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Original filing (PDF)20250819140311NAL0001182899001
MAC TRAILER ENTERPRISES, INC.
Form 5500
FILING_RECEIVED
MAC TRAILER ENTERPRISES, INC. 401(K) PLAN
401(k) retirement plan
Signals · 1
1 failed disclosure
Active participants
1,293
Accounts w/ balance
1,353
Plan assets (EOY)
$39.5M
Net assets (EOY)
$39.5M
How this plan invests
This plan
32 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
87
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
85
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 1 Schedule C provider failed to disclose compensation.
- 47 bps in Schedule C fees — 63% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for MAC TRAILER ENTERPRISES, INC..
Plan sponsor
Name
MAC TRAILER ENTERPRISES, INC.
EIN
20-3210779
Address
14599 COMMERCE STREET NE · ALLIANCE, OH · 44601
Phone
(330) 823-9900
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-08-19
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2E · Profit-sharing
2T · Default investment account (QDIA)
3B · Covers self-employed individuals
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
MEADEN & MOORE
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $138K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| GLOBAL RETIREMENT PARTNERS LLC | 47-1411118 | — | ADVISOR | $49K | — |
Failed / refused disclosures (Sched C Part 2)
| Provider | Nondisclosure info |
|---|---|
| — | — |
Investments
32 direct securities· $39.5M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Target Retirement 2035 Inv | — | — | — | $4.7M | 12.0% | |
| Vanguard Target Retirement 2045 Inv | — | — | — | $3.6M | 9.1% | |
| Vanguard Target Retirement 2050 Inv | — | — | — | $3.4M | 8.7% | |
| Vanguard Target Retirement 2055 Inv | — | — | — | $3.2M | 8.0% | |
| Vanguard Target Retirement 2030 Inv | — | — | — | $3.2M | 8.0% | |
| Vanguard Target Retirement 2025 Inv | — | — | — | $3.1M | 7.9% | |
| Vanguard Target Retirement 2040 Inv | — | — | — | $3.0M | 7.7% | |
| Vanguard Target Retirement 2060 Inv | — | — | — | $2.5M | 6.2% | |
| Vanguard 500 Index Admiral | — | — | — | $2.4M | 6.1% | |
| Loans to participants (4.25% to 9.50%) | — | — | — | $1.2M | 3.0% | |
| Vanguard Small Cap Index Fund Admiral | — | — | — | $938K | 2.4% | |
| Vanguard US Growth Admiral | — | — | — | $707K | 1.8% | |
| Vanguard Target Retirement 2020 Inv | — | — | — | $681K | 1.7% | |
| Vanguard Developed Markets Index Admiral | — | — | — | $621K | 1.6% | |
| Vanguard Equity Income ADM | — | — | — | $617K | 1.6% | |
| Vanguard Inter-Term Treasury Ind Admiral | — | — | — | $609K | 1.5% | |
| Guaranteed Interest Fund | — | — | — | $580K | 1.5% | |
| Vanguard Mid Cap Index Fund Admiral | — | — | — | $560K | 1.4% | |
| Fidelity Government Money Market Fund | — | — | — | $552K | 1.4% | |
| PGIM Total Return Bond R6 | — | — | — | $519K | 1.3% | |
| American Funds New Perspective R6 | — | — | — | $508K | 1.3% | |
| Vanguard Target Retirement 2065 Inv | — | — | — | $496K | 1.3% | |
| Vanguard Real Estate Index Fund Admiral | — | — | — | $370K | 0.9% | |
| American Funds Washington Mutual R6 | — | — | — | $365K | 0.9% | |
| American Funds New World R6 | — | — | — | $260K | 0.7% | |
| Vanguard Target Retirement 2070 Inv | — | — | — | $195K | 0.5% | |
| Vanguard Target Retirement Income Inv | — | — | — | $140K | 0.4% | |
| Federated Hermes Instl High Yield Bd IS | — | — | — | $123K | 0.3% | |
| MFS Mid Cap Value R6 | — | — | — | $118K | 0.3% | |
| American Funds Europacific GR R6 | — | — | — | $108K | 0.3% | |
| JP Morgan Small Cap Value R6 | — | — | — | $56K | 0.1% | |
| Fidelity Short-Term Investment Fund | — | — | — | $38K | <0.1% |
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