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Original filing (PDF)20250930092712NAL0005412867001
IDEAL CONCEPTS, INC.
Form 5500
FILING_RECEIVED
IDEAL CONCEPTS, INC. 401(K) PLAN
401(k) retirement plan
Signals · 2
~85 bps in Sched C feesNo recordkeeper disclosed
Active participants
178
Accounts w/ balance
491
Plan assets (EOY)
$4.9M
Net assets (EOY)
$4.9M
How this plan invests
This plan
27 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 85 bps in Schedule C fees — 63% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for IDEAL CONCEPTS, INC..
Plan sponsor
Name
IDEAL CONCEPTS, INC.
EIN
20-8301096
Address
842 HAMILTON ST · SUITE 800 · ALLENTOWN, PA · 18101
Phone
(610) 740-0011
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-30
Pension benefit codes
2A · Age/service weighted or new comparability
2S · Automatic enrollment
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
THE GATTUSSO GROUP, INC.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsOther
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| THE VANGUARD GROUP, INC. | 23-1945930 | — | NONE | $42K | — |
Investments
27 direct securities· $4.9M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Target Retirement 2050 Fund Vanguard 0 | — | — | — | $738K | 15.1% | |
| Vanguard Target Retirement 2040 Fund Vanguard 0 | — | — | — | $571K | 11.6% | |
| Vanguard Target Retirement 2045 Fund Vanguard 0 | — | — | — | $542K | 11.1% | |
| Vanguard Target Retirement 2055 Fund Vanguard 0 | — | — | — | $537K | 11.0% | |
| Vanguard Target Retirement 2060 Fund Vanguard 0 | — | — | — | $398K | 8.1% | |
| Vanguard Growth Index Adm Vanguard 0 | — | — | — | $370K | 7.5% | |
| Vanguard Target Retirement 2035 Fund Vanguard 0 | — | — | — | $224K | 4.6% | |
| Vanguard Target Retirement 2020 Fund Vanguard 0 65 Vanguard Target Retirement Income Fund Vanguard 0 | — | — | — | $203K | 4.1% | |
| Vanguard Target Retirement 2025 Fund Vanguard 0 | — | — | — | $180K | 3.7% | |
| Vanguard Target Retirement 2030 Fund Vanguard 0 | — | — | — | $179K | 3.7% | |
| Vanguard 500 Index Adm Vanguard 0 | — | — | — | $150K | 3.1% | |
| Vanguard Mid Cap Index Adm Vanguard 0 497 Vanguard Mid-Cap Growth Index Adm Vanguard 0 | — | — | — | $138K | 2.8% | |
| Vanguard Small-Cap Growth Index Adm Vanguard 0 | — | — | — | $136K | 2.8% | |
| Vanguard Total Intl Stock Index Adm Vanguard 0 | — | — | — | $113K | 2.3% | |
| Vanguard Target Retirement 2070 Fund Vanguard 0 583 Vanguard Target Retirement 2065 Fund Vanguard 0 | — | — | — | $93K | 1.9% | |
| Various Rates and Maturities Participant's Loan Account 0 | — | — | — | $63K | 1.3% | |
| Vanguard Balanced Index Adm Vanguard 0 | — | — | — | $54K | 1.1% | |
| Vanguard Cash Reserves Federal MM Adm Vanguard 0 | — | — | — | $44K | 0.9% | |
| Vanguard Total Stock Market Index Adm Vanguard 0 | — | — | — | $41K | 0.8% | |
| Vanguard Small-Cap Index Adm Vanguard 0 | — | — | — | $29K | 0.6% | |
| Vanguard Real Estate Index Adm Vanguard 0 | — | — | — | $27K | 0.6% | |
| Vanguard Small-Cap Value Index Adm Vanguard 0 | — | — | — | $23K | 0.5% | |
| Vanguard Total Bond Market Index Adm Vanguard 0 | — | — | — | $20K | 0.4% | |
| Vanguard Emerging Mkts Stock Idx Adm Vanguard 0 | — | — | — | $11K | 0.2% | |
| Vanguard Total Intl Bond Index Adm Vanguard 0 35 Vanguard Value Index Adm Vanguard 0 | — | — | — | $11K | 0.2% | |
| Vanguard Mid-Cap Value Index Adm Vanguard 0 | — | — | — | $3K | <0.1% | |
| Vanguard Short-Term Bond Index Adm Vanguard 0 | — | — | — | $2K | <0.1% |
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