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Original filing (PDF)20250902103126NAL0024286736001
PERSISTENT SYSTEMS LLC
Form 5500
FILING_RECEIVED
PERSISTENT SYSTEMS LLC 401(K) PLAN
401(k) retirement plan
Signals · 1
26% in single holding
Active participants
350
Accounts w/ balance
390
Plan assets (EOY)
$34.4M
Net assets (EOY)
$34.4M
How this plan invests
This plan
64 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
97
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
87
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "Vanguard Total Stock Market ETF Mutual fund" is 26% of plan.
Helping the score
- Below-peer total fees (17 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PERSISTENT SYSTEMS LLC.
Plan sponsor
Name
PERSISTENT SYSTEMS LLC
EIN
20-4625353
Address
601 WEST 26TH STREET · NEW YORK, NY · 10001
Phone
(212) 561-5895
Industry
Other Services (ex. Public Admin)see all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-02
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
COHNREZNICK, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BETTERMENT FOR BUSINESS, LLC | 47-4872674 | NEW YORK, NY | RECORDKEEPER | $57K | — |
Investments
63 direct securities· $34.0M(99% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Total Stock Market ETF Mutual fund | — | — | — | $8.7M | 25.4% | |
| Vanguard FTSE Developed Markets Mutual fund | — | — | — | $7.3M | 21.4% | |
| SPDR Portfolio S&P 500 ETF Mutual fund | — | — | — | $5.2M | 15.2% | |
| iShares Core Total US Bond Market ETF Mutual fund | — | — | — | $2.9M | 8.3% | |
| Vanguard FTSE Emerging Markets Mutual fund | — | — | — | $2.6M | 7.6% | |
| SPDR Portfolio S&P 400 Mid Cap Mutual fund | — | — | — | $1.7M | 5.0% | |
| SPDR Portfolio S&P 600 Small Cap ETF Mutual fund | — | — | — | $1.3M | 3.8% | |
| Vanguard Total International Bond ETF Mutual fund | — | — | — | $677K | 2.0% | |
| iShares Emerging Markets USD Bond ETF Mutual fund | — | — | — | $626K | 1.8% | |
| Goldman Sachs ActiveBeta US Large Cap Equity Mutual fund | — | — | — | $404K | 1.2% | |
| dates, secured by participant account balance | — | — | — | $335K | 1.0% | |
| SPDR S&P Kensho New Economies Composite ETF Mutual fund | — | — | — | $309K | 0.9% | |
| Goldman Sachs TreasuryAccess 01 Year ETF Mutual fund | — | — | — | $244K | 0.7% | |
| iShares 0-5 Year TIPS Bond ETF Mutual fund | — | — | — | $223K | 0.6% | |
| Vanguard Mid-Cap Value ETF Mutual fund | — | — | — | $149K | 0.4% | |
| Vanguard Value ETF Mutual fund | — | — | — | $126K | 0.4% | |
| Vanguard Small-Cap Value ETF Mutual fund | — | — | — | $122K | 0.4% | |
| Goldman Sachs ActiveBeta International Equity Mutual fund | — | — | — | $119K | 0.3% | |
| Jpmorgan Ultra-Short Income Mutual fund | — | — | — | $112K | 0.3% | |
| Goldman Sachs ActiveBeta Europe Equity ETF Mutual fund | — | — | — | $77K | 0.2% | |
| Vanguard US Total Bond Market ETF Mutual fund | — | — | — | $75K | 0.2% | |
| Vanguard Short-Term Inflation-Protected Securities ETF Mutual fund | — | — | — | $65K | 0.2% | |
| Goldman Sachs Access Investment Grade Corporate Bond ETF Mutual fund | — | — | — | $59K | 0.2% | |
| Goldman Sachs Access U.S. Aggregate Bond ETF Mutual fund | — | — | — | $43K | 0.1% | |
| Goldman Sachs ActiveBeta Emerging Markets Equity Mutual fund | — | — | — | $42K | 0.1% | |
| iShares ESG Aware MSCI USA ETF Mutual fund | — | — | — | $32K | <0.1% | |
