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Original filing (PDF)20251002142349NAL0001455106001
CEMENTATION USA, INC.
Form 5500
FILING_RECEIVED
CEMENTATION USA, INC. 401(K) PLAN
401(k) retirement plan
Signals · 1
6 service providers
Active participants
381
Accounts w/ balance
498
Plan assets (EOY)
$38.8M
Net assets (EOY)
$38.8M
How this plan invests
This plan
9 pooled trusts
Schedule D
25 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 61 bps in Schedule C fees — 112% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CEMENTATION USA, INC..
Plan sponsor
Name
CEMENTATION USA, INC.
EIN
20-3542645
Address
10150 SOUTH CENTENNIAL PARKWAY · SUITE 110 · SANDY, UT · 84070
Phone
(801) 937-4120
Industry
Mining, Quarrying, Oil & Gassee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-02
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
RICHEY, MAY & CO., LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
6 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INS. CO. OF AMERICA | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $157K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| 3 38 INVESTMENT FIDUCIARIES INC | — | SIMI VALLEY, CA | INVESTMENT ADVISOR | $19K | — |
Broker
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MORGAN STANLEY SMITH BARNEY LLC | — | NEW YORK, NY | BROKER/ADISER | $0 | — |
| MORGAN STANLEY INSURANCE SERVICES I | — | NEW YORK, NY | BROKER/ADVISER | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NATIONAL BENEFIT SERVICES, LLC | — | KANSAS CITY, MO | CONTRACT ADMIN | $28K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISOR GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $34K | — |
Investments
18 direct securities · 9 pooled funds· $38.8M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$18.3M
17 holdings
Common Collective Trust
$16.0M
7 holdings
Pooled Separate Account
$3.8M
2 holdings
Mutual Funds
$693K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index | — | — | — | $5.8M | 15.0% | |
| INDEXSELECT MODERATE 2035 FUND CLR6 GREAT GRAY · EIN 81-4457845 / PN 307 | Common Collective Trust | — | — | $4.2M | 10.8% | |
| LARGE CAP GROWTH / JP MORGAN INVST EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 141 | Pooled Separate Account | — | — | $3.8M | 9.8% | |
| INDEXSELECT MODERATE 2045 FUMD CLR6 GREAT GRAY · EIN 81-4470950 / PN 308 | Common Collective Trust | — | — | $3.2M | 8.2% | |
| INDEXSELECT MODERATE RETIRE FD CLR6 GREAT GRAY · EIN 81-4430771 / PN 305 | Common Collective Trust | — | — | $3.1M | 7.9% | |
| INDEXSELECT MODERATE 2055 FUND CLR6 GREAT GRAY · EIN 81-4484368 / PN 309 | Common Collective Trust | — | — | $2.9M | 7.4% | |
| PUTNAM LARGE CAP VALUE TRUST I PUTNAM INVESTMENTS CIT · EIN 82-3639536 / PN 275 | Common Collective Trust | — | — | $2.6M | 6.6% | |
| Group annuity contract * Empower Annuity Company Key Guaranteed | — | — | — | $2.3M | 5.9% | |
| MFS Mid Cap Growth R6 | — | — | — | $1.7M | 4.4% | |
| Capital Group American Funds Bond Fund of Amer R6 | — | — | — | $1.7M | 4.3% | |
| Fidelity Small Cap Index | — | — | — | $1.6M | 4.2% | |
| Fidelity Total International Index | — | — | — | $1.5M | 4.0% | |
| JP Morgan JPMorgan Global Allocation R6 | — | — | — | $847K | 2.2% | |
| Capital Group American Funds American Balanced R6 | — | — | — | $810K | 2.1% | |
| American Century American Century Focused Intl Gr R6 | Mutual Funds | — | — | $693K | 1.8% | |
| Capital Group American Funds Inflation Linked Bd R6 | — | — | — | $674K | 1.7% | |
| Capital Group American Funds New World R6 | — | — | — | $496K | 1.3% | |
| Participant notes receivable Interest Rate 4.25% - 9.50% | — | — | — | $358K | 0.9% | |
| MFS Research International R6 | — | — | — | $173K | 0.4% | |
| Dimensional DFA U.S. Vector Equity I | — | — | — | $133K | 0.3% | |
| PGIM US Real Estate R6 | — | — | — | $128K | 0.3% | |
| INDEXSELECT MODERATE 2065 FUMD CLR6 GREAT GRAY · EIN 38-7275306 / PN 775 | Common Collective Trust | — | — | $88K | 0.2% | |
| Franklin Templeton Putnam International Value R6 | — | — | — | $42K | 0.1% | |
| Franklin Templeton Putnam Small Cap Growth R6 | — | — | — | $31K | <0.1% | |
| Invesco Small Cap Value R6 | — | — | — | $9K | <0.1% | |
| LARGE CAP GROWTH / JPMORGAN EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 141 | Pooled Separate Account | — | — | $0 | <0.1% | |
| INDEXSELECT MODERATE 2025 FUMD CLR6 GREAT GRAY · EIN 81-4447624 / PN 306 | Common Collective Trust | — | — | $0 | <0.1% |
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