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Original filing (PDF)20251014125334NAL0001371939001
RITZ SAFETY LLC
Form 5500
FILING_RECEIVED
RITZ SAFETY LLC 401 K PROFIT SHARING PLAN TRUST
401(k) retirement plan
Signals · 1
~83 bps in Sched C fees
Active participants
262
Accounts w/ balance
209
Plan assets (EOY)
$9.7M
Net assets (EOY)
$9.6M
How this plan invests
This plan
5 pooled trusts
Schedule D
33 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 83 bps in Schedule C fees — 60% above peer band of 52 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for RITZ SAFETY LLC.
Plan sponsor
Name
RITZ SAFETY LLC
EIN
20-4254041
Address
7725 PARAGON RD · DAYTON, OH · 45459
Phone
(937) 684-9360
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2G · Total participant-directed accounts
3H · Sponsor in controlled / affiliated group
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
2E · Profit-sharing
2J · 401(k) feature
2F · ERISA section 404(c)
Audit & trust (Schedule H)
Auditor
BRIXEY & MEYER, INC.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TRANSAMERICA RETIREMENT SOLUTIONS | 13-3689044 | — | RECORD KEEPER | $60K | — |
| OPOC.US | 87-4188556 | — | RECORDKEEPER | $12K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CADARET, GRANT & CO., INC. | 22-2361254 | — | INVESTMENT ADVISORY-PLAN | $5K | — |
| LEAFHOUSE FINANCIAL ADVISORS, LLC | 24-4311657 | — | INVESTMENT ADVISORY-PLAN | $3K | — |
Investments
30 direct securities · 5 pooled funds· $9.7M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$9.0M
29 holdings
Common Collective Trust
$627K
5 holdings
Mutual Funds
$40K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| FIDELITY FREEDOM INDEX 2040 INSTL PREM shares | — | — | — | $1.5M | 15.7% | |
| FIDELITY FREEDOM INDEX 2045 INSTL PREM shares | — | — | — | $943K | 9.8% | |
| FIDELITY 500 INDEX shares | — | — | — | $808K | 8.4% | |
| FIDELITY FREEDOM INDEX 2030 INSTL PREM shares | — | — | — | $699K | 7.2% | |
| FIDELITY FREEDOM INDEX 2035 INSTL PREM shares | — | — | — | $580K | 6.0% | |
| AMERICAN FUNDS NEW PERSPECTIVE R6 shares | — | — | — | $498K | 5.2% | |
| VANGUARD MID-CAP GROWTH INDEX ADMIRAL shares | — | — | — | $408K | 4.2% | |
| VANGUARD HEALTH CARE ADMIRAL shares ** 424 VANGUARD HIGH-YIELD CORPORATE ADM shares | — | — | — | $408K | 4.2% | |
| Fully benefit-responsive investment contract * TRANSAMERICA STABLE VALUE CORE ACCOUNT shares | — | — | — | $374K | 3.9% | |
| VANGUARD GROWTH INDEX ADM shares | — | — | — | $363K | 3.8% | |
| RPAG/WILMINGTON LARGE CAP VALUE FD WILMINGTON · EIN 38-4065329 / PN 426 | Common Collective Trust | — | — | $360K | 3.7% | |
| FIDELITY FREEDOM INDEX 2025 INSTL PREM shares | — | — | — | $270K | 2.8% | |
| FIDELITY FREEDOM INDEX 2060 INSTL PREM shares | — | — | — | $270K | 2.8% | |
| VANGUARD MID-CAP VALUE INDEX ADMIRAL shares | — | — | — | $264K | 2.7% | |
| FIDELITY FREEDOM INDEX 2050 INSTL PREM shares | — | — | — | $249K | 2.6% | |
| DFA US TARGETED VALUE I shares | — | — | — | $237K | 2.5% | |
| FIDELITY FREEDOM INDEX 2055 INSTL PREM shares | — | — | — | $221K | 2.3% | |
| STATE STREET GLOBAL EQUITY EX-US INDEX K shares | — | — | — | $209K | 2.2% | |
| VANGUARD SMALL CAP INDEX ADM shares | — | — | — | $176K | 1.8% | |
| ISHARES U.S. AGGREGATE BOND INDEX K shares | — | — | — | $166K | 1.7% | |
| PUTNAM SMALL CAP GROWTH TRUST R WILMINGTON TRUST · EIN 26-2447110 / PN 001 | Common Collective Trust | — | — | $161K | 1.7% | |
| Participant notes receivable maturing through various dates through November 2028. | — | — | — | $135K | 1.4% | |
| PIMCO INTERNATIONAL BOND (USD HEDGED) INSTL shares | — | — | — | $66K | 0.7% | |
| STATE STREET US INFLATION PROTCTD BD INDX NL FD shares | — | — | — | $60K | 0.6% | |
| SSTATE ST US INF PRTCTD BD IDX NL F STATE STREET GLOBAL ADVISORS · EIN 90-0337987 / PN 168 | Common Collective Trust | — | — | $60K | 0.6% | |
| INTERNATIONAL GROWTH FUND II FEE CL WILMINGTON TRUST · EIN 38-4139842 / PN 619 | Common Collective Trust | — | — | $46K | 0.5% | |
| AMERICAN FUNDS AMERICAN BALANCED R6 shares | Mutual Funds | — | — | $40K | 0.4% | |
| AMERICAN FUNDS SMALLCAP WORLD R6 shares | — | — | — | $36K | 0.4% | |
| STATE STREET SMALL/MID CAP EQUITY IDX K shares | — | — | — | $25K | 0.3% | |
| DFA REAL ESTATE SECURITIES I shares | — | — | — | $22K | 0.2% | |
| FIDELITY FREEDOM INDEX 2065 INSTL PREM shares | — | — | — | $14K | 0.1% | |
| VANGUARD BALANCED INDEX ADM shares | — | — | — | $7K | <0.1% | |
| INVESCO GOLD & SPECIAL MINERALS R6 shares ** 893 JANUS HENDERSON GLOBAL TECH AND INNOVT N shares | — | — | — | $5K | <0.1% | |
| FRANKLIN UTILITIES R6 shares | — | — | — | $2K | <0.1% | |
| RPAG/WILMINGTON CORE PLUS BOND FD R WILMINGTON · EIN 38-4116854 / PN 515 | Common Collective Trust | — | — | $548 | <0.1% |
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