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Original filing (PDF)20250923061509NAL0005971937001
CERAPEDICS, INC.
Form 5500
FILING_RECEIVED
CERAPEDICS, INC. 401(K) PLAN
401(k) retirement plan
Signals · 2
1 failed disclosureNo recordkeeper disclosed
Active participants
201
Accounts w/ balance
237
Plan assets (EOY)
$17.4M
Net assets (EOY)
$17.4M
How this plan invests
This plan
35 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
85
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
85
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 1 Schedule C provider failed to disclose compensation.
- 55 bps in Schedule C fees — 89% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CERAPEDICS, INC..
Plan sponsor
Name
CERAPEDICS, INC.
EIN
20-8302692
Address
11025 DOVER STREET, SUITE 1600 · WESTMINSTER, CO · 80021
Phone
(303) 974-6275
Industry
Manufacturingsee all
Plan administrator
Name
FIDELITY WORKPLACE SERVICES LLC
EIN
04-3532603
City
COVINGTON, KY
Phone
(859) 386-4199
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-23
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2A · Age/service weighted or new comparability
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3C · Not intended to be qualified
2E · Profit-sharing
Audit & trust (Schedule H)
Auditor
PRICEKUBECKA, PLLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NORTHWESTERN MUTUAL WEALTH MGMT | 39-2018056 | — | ADVISOR | $69K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY WORKPLACE SERVICES LLC | 04-3532603 | — | PLAN ADMINISTRATOR | $27K | — |
Failed / refused disclosures (Sched C Part 2)
| Provider | Nondisclosure info |
|---|---|
| — | — |
Investments
35 direct securities· $17.4M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Af Trgt Date 2050 R6 Mutual Fund | — | — | — | $2.4M | 14.0% | |
| Af Trgt Date 2040 R6 Mutual Fund | — | — | — | $2.1M | 12.0% | |
| Fid 500 Index Mutual Fund | — | — | — | $2.0M | 11.7% | |
| Af Trgt Date 2035 R6 Mutual Fund | — | — | — | $1.9M | 10.9% | |
| Af Trgt Date 2045 R6 Mutual Fund | — | — | — | $1.6M | 9.4% | |
| Af Trgt Date 2030 R6 Mutual Fund | — | — | — | $1.0M | 5.8% | |
| Jpm Lg Cap Growth R6 Mutual Fund | — | — | — | $994K | 5.7% | |
| Af Trgt Date 2060 R6 Mutual Fund | — | — | — | $611K | 3.5% | |
| Af Trgt Date 2055 R6 Mutual Fund | — | — | — | $609K | 3.5% | |
| Fid Mid Cap Idx Mutual Fund | — | — | — | $479K | 2.8% | |
| Af Trgt Date 2025 R6 Mutual Fund | — | — | — | $323K | 1.9% | |
| Thrvnt Sm Cap Stk S Mutual Fund | — | — | — | $307K | 1.8% | |
| Dodge & Cox Global I Mutual Fund | — | — | — | $254K | 1.5% | |
| Fid Value Strat Mutual Fund | — | — | — | $254K | 1.5% | |
| Invs Sm Cap Val R6 Mutual Fund | — | — | — | $247K | 1.4% | |
| Af Trgt Date 2020 R6 Mutual Fund | — | — | — | $237K | 1.4% | |
| Pim Real Return Inst Mutual Fund | — | — | — | $226K | 1.3% | |
| Dodge & Cox Stock I Mutual Fund | — | — | — | $192K | 1.1% | |
| Notes receivable from participants Bearing interest at 4.25%-9.50% - | — | — | — | $186K | 1.1% | |
| Mfs Research Intl R6 Mutual Fund | — | — | — | $164K | 0.9% | |
| Loomis Inv Grd Bd Y Mutual Fund | — | — | — | $150K | 0.9% | |
| Parnassus Core Eq Is Mutual Fund | — | — | — | $135K | 0.8% | |
| Putnam Sm Cap Gr R6 Mutual Fund | — | — | — | $128K | 0.7% | |
| Vrts K Sm-Cp Core R6 Mutual Fund | — | — | — | $125K | 0.7% | |
| Fid Govt Mmkt K6 Interest bearing cash | — | — | — | $117K | 0.7% | |
| Mfs Intl Equity R6 Mutual Fund | — | — | — | $109K | 0.6% | |
| Af Trgt Date 2065 R6 Mutual Fund | — | — | — | $104K | 0.6% | |
| J H Contrarian N Mutual Fund | — | — | — | $88K | 0.5% | |
| Af New World R6 Mutual Fund | — | — | — | $73K | 0.4% | |
| Af Balanced R6 Mutual Fund | — | — | — | $41K | 0.2% | |
| Pgim High Yield R6 Mutual Fund | — | — | — | $39K | 0.2% | |
| Vang Intm Bd Idx Adm Mutual Fund | — | — | — | $30K | 0.2% | |
| Af Trgt Date 2010 R6 Mutual Fund | — | — | — | $30K | 0.2% | |
| Htfd Strat Inc R6 Mutual Fund | — | — | — | $29K | 0.2% | |
| Dodge & Cox Glb Bd I Mutual Fund | — | — | — | $23K | 0.1% |