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Original filing (PDF)20251010051845NAL0012479792001
RAYCAP, INC.
Form 5500
FILING_RECEIVED
RAYCAP, INC. 401(K) PLAN
401(k) retirement plan
Active participants
361
Accounts w/ balance
434
Plan assets (EOY)
$17.7M
Net assets (EOY)
$17.7M
How this plan invests
This plan
32 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (8 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for RAYCAP, INC..
Plan sponsor
Name
RAYCAP, INC.
EIN
20-3942471
Address
806 S CLEARWATER LOOP · POST FALLS, ID · 83854
Phone
(208) 777-1166
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-10
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BAKER TILLY US, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ADP, INC. | 13-3036745 | — | RECORD KEEPER | $13K | — |
| ADP BROKER-DEALER | 22-3319984 | — | RECORD KEEPER | $0 | — |
Investments
32 direct securities· $17.7M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| JPM GROWTH ADVANTAGE FUND - R6 | Registered Investment Companies | — | — | $2.1M | 11.9% | |
| VANGUARD INFO TECH IDX ADMIRAL | Registered Investment Companies | — | — | $1.4M | 8.1% | |
| VAN TARGET RETIRE 2030 | Registered Investment Companies | — | — | $1.3M | 7.5% | |
| VAN TARGET RETIRE 2040 | Registered Investment Companies | — | — | $1.2M | 7.0% | |
| VAN TARGET RETIRE 2045 | Registered Investment Companies | — | — | $1.1M | 6.5% | |
| VAN TARG RETIRE 2060 | Registered Investment Companies | — | — | $893K | 5.0% | |
| VAN TARGET RETIRE 2055 | Registered Investment Companies | — | — | $856K | 4.8% | |
| VANGUARD 500 INDEX FUND - ADM | Registered Investment Companies | — | — | $814K | 4.6% | |
| VANG TOT STK MKT IDX - ADMIRAL | Registered Investment Companies | — | — | $739K | 4.2% | |
| VANG EQUITY INC ADM | Registered Investment Companies | — | — | $663K | 3.7% | |
| JANUS HENDERSON ENTERPRISE N | Registered Investment Companies | — | — | $605K | 3.4% | |
| VANGUARD GROWTH INDEX FUND ADM | Registered Investment Companies | — | — | $548K | 3.1% | |
| VANGUARD SM CAP VAL INDEX ADM | Registered Investment Companies | — | — | $527K | 3.0% | |
| VAN TARGET RETIRE 2035 | Registered Investment Companies | — | — | $475K | 2.7% | |
| VAN TARGET RETIRE 2025 | Registered Investment Companies | — | — | $453K | 2.6% | |
| VANGUARD MID CAP VALUE IND ADM | Registered Investment Companies | — | — | $431K | 2.4% | |
| PARNASSUS CORE EQUITY INST | Registered Investment Companies | — | — | $378K | 2.1% | |
| VAN GLOBAL EQUITY - INV | Registered Investment Companies | — | — | $344K | 1.9% | |
| VANGUARD WELLESLEY INCOME-ADMR | Registered Investment Companies | — | — | $285K | 1.6% | |
| VAN TARGET RETIRE INC | Registered Investment Companies | — | — | $283K | 1.6% | |
| VAN TARGET RETIRE 2050 | Registered Investment Companies | — | — | $265K | 1.5% | |
| VANGUARD VALUE INDEX FUND ADMR | Registered Investment Companies | — | — | $252K | 1.4% | |
| DFA WORLD CORE EQ PORT INST | Registered Investment Companies | — | — | $223K | 1.3% | |
| VANGUARD FEDERAL MM INV | Registered Investment Companies | — | — | $217K | 1.2% | |
| JANUS HENDERSON TRITON FUND N | Registered Investment Companies | — | — | $200K | 1.1% | |
| VICTORY ESTABLISHED VALUE R6 | Registered Investment Companies | — | — | $185K | 1.0% | |
| INVESCO CORPORATE BOND R6 | Registered Investment Companies | — | — | $181K | 1.0% | |
| VANGUARD REAL ESTATE INDEX ADM | Registered Investment Companies | — | — | $173K | 1.0% | |
| FRANKLIN UTILITIES FUND - R6 | Registered Investment Companies | — | — | $173K | 1.0% | |
| VANGUARD INTERMEDIATE TERM BON | Registered Investment Companies | — | — | $164K | 0.9% | |
| VANGUARD HEALTH CARE FUND ADM | Registered Investment Companies | — | — | $87K | 0.5% | |
| VAN TARGET RETIRE 2020 | Registered Investment Companies | — | — | $50K | 0.3% |