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Original filing (PDF)20250428103251NAL0019613216001
ATLANTIC COAST AUTOMOTIVE, INC.
Form 5500
FILING_RECEIVED
ATLANTIC COAST AUTOMOTIVE, INC. 401(K) PLAN
401(k) retirement plan
Signals · 1
Late filing · 5.4 mo
Active participants
2,535
Accounts w/ balance
1,382
Plan assets (EOY)
$30.0M
Net assets (EOY)
$30.0M
How this plan invests
This plan
29 collective trusts
Schedule D
Individual securities
on each trust's filing
This plan doesn't hold securities directly — it invests through trusts. Click a trust below to drill into its securities.
Plan health score (directional)
85
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
78
Concentration risk
75
Total plan cost
100
Vendor stack
100
Participation health
80
Knocking points off
- Filed 5.4 months past the 10.5-month grace window.
- 55% balance-to-active ratio — below typical for a healthy 401(k).
Helping the score
- Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ATLANTIC COAST AUTOMOTIVE, INC..
Plan sponsor
Name
ATLANTIC COAST AUTOMOTIVE, INC.
EIN
20-5589197
Address
5875 NW 163RD STREET, SUITE 104 · MIAMI LAKES, FL · 33014
Phone
(954) 434-5995
Industry
Retail Tradesee all
Plan administrator
Name
THE AIMPOINT GROUP LLC
EIN
46-1931817
City
HOLLYWOOD, FL
Phone
(954) 922-5122
Plan characteristics
Plan number
001
Plan year
2023
Plan year begin
2023-01-01
Tax period
2023-12-31
Filed
2025-04-28
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
BDO USA, P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| JOHN HANCOCK LIFE INSURANCE CO. | 01-0233346 | — | RECORD KEEPER | $42K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MERRILL LYNCH FAS | 13-5674085 | — | ADVISOR | $42K | — |
| MERRIL LYNCH EPS | 13-5674085 | — | ADVISOR | $2K | — |
Investments
29 pooled funds· $29.1M(97% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
| Investment | Type | Current value | % of plan |
|---|---|---|---|
| BLACKROCK LP INDEX 2025 K JOHN HANCOCK RETIREMENT PLAN SERVICES · EIN 45-3008113 / PN 000 | Pooled Separate Account | $5.4M | 18.2% |
| BLACKROCK LP INDEX 2035 K JOHN HANCOCK RETIREMENT PLAN SERVICES · EIN 45-3008115 / PN 000 | Pooled Separate Account | $4.4M | 14.6% |
| BLACKROCK LP INDEX 2040 K JOHN HANCOCK RETIREMENT PLAN SERVICES · EIN 45-3008116 / PN 000 | Pooled Separate Account | $4.1M | 13.7% |
| BLACKROCK LP INDEX 2030 K JOHN HANCOCK RETIREMENT PLAN SERVICES · EIN 45-3008114 / PN 000 | Pooled Separate Account | $4.1M | 13.6% |
| BLACKROCK LP INDEX 2045 K JOHN HANCOCK RETIREMENT PLAN SERVICES · EIN 45-3008117 / PN 000 | Pooled Separate Account | $3.0M | 9.9% |
| BLACKROCK LP INDEX RET K JOHN HANCOCK RETIREMENT PLAN SERVICES · EIN 45-3008112 / PN 000 | Pooled Separate Account | $2.1M | 6.9% |
| BLACKROCK LP INDEX 2050 K JOHN HANCOCK RETIREMENT PLAN SERVICES · EIN 45-3008118 / PN 000 | Pooled Separate Account | $1.9M | 6.3% |
