Original filing (PDF)20251010145201NAL0013359472001

APOYO FINANCIERO, INC.

Name: APOYO FINANCIERO, INC. — APOYO FINANCIERO, INC. 401(K) PROFIT SHARING PLAN AND TRUST, Form 5500 (2024)
Creator: APOYO FINANCIERO, INC.

Form 5500

FILING_RECEIVED

APOYO FINANCIERO, INC. 401(K) PROFIT SHARING PLAN AND TRUST

401(k) retirement plan

Signals · 1

~221 bps in Sched C fees

Active participants

122

Accounts w/ balance

180

Plan assets (EOY)

$970K

Net assets (EOY)

$970K

How this plan invests

This plan

11 collective trusts

Schedule D

Individual securities

on each trust's filing

This plan doesn't hold securities directly — it invests through trusts. Click a trust below to drill into its securities.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

Total plan cost

Vendor stack

100

Participation health

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for APOYO FINANCIERO, INC..

Plan sponsor

Name

APOYO FINANCIERO, INC.

EIN

20-5579499

Address

ONE CONCORD CENTER · 2300 CLAYTON RD STE 1170 · CONCORD, CA · 94520

Phone

(925) 353-6079

Industry

Other Services (ex. Public Admin)see all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-10

Pension benefit codes

2A · Age/service weighted or new comparability

2E · Profit-sharing

2J · 401(k) feature

2F · ERISA section 404(c)

2G · Total participant-directed accounts

3D · Pre-approved plan (master / prototype / VS)

2T · Default investment account (QDIA)

Audit & trust (Schedule H)

Service providers (Schedule C)

3 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
JOHN HANCOCK	01-0233346	BUFFALO, NY	RECORDKEEPER	$15K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
KESTRA FINANCIAL	35-2552359	AUSTIN, TX	INVESTMENT ADVISOR	$4K	—

TPA / Administrator

Name	EIN	Location	Relation	Direct comp

Investments

11 pooled funds· $90K(9% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.

Investment	Type	Current value	% of plan
AMERICAN FUNDS 2040 TD JOHN HACOCK LIFE INSURANCE · EIN 01-0233346 / PN 001	Pooled Separate Account	$22K	2.3%
AMERICAN FUNDS 2050 TD JOHN HANCOCK LIFE INSURANCE · EIN 01-0233346 / PN 001	Pooled Separate Account	$20K	2.0%
AMERICAN FUNDS 2045 TD JOHN HANCOCK LIFE INSURANCE · EIN 01-0233346 / PN 001	Pooled Separate Account	$15K	1.6%

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