Original filing (PDF)20250721110656NAL0000626803001

PROVEST, LLC

Name: PROVEST, LLC — PROVEST LLC 401(K) PLAN, Form 5500 (2024)
Creator: PROVEST, LLC

Form 5500

FILING_RECEIVED

PROVEST LLC 401(K) PLAN

401(k) retirement plan

Signals · 1

29% in single holding

Active participants

408

Accounts w/ balance

310

Plan assets (EOY)

$15.0M

Net assets (EOY)

$15.0M

How this plan invests

This plan

15 pooled trusts

Schedule D

37 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

Total plan cost

Vendor stack

100

Participation health

100

Knocking points off

Top holding "INDEXSELECT MODERATE 2035 FUND CL I" is 29% of plan.
61 bps in Schedule C fees — 112% above peer band of 29 bps.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PROVEST, LLC.

Plan sponsor

Name

PROVEST, LLC

EIN

20-4268980

Address

7702 WOODLAND CENTER BLVD · SUITE 100 · TAMPA, FL · 78215

Phone

(813) 877-2844

Industry

Professional & Technical Servicessee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-07-21

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

3H · Sponsor in controlled / affiliated group

Audit & trust (Schedule H)

Auditor

ASSURANCE DIMENSIONS

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

4 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
EMPOWER ANNUITY INSURANCE COMPANY	—	GREENWOOD VILLAGE, CO	RECORDKEEPER	$52K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
UBS FINANCIAL SERVICES INC.	13-2638166	—	INVESTMENT ADVISOR	$30K	—

TPA / Administrator

Name	EIN	Location	Relation	Direct comp	Indirect comp
RETIREMENT SOLUTIONS SPECIALISTS	84-0467907	—	CONTRACT ADMIN	$8K	—

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
EMPOWER ADVISORY GROUP, LLC	—	GREENWOOD VILLAGE, CO	INVESTMENT MGMT	$2K	—

Investments

25 direct securities · 15 pooled funds· $14.9M(99% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Common Collective Trust

$11.6M

15 holdings

Uncategorized

$3.2M

25 holdings

Investment	Type	Shares / units	Cost	Current value	% of plan
INDEXSELECT MODERATE 2035 FUND CL I GREAT GRAY · EIN 81-4457845 / PN 307	Common Collective Trust	—	—	$4.2M	28.4%
INDEXSELECT MODERATE RETIRE FUND CL GREAT GRAY · EIN 81-4430771 / PN 305	Common Collective Trust	—	—	$3.2M	21.1%
INDEXSELECT MODERATE 2045 FUND CL I GREAT GRAY · EIN 81-4470950 / PN 308	Common Collective Trust	—	—	$3.1M	20.5%
INDEXSELECT MODERATE 2055 FUND CL I GREAT GRAY · EIN 81-4484368 / PN 309	Common Collective Trust	—	—	$705K	4.7%
ISHARES S&P 500 INDEX K	—	—	—	$583K	3.9%
AMERICAN CENTURY ULTRA R6	—	—	—	$407K	2.7%
HARTFORD EQUITY INCOME R6	—	—	—	$295K	2.0%
Notes receivable from participants (4.25%-9.50%)	—	—	—	$268K	1.8%
INDEXSELECT CONSERVATIVE 2055 FUND GREAT GRAY · EIN 81-4543855 / PN 314	Common Collective Trust	—	—	$246K	1.6%
AMERICAN FUNDS EUROPACIFIC GR R6	—	—	—	$170K	1.1%
PIMCO INCOME INSTL	—	—	—	$168K	1.1%
MASSMUTUAL MID CAP GROWTH I	—	—	—	$146K	1.0%
INDEXSELECT AGGRESSIVE 2055 FUND CL GREAT GRAY · EIN 81-4418048 / PN 304	Common Collective Trust	—	—	$142K	0.9%
AMERICAN FUNDS NEW WORLD R6	—	—	—	$135K	0.9%
MASSMUTUAL CORE BOND I	—	—	—	$124K	0.8%
AMERICAN CENTURY SMALL CAP GROWTH R6	—	—	—	$114K	0.8%
AMERICAN FUNDS AMERICAN BALANCED R6	—	—	—	$109K	0.7%
AMERICAN FUNDS NEW PERSPECTIVE R6	—	—	—	$106K	0.7%
ISHARES MSCI TOTAL INTERNATIONAL INDEX K	—	—	—	$89K	0.6%
VICTORY SYCAMORE ESTABLISHED VALUE R6	—	—	—	$81K	0.5%
ISHARES U.S. AGGREGATE BOND INDEX K	—	—	—	$76K	0.5%
ISHARES RUSSELL MID-CAP INDEX K	—	—	—	$74K	0.5%
GENERAL ACCOUNT	—	—	—	$70K	0.5%
MASSMUTUAL 20/80 ALLOCATION I	—	—	—	$63K	0.4%
ISHARES RUSSELL 2000 SMALL-CAP INDEX K	—	—	—	$51K	0.3%
ALLSPRING SPECIAL SMALL CAP VALUE R6	—	—	—	$50K	0.3%
INDEXSELECT MODERATE 2065 FUND CL I GREAT GRAY · EIN 38-7275306 / PN 775	Common Collective Trust	—	—	$33K	0.2%
AMERICAN FUNDS CAPITAL INC BLDR R6	—	—	—	$29K	0.2%
DREYFUS GOVERNMENT CASH MGMT INSTL	—	—	—	$15K	<0.1%
INDEXSELECT CONSERVATIVE 2035 FUND GREAT GRAY · EIN 81-4515825 / PN 312	Common Collective Trust	—	—	$10K	<0.1%
MASSMUTUAL 80/20 ALLOCATION I	—	—	—	$10K	<0.1%
MASSMUTUAL 60/40 ALLOCATION I	—	—	—	$8K	<0.1%
MASSMUTUAL INF-PROT AND INC I	—	—	—	$5K	<0.1%
INDEXSELECT AGGRESSIVE 2045 FUND CL GREAT GRAY · EIN 81-4403657 / PN 303	Common Collective Trust	—	—	$2K	<0.1%
INDEXSELECT AGGRESSIVE 2065 FUND I GREAT GRAY · EIN 38-7275305 / PN 774	Common Collective Trust	—	—	$2K	<0.1%
INDEXSELECT AGGRESSIVE RETIRE FUND GREAT GRAY · EIN 81-4374798 / PN 300	Common Collective Trust	—	—	$2K	<0.1%
INDEXSELECT AGGRESSIVE 2035 FUND CL GREAT GRAY · EIN 81-4393238 / PN 302	Common Collective Trust	—	—	$1K	<0.1%
INDEXSELECT MODERATE 2025 FUND CL I GREAT GRAY · EIN 81-4447624 / PN 306	Common Collective Trust	—	—	$0	<0.1%
INDEXSELECT AGGRESSIVE 2025 FUND CL GREAT GRAY · EIN 81-4386547 / PN 301	Common Collective Trust	—	—	$0	<0.1%
INDEXSELECT CONSERVATIVE 2045 FUND GREAT GRAY · EIN 81-4532033 / PN 313	Common Collective Trust	—	—	$0	<0.1%