $3.1M | 0.5% | |
| Invesco I O INTL GROWTH Y | — | — | — | $2.9M | 0.5% | |
| Fidelity FID FREEDOM 2010 | — | — | — | $2.6M | 0.4% | |
| Blackrock BLKRK EMERGING MKT I | — | — | — | $2.6M | 0.4% | |
| CREF Inflation-Linked Bond R2 | — | — | — | $1.6M | 0.3% | |
| Fidelity FID FREEDOM 2060 | — | — | — | $1.6M | 0.3% | |
| Fidelity FID FREEDOM INC K | — | — | — | $1.0M | 0.2% | |
| Fidelity FID FREEDOM 2065 | — | — | — | $293K | <0.1% | |
| maturities through 2021 | — | — | — | $2K | <0.1% |