Original filing (PDF)20251002151544NAL0000417763001

HR & a Advisors, Inc.

Name: HR & a Advisors, Inc. — HR & a Advisors, Inc., Form 5500 (2024)
Creator: HR & a Advisors, Inc.
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

HR & a Advisors, Inc. 401(k)/Profit Sharing Plan

401(k) retirement plan · HR & a Advisors, Inc.'s HR & a Advisors, Inc. 401(k)/Profit Sharing Plan held $24.7M in plan assets for 190 participants in 2024, with Alerus as recordkeeper.

Signals · 1

Late participant contributions

Active participants

190

Accounts w/ balance

214

Plan assets (EOY)

$24.7M

Net assets (EOY)

$24.7M

How this plan invests

This plan

28 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Above-average plan

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Delinquent participant contributions reported (Schedule H 4a) — 62K (2% of contributions).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for HR & A ADVISORS, INC..

Plan sponsor

Name

HR & A ADVISORS, INC.

EIN

20-8767681all filings

Address

99 HUDSON STREET 3RD FLOOR · NEW YORK, NY · 10013

Phone

(212) 977-5597

Industry

All Other Professional Services· Professional & Technical Services

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-02

Pension benefit codes

2A · Age/service weighted or new comparability

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Service providers (Schedule C)

3 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
ALERUS FINANCIAL, N.A.	45-6062081	—	NONE	$18K	—

Investment manager

Name	EIN	Location	Relation	Direct comp	Indirect comp
BAM ADVISORS SERVICES	20-8307105	—	NONE	$63K	—

Other service providers

Investments

28 direct securities· $23.9M(96% of reported assets)

Mutual Funds

$17.3M

24 holdings

Common Collective Trusts

$4.8M

2 holdings

U.S. Treasuries

$1.7M

1 holding

Bonds / Notes

$88K

1 holding

					% of plan
Vanguard Group Vanguard 500 Index Admiral FD540	Common Collective Trusts	—	—	$4.8M	19.4%
Vanguard Group Vanguard Total Stock MKT Index Admiral Fund #585	Mutual Funds	—	—	$3.4M	13.9%
Dimensional Fund Advisors Dimensional DFA US Targeted Value I	Mutual Funds	—	—	$2.2M	9.0%
Vanguard Group Vanguard Intermediate-Term GOVT Bond Index Admiral	U.S. Treasuries	—	—	$1.7M	6.7%
Dimensional Fund Advisors Dimensional Short Term Extended Short Term Quality INST	Mutual Funds	—	—	$1.6M	6.6%
Vanguard Group Vanguard Developed Markets Index ADM	Mutual Funds	—	—	$1.5M	6.2%
Dimensional Fund Advisors Dimensional International Small Cap Value	Mutual Funds	—	—	$1.2M	4.7%
Vanguard Group Vanguard SHRT Term INFL PROT SEC DX ADM	Mutual Funds	—	—	$1.1M	4.3%
Vanguard Group Vanguard Target Retirement 2055	Mutual Funds	—	—	$865K	3.5%
Vanguard Group Vanguard Target Retirement 2030	Mutual Funds	—	—	$851K	3.4%
Dimensional Fund Advisors Dimensional Emerging Markets	Mutual Funds	—	—	$813K	3.3%
Vanguard Group Vanguard Target Retirement 2040	Mutual Funds	—	—	$794K	3.2%
Vanguard Group Vanguard Target Retirement 2050	Mutual Funds	—	—	$688K	2.8%
Vanguard Group Vanguard Target Retirement 2045	Mutual Funds	—	—	$516K	2.1%
Vanguard Group Vanguard Target Retirement 2035	Mutual Funds	—	—	$501K	2.0%
Dimensional Fund Advisors Dimensional US Large Cap Value III	Mutual Funds	—	—	$498K	2.0%
Vanguard Group Vanguard Target Retirement 2060	Mutual Funds	—	—	$227K	0.9%
Vanguard Group Vanguard Small Cap Index Admiral Fund #548	Mutual Funds	—	—	$190K	0.8%
Dimensional Fund Advisors Dimensional Global Real Estate Securities	Mutual Funds	—	—	$150K	0.6%
Notes Receivable from Participants Earning interest ranging from 4.25% to 9.50% -	Bonds / Notes	—	—	$88K	0.4%
Vanguard Group Vanguard Target Retirement 2065	Mutual Funds	—	—	$55K	0.2%
Vanguard Group Vanguard Target Retirement 2025	Mutual Funds	—	—	$34K	0.1%
Money Market Fund Schwab Fund Schwab Government Money Fund	Mutual Funds	—	—	$30K	0.1%
Vanguard Group Vanguard Growth Index Admiral	Mutual Funds	—	—	$25K	0.1%
Vanguard Index Trust Mid-Cap Index Fund Admiral Vanguard Group SHS	Common Collective Trusts	—	—	$2K	<0.1%
Vanguard Group Vanguard Mid Cap Growth Index ADM	Mutual Funds	—	—	$2K	<0.1%
Vanguard Group Vanguard Mid Cap Value ADM	Mutual Funds	—	—	$2K	<0.1%
Vanguard Group Vanguard Small Cap Growth Index Admiral	Mutual Funds	—	—	$1K	<0.1%