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Original filing (PDF)20250926091705NAL0003917635001
ELKAMET
Form 5500
FILING_RECEIVED
ELKAMET 401(K) PLAN
401(k) retirement plan
Signals · 3
43% in single holding~106 bps in Sched C feesNo recordkeeper disclosed
Active participants
156
Accounts w/ balance
100
Plan assets (EOY)
$2.4M
Net assets (EOY)
$2.4M
How this plan invests
This plan
1 pooled trust
Schedule D
19 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
82
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
79
Total plan cost
65
Vendor stack
80
Participation health
80
Knocking points off
- Top holding "Fidelity Large Cap Growth Index Fidelity 0" is 43% of plan.
- 106 bps in Schedule C fees — 103% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
- 64% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ELKAMET.
Plan sponsor
Name
ELKAMET
EIN
20-4499562
Address
P O BOX 265 · 201 MILLS STREET · EAST FLAT ROCK, NC · 28726
Phone
(828) 233-4002
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-26
Pension benefit codes
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
FORVIS MAZARS, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| COTTON GROOME FINANCIAL ADVISORS | 36-4540515 | — | NONE | $16K | — |
| ASCENSUS LLC | 11-3665754 | — | NONE | $9K | — |
Investments
18 direct securities · 1 pooled fund· $2.3M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Uncategorized
$2.2M
18 holdings
Common Collective Trust
$190K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Large Cap Growth Index Fidelity 0 | — | — | — | $1.0M | 42.6% | |
| Fidelity Mid Cap Index Fidelity 0 | — | — | — | $291K | 12.4% | |
| Fidelity 500 Index Fund Fidelity 0 | — | — | — | $226K | 9.6% | |
| MORLEY STABLE VALUE FUND FEE CLASS MORLEY FINANCIAL SERVICES, INC. · EIN 93-6274329 / PN 125 | Common Collective Trust | — | — | $190K | 8.1% | |
| TCW MetWest Total Return Bond Plan TCW 0 | — | — | — | $126K | 5.4% | |
| Fidelity Freedom Index 2015 Instl Prem Fidelity 0 304 Fidelity Freedom Index 2020 Instl Prem Fidelity 0 305 Fidelity Large Cap Value Index Fidelity 0 | — | — | — | $105K | 4.5% | |
| Fidelity Small Cap Index Fidelity 0 | — | — | — | $60K | 2.6% | |
| Fidelity Freedom Index 2040 Instl Prem Fidelity 0 | — | — | — | $56K | 2.4% | |
| Fidelity Freedom Index 2030 Instl Prem Fidelity 0 | — | — | — | $39K | 1.7% | |
| MFS Research International R6 MFS 0 | — | — | — | $38K | 1.6% | |
| Fidelity Freedom Index Inc Instl Prem Fidelity 0 711 Fidelity Freedom Index 2065 Instl Prem Fidelity 0 | — | — | — | $36K | 1.5% | |
| Fidelity Freedom Index 2055 Instl Prem Fidelity 0 | — | — | — | $35K | 1.5% | |
| Various Rates and Maturities Participant's Loan Account 0 | — | — | — | $32K | 1.4% | |
| Fidelity Freedom Index 2035 Instl Prem Fidelity 0 | — | — | — | $26K | 1.1% | |
| Fidelity Freedom Index 2050 Instl Prem Fidelity 0 | — | — | — | $25K | 1.0% | |
| BlackRock Emerging Markets K BlackRock 0 | — | — | — | $23K | 1.0% | |
| Fidelity Freedom Index 2045 Instl Prem Fidelity 0 | — | — | — | $17K | 0.7% | |
| Fidelity Freedom Index 2060 Instl Prem Fidelity 0 | — | — | — | $14K | 0.6% | |
| Fidelity Freedom Index 2025 Instl Prem Fidelity 0 | — | — | — | $2K | <0.1% |
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