How big is Beneficial State Bancorp, Inc.'s plan?

Beneficial State Bancorp, Inc.'s plan reported $25.5M in assets and 259 participants for 2024.

Original filing (PDF)20250922153410NAL0007929474001

Beneficial State Bancorp, Inc.

Name: Beneficial State Bancorp, Inc. — Beneficial State, Form 5500 (2024)
Creator: Beneficial State Bancorp, Inc.
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Beneficial State Bancorp, Inc. 401(k) Plan

401(k) retirement plan · Beneficial State Bancorp, Inc.'s Beneficial State Bancorp, Inc. 401(k) Plan held $25.5M in plan assets for 259 participants in 2024, with Newport Group as recordkeeper.

Signals · 1

Late participant contributions

Active participants

259

Accounts w/ balance

343

Plan assets (EOY)

$25.5M

Net assets (EOY)

$25.5M

People on this filing

ALEX Thompson signed Beneficial State Bancorp, Inc.'s 2024 Form 5500 as plan administrator.

ALEX Thompson — Plan Administrator — Form 5500 signer
Angie Podolak — Employer / Plan Sponsor — Form 5500 signer

Get verified email & phone for these signers

Signer names are public record from the Form 5500 e-signature.

Plan identifiers

Beneficial State Bancorp, Inc.'s EIN is 20-5619288.

EIN 20-5619288

Plan number 001

Plan year 2024

ACK ID 20250922153410NAL0007929474001

Official Form 5500 document

Download the official 2024 Form 5500 (PDF) for Beneficial State Bancorp, Inc. from the U.S. Department of Labor's EFAST2 system.

Download the official 2024 Form 5500 (PDF)

Plan features

Beneficial State Bancorp, Inc.'s plan includes profit-sharing, ERISA 404(c) participant direction, a 401(k) feature, automatic enrollment, a default investment (QDIA).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for BENEFICIAL STATE BANCORP, INC..

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How this plan invests

This plan

32 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Top-tier plan health

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Delinquent participant contributions reported (Schedule H 4a) — 82K (2% of contributions).

Plan sponsor

Name

BENEFICIAL STATE BANCORP, INC.

EIN

all filings

Address

1438 WEBSTER STREET · SUITE 100 · OAKLAND, CA · 94612

Phone

(510) 550-8400

Industry

Commercial Banking· Finance & Insurance

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-09-22

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2S · Automatic enrollment

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

3F · Sponsor used leased employees

Service providers (Schedule C)

1 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
NEWPORT GROUP, INC.	27-2037969	—	RECORD-KEEPER	$13K	—

Investments

32 direct securities· $25.4M(99% of reported assets)

Mutual Funds

$20.2M

21 holdings

Common Collective Trusts

$3.3M

2 holdings

Other securities

$1.5M

8 holdings

Bonds / Notes

$363K

1 holding

					% of plan
Vanguard Target Retirement 2045	Mutual Funds	—	—	$4.2M	16.3%
Vanguard Target Retirement 2035	Mutual Funds	—	—	$3.9M	15.3%
Vanguard Target Retirement 2055	Mutual Funds	—	—	$3.0M	11.9%
Vanguard Target Retirement 2025	Mutual Funds	—	—	$1.9M	7.6%
Vanguard 500 Index ADM	Common Collective Trusts	—	—	$1.9M	7.4%
Vanguard Cash Reserves Federal Money	Mutual Funds	—	—	$1.5M	6.1%
Vanguard Total Stock MKT IDX ADM	Common Collective Trusts	—	—	$1.4M	5.4%
Vanguard Target Retirement Income	Mutual Funds	—	—	$934K	3.7%
Dodge & Cox Stock Fund, Class I	Mutual Funds	—	—	$895K	3.5%
Vanguard Growth Index ADM	Mutual Funds	—	—	$812K	3.2%
Vanguard Small Cap Index ADM	Mutual Funds	—	—	$795K	3.1%
Vanguard Mid Cap Index ADM	Mutual Funds	—	—	$556K	2.2%
Parnssus Core Equity INSTL	Other securities	—	—	$373K	1.5%
Participants Participant Loans Rates from 5.25% to 10.50% -	Bonds / Notes	—	—	$363K	1.4%
DFA Intermediate GOVT Fixed-Income I	Mutual Funds	—	—	$337K	1.3%
Vanguard Total INTL Stock Index Admiral	Mutual Funds	—	—	$286K	1.1%
Parnssus Value Equity Fund	Other securities	—	—	$264K	1.0%
Vanguard Inflation-Protected Secs ADM	Mutual Funds	—	—	$246K	1.0%
T. Rowe Price International Discovery I	Other securities	—	—	$228K	0.9%
Oakmark International Fund Class INSTITU	Other securities	—	—	$224K	0.9%
T. Rowe Price New Horizons I	Other securities	—	—	$193K	0.8%
Vanguard Mid Cap Growth INV	Mutual Funds	—	—	$191K	0.7%
Pimco Total Return INSTL	Mutual Funds	—	—	$181K	0.7%
Vanguard Value Index ADM	Mutual Funds	—	—	$108K	0.4%
Parnssus Mid Cap Institutional	Other securities	—	—	$102K	0.4%
Met West Total Return Bond Fund	Other securities	—	—	$98K	0.4%
Templeton Global Bond R6	Mutual Funds	—	—	$82K	0.3%
Vanguard Real Estate Index - Admiral	Mutual Funds	—	—	$67K	0.3%
DFA Emerging markets Social Core	Mutual Funds	—	—	$61K	0.2%
Domini Impact INTL Equity Fund-INV	Other securities	—	—	$59K	0.2%
DFA Emerging Markets Small Cap I	Mutual Funds	—	—	$48K	0.2%
Pimco Total Return ESG Fund Class INSTL	Mutual Funds	—	—	$27K	0.1%