| Vanguard Dividend Appreciation ETF Mutual fund | — | — | — | $24K | <0.1% | |
| iShares Fallen Angels USD Bond ETF Mutual fund | — | — | — | $23K | <0.1% | |
| Xtrackers USD High Yield Corporate Bond Mutual fund | — | — | — | $23K | <0.1% | |
| iShares MSCI ACWI Low Carbon Target ETF Mutual fund | — | — | — | $22K | <0.1% | |
| Goldman Sachs ActiveBeta Japan Equity ETF Mutual fund | — | — | — | $21K | <0.1% | |
| Goldman Sachs ActiveBeta US Small Cap Equity ETF Mutual fund | — | — | — | $19K | <0.1% | |
| Goldman Sachs Access Inflation Protected USD Bond ETF Mutual fund | — | — | — | $14K | <0.1% | |
| Goldman Sachs Access Emerging Markets USD Bond ETF Mutual fund | — | — | — | $13K | <0.1% | |
| iShares 0-5 Year High Yield Corporate Bond ETF Mutual fund | — | — | — | $12K | <0.1% | |
| iShares National AMT-Free Muni Bond ETF Mutual fund | — | — | — | $11K | <0.1% | |
| Goldman Sachs Access High Yield Corporate Bond ETF Mutual fund | — | — | — | $11K | <0.1% | |
| Vanguard LongTerm Government Bond Mutual fund | — | — | — | $11K | <0.1% | |
| iShares Investment Grade Systematic Bond ETF Mutual fund | — | — | — | $10K | <0.1% | |
| iShares Core S&P 500 ETF Mutual fund 238 iShares Core S&P Total U.S. Stock Market ETF Mutual fund 550 iShares Floating Rate Bond ETF Mutual fund 929 iShares J.P. Morgan EM High Yield Bond ETF Mutual fund | — | — | — | $10K | <0.1% | |
| Schwab U.S. REIT ETF Mutual fund | — | — | — | $10K | <0.1% | |
| SPDR S&P 500 Fossil Fuel Reserves Free ETF Mutual fund | — | — | — | $9K | <0.1% | |
| iShares Core MSCI Emerging Markets ETF Mutual fund | — | — | — | $8K | <0.1% | |
| iShares ESG Aware MSCI EAFE ETF Mutual fund | — | — | — | $8K | <0.1% | |
| iShares Core MSCI EAFE ETF Mutual fund | — | — | — | $7K | <0.1% | |
| GraniteShares Bloomberg Commodity Broad Strategy No K-1 ETF Mutual fund | — | — | — | $7K | <0.1% | |
| iShares ESG Aware MSCI EM ETF Mutual fund | — | — | — | $7K | <0.1% | |
| iShares Broad USD High Yield Corporate Bond ETF Mutual fund | — | — | — | $6K | <0.1% | |
| Vanguard Small-Cap Stock ETF Mutual fund 231 TCW Transform 500 ETF Mutual fund | — | — | — | $6K | <0.1% | |
| SPDR MSCI EAFE Fossil Fuel Free ETF Mutual fund | — | — | — | $6K | <0.1% | |
| Schwab U.S. Broad Market ETF Mutual fund | — | — | — | $6K | <0.1% | |
| similar party par or maturity value Cost (A) Current value iShares High Yield Systematic Bond ETF Mutual fund | — | — | — | $6K | <0.1% | |
| iShares ESG Aware U.S. Aggregate Bond ETF Mutual fund | — | — | — | $5K | <0.1% | |
| iShares ESG Aware MSCI USA Small-Cap ETF Mutual fund | — | — | — | $5K | <0.1% | |
| iShares MBS Mutual fund | — | — | — | $5K | <0.1% | |
| iShares Trust iShares USD Green Bond ETF Mutual fund | — | — | — | $4K | <0.1% | |
| iShares 10+ Year Investment Grade Corporate Bond ETF Mutual fund | — | — | — | $4K | <0.1% | |
| iShares ESG Aware USD Corporate Bond ETF Mutual fund 195 iShares Treasury Floating Rate Bond ETF Mutual fund | — | — | — | $3K | <0.1% | |
| SPDR MSCI Emerging Markets Fossil Fuel Free ETF Mutual fund | — | — | — | $2K | <0.1% | |
| iShares 20 Year Treasury Bond Mutual fund | — | — | — | $2K | <0.1% | |
| Vanguard Global ex-U.S. Real Estate ETF Mutual fund | — | — | — | $2K | <0.1% | |
| iShares Short-Term Treasury Bond ETF Mutual fund | — | — | — | $2K | <0.1% | |
| iShares iBoxx Investment Grade Corporate Bond ETF Mutual fund | — | — | — | $2K | <0.1% |