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Original filing (PDF)20250929171545NAL0015495955001

CLEARWATER PAPER CORPORATION

Form 5500
FILING_RECEIVED
CLEARWATER PAPER REPRESENTED 401(K) PLAN
401(k) retirement plan
Active participants
1,447
Accounts w/ balance
1,759
Plan assets (EOY)
$226.0M
Net assets (EOY)
$226.0M
How this plan invests
This plan
21 pooled trusts
Schedule D
30 securities
funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CLEARWATER PAPER CORPORATION.
Plan sponsor
Name
CLEARWATER PAPER CORPORATION
EIN
20-3594554
Address
601 WEST RIVERSIDE, SUITE 1100 · SPOKANE, WA · 99201
Phone
(509) 344-5900
Industry
Manufacturingsee all
Plan administrator
Name
CLEARWATER PAPER BENEFITS COMMITEE
EIN
45-2696011
City
SPOKANE, WA
Phone
(509) 344-5900
Plan characteristics
Plan number
039
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-29
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
2E · Profit-sharing
2R · Participant-directed brokerage (SDBA)
Audit & trust (Schedule H)
Auditor
LBMC
Trustee / custodian
Trustee phone

Service providers (Schedule C)

4 rows
Recordkeeper
1
NameEINLocationRelationDirect compIndirect comp
FIDELITY INVESTMENTS INSTITUTIONAL04-2647786RECORDKEEPER$115K
Advisor / Consultant
2
NameEINLocationRelationDirect compIndirect comp
FINANCIAL ENGINES77-0473565ADVISOR$69K
MERCER13-2834414CONSULTANT$18K
Accountant / Auditor
1
NameEINLocationRelationDirect compIndirect comp
LBMC, PC62-1199757ACCOUNTANT/AUDITOR$29K

