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Original filing (PDF)20251010104632NAL0007539585001
BACKYARD SERVICES, LLC
Form 5500
FILING_RECEIVED
BACKYARD SERVICES, LLC 401K PLAN
401(k) retirement plan
Signals · 2
33% in single holdingNo recordkeeper disclosed
Active participants
491
Accounts w/ balance
741
Plan assets (EOY)
$12.8M
Net assets (EOY)
$12.8M
How this plan invests
This plan
33 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
83
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "Vangrd LifeStrat Grw Fd Inv Registered Investment Company" is 33% of plan.
- 46 bps in Schedule C fees — 57% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BACKYARD SERVICES, LLC.
Plan sponsor
Name
BACKYARD SERVICES, LLC
EIN
20-8118723
Address
1000 TERNES DRIVE · MONROE, MI · 48162
Phone
(734) 242-6900
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-10
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
VLAHANTONES & TANGALOS, P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| VOYA RETIREMENT INSURANCE & ANNUITY | 71-0294708 | — | SERVICE PROVIDER | $58K | — |
| MORGAN STANLEY SMITH BARNEY LLC | 20-8764829 | — | SERVICE PROVIDER | $0 | — |
Investments
33 direct securities· $12.8M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vangrd LifeStrat Grw Fd Inv Registered Investment Company | — | — | — | $4.3M | 33.4% | |
| Vangrd Trgt Retire 2050 Fd Registered Investment Company | — | — | — | $741K | 5.8% | |
| Vangrd Trgt Retire 2045 Fd Registered Investment Company | — | — | — | $668K | 5.2% | |
| Pioneer Fundamental Growth F K Registered Investment Company | — | — | — | $649K | 5.1% | |
| (Held at End of Year) BACKYARD SERVICES, LLC 401(K) PLAN EIN#20-8118723 Plan# 551220 Vangrd Trgt Retire 2040 Fd Registered Investment Company | — | — | — | $477K | 3.7% | |
| Vangrd Trgt Retire 2035 Fd Registered Investment Company | — | — | — | $467K | 3.7% | |
| Vangrd Balanced Index Fnd Adm Registered Investment Company | — | — | — | $457K | 3.6% | |
| Vangrd Trgt Retire 2055 Fd Registered Investment Company | — | — | — | $430K | 3.4% | |
| Vangrd LifeStrat Md Grw Fd Inv Registered Investment Company | — | — | — | $383K | 3.0% | |
| Vangrd Tot St Mkt Indx Fd Adm Registered Investment Company | — | — | — | $377K | 3.0% | |
| Vangrd Trgt Retire 2060 Fd Registered Investment Company | — | — | — | $359K | 2.8% | |
| Vangrd Trgt Retire 2030 Fd Registered Investment Company | — | — | — | $352K | 2.8% | |
| Vangrd LifeStrat Cns Gr Fd Inv Registered Investment Company | — | — | — | $311K | 2.4% | |
| American Funds Fdmntl Inv R6 Registered Investment Company | — | — | — | $310K | 2.4% | |
| Vangrd Trgt Retire 2065 Fd Registered Investment Company | — | — | — | $260K | 2.0% | |
| JPMorgan Equity Income Fund R6 Registered Investment Company | — | — | — | $241K | 1.9% | |
| LOAN FUND Participant Loans - Rates 5.25% to 10.50% | — | — | — | $229K | 1.8% | |
| Voya Fixed Account (4062) Insurance Company General Account | — | — | — | $210K | 1.6% | |
| MFS Intl Diversification Fd R6 Registered Investment Company | — | — | — | $207K | 1.6% | |
| Allspg Spec MdCp Vl Fd R6 Registered Investment Company | — | — | — | $198K | 1.6% | |
| Vangrd Trgt Retire 2025 Fd Registered Investment Company | — | — | — | $194K | 1.5% | |
| Vangrd LifeStrat Inc Fd Inv Registered Investment Company | — | — | — | $181K | 1.4% | |
| Vangrd Small-Cap Index Fnd Adm Registered Investment Company | — | — | — | $153K | 1.2% | |
| Vangrd Mid-Cap Index Fund Adm Registered Investment Company | — | — | — | $147K | 1.2% | |
| Vangrd 500 Index Fund Adm Registered Investment Company | — | — | — | $125K | 1.0% | |
| party date,rate of interest, collateral, par, or maturity date AB Small Cap Grw Port Z Registered Investment Company | — | — | — | $102K | 0.8% | |
| PGIM Total Return Bond Fund R6 Registered Investment Company | — | — | — | $84K | 0.7% | |
| PIMCO Income Fund Ins Registered Investment Company | — | — | — | $54K | 0.4% | |
| Victory Integrity SCp Vl Fd R6 Registered Investment Company | — | — | — | $53K | 0.4% | |
| Vangrd Trgt Retire Inc Fd Registered Investment Company | — | — | — | $42K | 0.3% | |
| Nationwide Geneva M C Gr F R6 Registered Investment Company | — | — | — | $20K | 0.2% | |
| Vangrd Trgt Retire 2020 Fd Registered Investment Company | — | — | — | $14K | 0.1% | |
| Voya Gv Mny Mkt F A (Hld Acct) Registered Investment Company | — | — | — | $11K | <0.1% |