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Original filing (PDF)20250730161549NAL0005001761001
FIRST BANK
Form 5500
FILING_RECEIVED
FIRST BANK 401(K) RETIREMENT PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
293
Accounts w/ balance
316
Plan assets (EOY)
$21.7M
Net assets (EOY)
$21.7M
How this plan invests
This plan
1 pooled trust
Schedule D
42 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (17 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for FIRST BANK.
Plan sponsor
Name
FIRST BANK
EIN
20-8164471
Address
2465 KUSER ROAD · 2ND FLOOR · HAMILTON, NJ · 08690
Phone
(609) 528-4400
Industry
Commercial Banking· Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-30
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
2S · Automatic enrollment
Audit & trust (Schedule H)
Auditor
BDO USA,P.C
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsOther
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NWPS | 91-2090931 | TOWSON, MD | N/A | $38K | — |
Investments
41 direct securities · 1 pooled fund· $21.7M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$21.4M
41 holdings
Common Collective Trust
$264K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Growth Index Adm Mutual Fund | — | — | — | $2.1M | 9.9% | |
| Vanguard Large Cap Index Adm Mutual Fund | — | — | — | $1.8M | 8.4% | |
| Vanguard Target Retirement 2045 Mutual Fund | — | — | — | $1.6M | 7.2% | |
| Vanguard Target Retirement 2030 Mutual Fund | — | — | — | $1.5M | 7.0% | |
| Vanguard Target Retirement 2035 Mutual Fund | — | — | — | $1.5M | 6.8% | |
| Vanguard Target Retirement 2025 Mutual Fund | — | — | — | $1.4M | 6.4% | |
| Hartford Core Equity R6 Mutual Fund | — | — | — | $974K | 4.5% | |
| Vanguard Target Retirement 2040 Mutual Fund | — | — | — | $840K | 3.9% | |
| Vanguard Explorer Adm Mutual Fund | — | — | — | $830K | 3.8% | |
| Vanguard Mid Cap Index Adm Mutual Fund | — | — | — | $749K | 3.5% | |
| Invesco Dividend Income R6 Mutual Fund | — | — | — | $678K | 3.1% | |
| Franklin Growth R6 Mutual Fund | — | — | — | $670K | 3.1% | |
| Victory Sycamore Established Value I Mutual Fund | — | — | — | $629K | 2.9% | |
| Vanguard Value Index Adm Mutual Fund | — | — | — | $591K | 2.7% | |
| Vanguard Target Retirement 2050 Mutual Fund | — | — | — | $425K | 2.0% | |
| Federated Hermes Tlt Return BD R6 Mutual Fund | — | — | — | $403K | 1.9% | |
| BlackRock Global Allocation Instl Mutual Fund | — | — | — | $390K | 1.8% | |
| Vanguard Small Cap Value Index Adm Mutual Fund | — | — | — | $290K | 1.3% | |
| Janus Henderson Enterprise N Mutual Fund | — | — | — | $285K | 1.3% | |
| party Maturity and Rate of Interest Cost Current Value American Funds New World R6 Mutual Fund | — | — | — | $284K | 1.3% | |
| Vanguard Target Retirement 2055 Mutual Fund | — | — | — | $282K | 1.3% | |
| JPMorgan Small Cap Equity R5 Mutual Fund | — | — | — | $267K | 1.2% | |
| FEDERATED HERMES CAPITAL PRES R6P FEDERATED HERMES INC. · EIN 22-2712853 / PN 001 | Common Collective Trust | — | — | $264K | 1.2% | |
| iShares U.S. Aggregate Bond Index K Mutual Fund | — | — | — | $262K | 1.2% | |
| PIMCO Income I-2 Mutual Fund | — | — | — | $257K | 1.2% | |
| Nuveen Real Estate Securities Select R6 Mutual Fund | — | — | — | $245K | 1.1% | |
| Vanguard Target Retirement 2020 Mutual Fund | — | — | — | $237K | 1.1% | |
| Vanguard Small Cap Index Adm Mutual Fund | — | — | — | $227K | 1.0% | |
| Invesco Intl Diversified R6 Mutual Fund | — | — | — | $218K | 1.0% | |
| Vanguard Total Intl Stock Index Adm Mutual Fund | — | — | — | $211K | 1.0% | |
| Interest rates ranging Participant Loans from 5.25% to 10.50% | — | — | — | $198K | 0.9% | |
| BlackRock Inflation Protected Bond K Mutual Fund | — | — | — | $190K | 0.9% | |
| Vanguard Small Cap Growth Index Adm Mutual Fund | — | — | — | $172K | 0.8% | |
| BlackRock Commodity Strategies Instl Mutual Fund | — | — | — | $158K | 0.7% | |
| T. Rowe Price International Value Eq Mutual Fund | — | — | — | $117K | 0.5% | |
| Vanguard Emerg Markets Stock Idx Adm Mutual Fund | — | — | — | $117K | 0.5% | |
| Vanguard Target Retirement 2065 Mutual Fund | — | — | — | $108K | 0.5% | |
| MassMutual High Yield I Mutual Fund | — | — | — | $99K | 0.5% | |
| Vanguard Target Retirement Income Mutual Fund | — | — | — | $73K | 0.3% | |
| Vanguard Target Retirement 2060 Mutual Fund | — | — | — | $37K | 0.2% | |
| Putnam Global Income R6 Mutual Fund | — | — | — | $7K | <0.1% | |
| Vanguard Target Retirement 2070 Mutual Fund | — | — | — | $5K | <0.1% |
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