Investments

28 direct securities · 21 pooled funds· $379.7M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized
$195.6M
28 holdings
Common Collective Trust
$184.1M
21 holdings
PIInvestmentTypeShares / unitsCostCurrent value% of plan
Winslow Large Cap Growth Fund$28.4M12.6%
WINSLOW MS LGCP GRTH
SEI TRUST COMPANY · EIN 27-3442979 / PN 010
Common Collective Trust
$28.4M12.6%
Galliard Stable Return Fund E$25.0M11.1%
GALLIARD STBLE RTN E
WELLS FARGO BANK, N.A. · EIN 52-2250951 / PN 001
Common Collective Trust
$25.0M11.1%
SS S&P 500 INDEX II
STATE STREET GLOBAL ADVISORS TRUST CO · EIN 04-0025081 / PN 078
Common Collective Trust
$20.0M8.9%
T. Rowe Price T. Rowe Price Retirement 2030 Trust$18.5M8.2%
TRP RETIRE 2030 F
T. ROWE PRICE TRUST COMPANY · EIN 38-7010946 / PN 001
Common Collective Trust
$18.5M8.2%
T. Rowe Price T. Rowe Price Retirement 2035 Trust$15.6M6.9%
TRP RETIRE 2035 F
T. ROWE PRICE TRUST COMPANY · EIN 36-7595013 / PN 001
Common Collective Trust
$15.6M6.9%
Dodge & Cox Funds Dodge & Cox Stock Fund Class X$13.8M6.1%
T. Rowe Price T. Rowe Price Retirement 2040 Trust$13.0M5.8%
TRP RETIRE 2040 F
T. ROWE PRICE TRUST COMPANY · EIN 35-6941729 / PN 001
Common Collective Trust
$13.0M5.8%
Conestoga Funds Conestoga Small Cap Fund$10.3M4.6%
T. Rowe Price T. Rowe Price Retirement 2045 Trust$9.5M4.2%
TRP RETIRE 2045 F
T. ROWE PRICE TRUST COMPANY · EIN 32-6199848 / PN 001
Common Collective Trust
$9.5M4.2%
T. Rowe Price T. Rowe Price Retirement 2050 Trust$7.2M3.2%
TRP RETIRE 2050 F
T. ROWE PRICE TRUST COMPANY · EIN 30-6303214 / PN 001
Common Collective Trust
$7.2M3.2%
T. Rowe Price T. Rowe Price Retirement 2025 Trust$7.0M3.1%
TRP RETIRE 2025 F
T. ROWE PRICE TRUST COMPANY · EIN 37-6495447 / PN 001
Common Collective Trust
$7.0M3.1%
T. Rowe Price T. Rowe Price Retirement 2055 Trust$6.5M2.9%
TRP RETIRE 2055 F
T. ROWE PRICE TRUST COMPANY · EIN 35-6941728 / PN 001
Common Collective Trust
$6.5M2.9%
State Street State Street Global All Cap Equity$5.5M2.4%
SS GACEQ EXUS IDX II
STATE STREET GLOBAL ADVISORS TRUST CO · EIN 90-0337987 / PN 444
Common Collective Trust
$5.5M2.4%
State Street State Street U.S. Bond Index Securities Lending Series Fund$5.2M2.3%
SS US BOND INDX XIV
STATE STREET GLOBAL ADVISORS TRUST CO · EIN 90-0337987 / PN 477
Common Collective Trust
$5.2M2.3%
State Street State Street Russell Small/Mid-Cap Index Fund$5.1M2.3%
SS RSL SMMDCP IDX II
STATE STREET GLOBAL ADVISORS TRUST CO · EIN 32-6528132 / PN 019
Common Collective Trust
$5.1M2.3%
LS CORE PLUS BOND F
LOOMIS SAYLES TRUST COMPANY, LLC · EIN 84-6391546 / PN 010
Common Collective Trust
$4.5M2.0%
Clearwater Paper Corporation Clearwater Paper Stock Fund$4.3M1.9%
T. Rowe Price T. Rowe Price Retirement 2060 Trust$3.8M1.7%
TRP RETIRE 2060 F
T. ROWE PRICE TRUST COMPANY · EIN 47-1088316 / PN 001
Common Collective Trust
$3.8M1.7%
Alliance Bernstein Alliance Bernstein US Small and Mid Cap Portfolio$3.7M1.6%
AB US SMMDCP VAL P-1
GREAT GRAY TRUST COMPANY, LLC · EIN 38-4116868 / PN 532
Common Collective Trust
$3.7M1.6%
Dodge & Cox Funds Dodge & Cox International Stock Fund$2.8M1.2%
T. Rowe Price T. Rowe Price Retirement 2065 Trust$2.6M1.2%
TRP RETIRE 2065 F
T. ROWE PRICE TRUST COMPANY · EIN 85-1763138 / PN 001
Common Collective Trust
$2.6M1.2%
BrokerageLink Self-directed brokerage accounts$2.3M1.0%
T. Rowe Price T. Rowe Price Retirement 2020 Trust$1.9M0.8%
TRP RETIRE 2020 F
T. ROWE PRICE TRUST COMPANY · EIN 36-7594871 / PN 001
Common Collective Trust
$1.9M0.8%
Vanguard Funds Vanguard International Growth Fund Admiral Shares$1.8M0.8%
T. Rowe Price T. Rowe Price Retirement 2015 Trust$599K0.3%
TRP RETIRE 2015 F
T. ROWE PRICE TRUST COMPANY · EIN 35-6941654 / PN 001
Common Collective Trust
$599K0.3%
DFA Emerging Markets Core Equity$477K0.2%
T. Rowe Price T. Rowe Price Retirement 2010 Trust$474K0.2%
TRP RETIRE 2010 F
T. ROWE PRICE TRUST COMPANY · EIN 32-6199795 / PN 001
Common Collective Trust
$474K0.2%
Principal Funds PIF Diversified Real Asset I$113K<0.1%
T. Rowe Price T. Rowe Price Retirement 2005 Trust$107K<0.1%
TRP RETIRE 2005 F
T. ROWE PRICE TRUST COMPANY · EIN 61-6434302 / PN 001
Common Collective Trust
$107K<0.1%
Fidelity Interest bearing cash account$12K<0.1%