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Original filing (PDF)20251013133516NAL0001344801001
EXCEL SERVICES, INC.
Form 5500
FILING_RECEIVED
EXCEL SERVICES 401(K) PLAN
401(k) retirement plan
Signals · 2
27% in single holding~84 bps in Sched C fees
Active participants
247
Accounts w/ balance
136
Plan assets (EOY)
$5.1M
Net assets (EOY)
$5.1M
How this plan invests
This plan
10 pooled trusts
Schedule D
25 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
87
Total plan cost
65
Vendor stack
100
Participation health
80
Knocking points off
- Top holding "Great Gray Trust Collective Trust Fund - Great Gray Trust American Funds 2040 I" is 27% of plan.
- 84 bps in Schedule C fees — 62% above peer band of 52 bps.
- 55% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for EXCEL SERVICES, INC..
Plan sponsor
Name
EXCEL SERVICES, INC.
EIN
20-4339280
Address
11225 BLUEGRASS PKWY · LOUISVILLE, KY · 40299
Phone
(502) 413-5402
Industry
Electrical Contractors· Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2J · 401(k) feature
2F · ERISA section 404(c)
2G · Total participant-directed accounts
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
DEMING, MALONE, LIVESAY & OSTROFF
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $10K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CERITY PARTNERS RETIREMENT PLAN | — | NEW YORK, NY | INVESTMENT ADVISOR | $27K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TRINITY PENSION CONSULTANTS | — | AKRON, OH | CONTRACT ADMIN | $6K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $220 | — |
Investments
15 direct securities · 10 pooled funds· $5.1M(99% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$4.7M
10 holdings
Uncategorized
$391K
15 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| GREAT GRAY TRUST AMERICAN FUNDS 204 GREAT GRAY · EIN 38-4126264 / PN 568 | Common Collective Trust | — | — | $1.3M | 26.2% | |
| GREAT GRAY TRUST AMERICAN FUNDS 204 GREAT GRAY · EIN 38-4126265 / PN 569 | Common Collective Trust | — | — | $905K | 17.6% | |
| GREAT GRAY TRUST AMERICAN FUNDS 203 GREAT GRAY · EIN 38-4126263 / PN 567 | Common Collective Trust | — | — | $580K | 11.3% | |
| GREAT GRAY TRUST AMERICAN FUNDS 205 GREAT GRAY · EIN 38-4126266 / PN 570 | Common Collective Trust | — | — | $513K | 10.0% | |
| GREAT GRAY TRUST AMERICAN FUNDS 206 GREAT GRAY · EIN 38-4126268 / PN 572 | Common Collective Trust | — | — | $453K | 8.8% | |
| GREAT GRAY TRUST AMERICAN FUNDS 203 GREAT GRAY · EIN 38-4126262 / PN 566 | Common Collective Trust | — | — | $331K | 6.4% | |
| GREAT GRAY TRUST AMERICAN FUNDS 205 GREAT GRAY · EIN 38-4126267 / PN 571 | Common Collective Trust | — | — | $262K | 5.1% | |
| GREAT GRAY TRUST AMERICAN FUNDS 203 GREAT GRAY · EIN 38-4126261 / PN 565 | Common Collective Trust | — | — | $201K | 3.9% | |
| Fidelity Mutual Fund - Fidelity 500 Index | — | — | — | $91K | 1.8% | |
| GREAT GRAY TRUST AMERICAN FUNDS 206 GREAT GRAY · EIN 38-7275308 / PN 777 | Common Collective Trust | — | — | $89K | 1.7% | |
| Fidelity Mutual Fund - Fidelity International Index | — | — | — | $69K | 1.3% | |
| Lord Abbett Mutual Fund- Lord Abbett Total Return R6 | — | — | — | $54K | 1.0% | |
| American Funds Mutual Fund - American Funds New Perspective R6 | — | — | — | $51K | 1.0% | |
| Fidelity Mutual Fund - Fidelity Large Cap Value Index | — | — | — | $19K | 0.4% | |
| Fidelity Mutual Fund - Fidelity Mid Cap Value Index | — | — | — | $15K | 0.3% | |
| Fidelity Mutual Fund - Fidelity Mid Cap Index | — | — | — | $14K | 0.3% | |
| Fidelity Mutual Fund - Fidelity Mid Cap Growth Index | — | — | — | $13K | 0.3% | |
| DFA Mutual Fund - DFA US Small Cap I | — | — | — | $13K | 0.3% | |
| Fidelity Mutual Fund - Fidelity Large Cap Growth Index | — | — | — | $13K | 0.3% | |
| GREAT GRAY TRUST AMERICAN FUNDS 202 GREAT GRAY · EIN 38-4126260 / PN 564 | Common Collective Trust | — | — | $13K | 0.2% | |
| Empower Annuity Insurance Fully benefit-responsive investment at contract value - Company of America Guaranteed Interest Fund - Fixed Account | — | — | — | $12K | 0.2% | |
| Pimco Mutual Fund - PIMCO Real Return Instl | — | — | — | $11K | 0.2% | |
| Fidelity Mutual Fund - Fidelity Small Cap Growth Index | — | — | — | $9K | 0.2% | |
| Fidelity Mutual Fund - Fidelity Small Cap Value Index | — | — | — | $6K | 0.1% | |
| Pimco Mutual Fund - PIMCO Int Bond (USD-Hedged) Instl | — | — | — | $1K | <0.1% |
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