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Original filing (PDF)20251007103417NAL0004441601001
EMPIRE MERCHANTS, LLC
Form 5500
FILING_RECEIVED
EMPIRE MERCHANTS, LLC 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
228
Accounts w/ balance
365
Plan assets (EOY)
$75.8M
Net assets (EOY)
$75.8M
How this plan invests
This plan
3 pooled trusts
Schedule D
32 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for EMPIRE MERCHANTS, LLC.
Plan sponsor
Name
EMPIRE MERCHANTS, LLC
EIN
20-5431037
Address
16 BRIDGEWATER STREET · BROOKLYN, NY · 11222
Phone
(718) 353-5500
Industry
Wholesale Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-07
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
HELD KRANZLER MCCOSKER & PULICE LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WILSHIRE ADVISORS LLC | 95-2755361 | — | INVESTMENT ADVISORY | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $125K | — |
Investments
29 direct securities · 3 pooled funds· $78.6M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$61.8M
29 holdings
Common Collective Trust
$12.7M
2 holdings
Pooled Separate Account
$4.1M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Principal Fixed Income Guaranteed Option Insurance company general account | — | — | — | $12.1M | 16.0% | |
| PRIN/BR S&P 500 INDEX CIT N SEI TRUST COMPANY · EIN 94-3224211 / PN 001 | Common Collective Trust | — | — | $8.1M | 10.7% | |
| JP Morgan Large Cap Growth A Mutual fund shares | — | — | — | $7.9M | 10.4% | |
| American Funds Growth Fund of America R6 Mutual fund shares | — | — | — | $6.1M | 8.0% | |
| Vanguard Target Retirement 2040 Inv Mutual fund shares | — | — | — | $4.8M | 6.3% | |
| PRIN/BR S&P MID INDEX CIT N SEI TRUST COMPANY · EIN 52-2265235 / PN 001 | Common Collective Trust | — | — | $4.5M | 5.9% | |
| Principal Capital Appreciation Separate Account-Z Pooled separate accounts | — | — | — | $4.1M | 5.4% | |
| PRIN CAPITAL APPR SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 119 | Pooled Separate Account | — | — | $4.1M | 5.4% | |
| Vanguard Target Retirement 2030 Inv Mutual fund shares | — | — | — | $2.8M | 3.7% | |
| MFS Intern Diversification R3 Mutual fund shares | — | — | — | $2.3M | 3.1% | |
| Oakmark Equity & Income I Mutual fund shares | — | — | — | $2.0M | 2.7% | |
| Van Eck Intl Invest Gold-I Mutual fund shares | — | — | — | $1.8M | 2.4% | |
| Vanguard Target Retirement 2025 Inv Mutual fund shares | — | — | — | $1.8M | 2.4% | |
| Lord Abbett Research Small cap Mutual fund shares | — | — | — | $1.7M | 2.2% | |
| Vanguard Small Cap Index Mutual fund shares | — | — | — | $1.7M | 2.2% | |
| Loomis Sayles Strategic Income Y Mutual fund shares | — | — | — | $1.6M | 2.1% | |
| Vanguard Target Retirement 2050 Inv Mutual fund shares | — | — | — | $1.5M | 2.0% | |
| Vanguard Target Retirement 2045 Inv Mutual fund shares | — | — | — | $1.4M | 1.9% | |
| Vanguard Target Retirement 2035 Inv Mutual fund shares | — | — | — | $1.4M | 1.8% | |
| from participants and 10.50% with maturities through 2032 | — | — | — | $1.2M | 1.5% | |
| MFS Utilities R3 Mutual fund shares | — | — | — | $846K | 1.1% | |
| Vanguard Real Estate Index Fund Admiral Shares Mutual fund shares | — | — | — | $741K | 1.0% | |
| Vanguard Target Retirement 2060 Inv Mutual fund shares | — | — | — | $695K | 0.9% | |
| Janus Henderson Sm Cap Val N Mutual fund shares | — | — | — | $649K | 0.9% | |
| Vanguard Target Retirement Income Inv Mutual fund shares | — | — | — | $607K | 0.8% | |
| Vanguard Target Retirement 2055 Inv Mutual fund shares | — | — | — | $598K | 0.8% | |
| Vanguard Target Retirement 2020 Inv Mutual fund shares | — | — | — | $489K | 0.6% | |
| Vanguard Total Bond Market Index - Admiral Mutual fund shares | — | — | — | $436K | 0.6% | |
| Vanguard Total Int St IDX Mutual fund shares | — | — | — | $271K | 0.4% | |
| Vanguard Target Retirement 2070 Inv Mutual fund shares | — | — | — | $116K | 0.2% | |
| DWS ENH Commod Str I Mutual fund shares | — | — | — | $111K | 0.1% | |
| Vanguard Target Retirement 2065 Inv Mutual fund shares | — | — | — | $111K | 0.1% |