| BLACKROCK LP INDEX 2055 K JOHN HANCOCK RETIREMENT PLAN SERVICES · EIN 45-3008119 / PN 000 | Pooled Separate Account | $1.5M | 4.9% |
| BLACKROCK LP INDEX 2060 K JOHN HANCOCK RETIREMENT PLAN SERVICES · EIN 45-3008120 / PN 000 | Pooled Separate Account | $801K | 2.7% |
| VANGUARD FED MONEY MARKET JOHN HANCOCK RETIREMENT PLAN SERVICES · EIN 45-3008106 / PN 000 | Pooled Separate Account | $669K | 2.2% |
| FIDELITY 500 INDEX FD JOHN HANCOCK RETIREMENT PLAN SERVICES · EIN 45-3008123 / PN 000 | Pooled Separate Account | $352K | 1.2% |
| BLACKROCK LP INDEX 2065 K JOHN HANCOCK RETIREMENT PLAN SERVICES · EIN 45-3008121 / PN 000 | Pooled Separate Account | $238K | 0.8% |
| FIDELITY MID CAP INDEX FUND JOHN HANCOCK RETIREMENT PLAN SERVICES · EIN 45-3008128 / PN 000 | Pooled Separate Account | $175K | 0.6% |
| FIDELITY SM CAP INDEX FUND JOHN HANCOCK RETIREMENT PLAN SERVICES · EIN 45-3008129 / PN 000 | Pooled Separate Account | $167K | 0.6% |
| MAINSTAY WLW LARGE CAP GRW R6 JOHN HANCOCK RETIREMENT PLAN SERVICES · EIN 45-3008131 / PN 000 | Pooled Separate Account | $76K | 0.3% |
| FIDELITY TOTAL INTL INDEX JOHN HANCOCK RETIREMENT PLAN SERVICES · EIN 45-3008132 / PN 000 | Pooled Separate Account | $68K | 0.2% |
| JOHN HANCOCK DISCIPLINED VAL R JOHN HANCOCK RETIREMENT PLAN SERVICES · EIN 45-3008124 / PN 000 | Pooled Separate Account | $30K | <0.1% |
| FIDELITY US BOND INDEX FD JOHN HANCOCK RETIREMENT PLAN SERVICES · EIN 45-3008109 / PN 000 | Pooled Separate Account | $24K | <0.1% |
| HARTFORD SCHR INTL STOCK SDR JOHN HANCOCK RETIREMENT PLAN SERVICES · EIN 45-3008134 / PN 000 | Pooled Separate Account | $16K | <0.1% |
| HARTFORD SCH EMRG MKTS EQ SDR JOHN HANCOCK RETIREMENT PLAN SERVICES · EIN 45-3008133 / PN 000 | Pooled Separate Account | $7K | <0.1% |
| CLEARBRIDGE SM CAP GR IS JOHN HANCOCK RETIREMENT PLAN SERVICES · EIN 45-3008126 / PN 000 | Pooled Separate Account | $4K | <0.1% |
| DELAWARE SMALL CAP CORE FD R6 JOHN HANCOCK RETIREMENT PLAN SERVICES · EIN 45-3008127 / PN 000 | Pooled Separate Account | $4K | <0.1% |
| HARTFORD CORE EQUITY R6 JOHN HANCOCK RETIREMENT PLAN SERVICES · EIN 45-3008130 / PN 000 | Pooled Separate Account | $3K | <0.1% |
| BLACKROCK HIGH YLD BD PRT K JOHN HANCOCK RETIREMENT PLAN SERVICES · EIN 45-3008108 / PN 000 | Pooled Separate Account | $1K | <0.1% |
| COHEN STEERS GLBL REALTY Z JOHN HANCOCK RETIREMENT PLAN SERVICES · EIN 45-3008122 / PN 000 | Pooled Separate Account | $933 | <0.1% |
| LOOMIS SAYLES GLOBAL BOND N JOHN HANCOCK RETIREMENT PLAN SERVICES · EIN 45-3008110 / PN 000 | Pooled Separate Account | $889 | <0.1% |
| ALLSPRING SPC SM CAP VALUE R6 JOHN HANCOCK RETIREMENT PLAN SERVICES · EIN 45-3008125 / PN 000 | Pooled Separate Account | $498 | <0.1% |
| WESTERN ASSET CORE BOND FD IS JOHN HANCOCK RETIREMENT PLAN SERVICES · EIN 45-3008111 / PN 000 | Pooled Separate Account | $30 | <0.1% |
| AMERICAN CENTURY INF ADJ BD R6 JOHN HANCOCK RETIREMENT PLAN SERVICES · EIN 45-3008107 / PN 000 | Pooled Separate Account | $30 | <0.1% |