Original filing (PDF)20251006100020NAL0005813424001

CIRCLE GRAPHICS INC.

Name: CIRCLE GRAPHICS INC. — CIRCLE GRAPHICS 401K PLAN, Form 5500 (2024)
Creator: CIRCLE GRAPHICS INC.

Form 5500

FILING_RECEIVED

CIRCLE GRAPHICS 401K PLAN

401(k) retirement plan

Signals · 2

~105 bps in Sched C feesNo recordkeeper disclosed

Active participants

988

Accounts w/ balance

542

Plan assets (EOY)

$25.7M

Net assets (EOY)

$25.7M

How this plan invests

This plan

34 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

Participation health

Knocking points off

105 bps in Schedule C fees — 264% above peer band of 29 bps.
No recordkeeper disclosed on Schedule C.
55% balance-to-active ratio — below typical for a healthy 401(k).

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CIRCLE GRAPHICS INC..

Plan sponsor

Name

CIRCLE GRAPHICS INC.

EIN

20-3076268

Address

120 9TH AVE · LONGMONT, CO · 80501

Phone

(303) 532-2370

Industry

Manufacturingsee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-06

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

3H · Sponsor in controlled / affiliated group

Audit & trust (Schedule H)

Auditor

BROCK AND COMPANY CPAS P.C.

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

2 rows

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
VOYA RETIREMENT INSURANCE & ANNUITY	71-0294708	—	SERVICE PROVIDER	$270K	—
VOYA RETIREMENT ADVISORS, LLC	02-0488491	—	SERVICE PROVIDER	$892	—

Investments

31 direct securities· $26.0M(100% of reported assets)

Investment	Type	Shares / units	Cost	Current value	% of plan
Nuveen Lifcyc Ind 2045 Fd R6	—	—	—	$3.0M	11.8%
Nuveen Lifcyc Ind 2035 Fd R6	—	—	—	$2.7M	10.5%
Nuveen Lifcyc Ind 2030 Fd R6	—	—	—	$2.5M	9.9%
Nuveen Lifcyc Ind 2050 Fd R6	—	—	—	$2.5M	9.7%
Fidelity 500 Index Fund	—	—	—	$2.5M	9.7%
Nuveen Lifcyc Ind 2040 Fd R6	—	—	—	$2.2M	8.5%
AllianceBernstein AB Large Cap Grw Fnd Z	—	—	—	$1.9M	7.3%
Nuveen Lifcyc Ind 2055 Fd R6	—	—	—	$1.6M	6.4%
Nuveen Lifcyc Ind 2025 Fd R6	—	—	—	$1.6M	6.3%
Nuveen Lifcyc Ind 2065 Fd R6	—	—	—	$680K	2.6%
Dodge & Cox Dodge & Cox Income Fd I	—	—	—	$520K	2.0%
Nuveen Lifcyc Ind 2060 Fd R6	—	—	—	$484K	1.9%
VRIAC Voya Fixed Account, 1.50%	—	—	—	$459K	1.8%
Fidelity Mid Cap Idx Fd	—	—	—	$383K	1.5%
BlackRock Mid-Cap Grw Eq Por K	—	—	—	$381K	1.5%
Fidelity Intl Index Fnd	—	—	—	$370K	1.4%
LOAN FUND Participant Loans - Rates 8.75% to 9.50%	—	—	—	$296K	1.2%
various maturity dates)	—	—	—	$296K	1.2%
Invesco Inv Discovery Fd Y	—	—	—	$252K	1.0%
Nuveen Lifcyc Ind 2020 Fd R6	—	—	—	$242K	0.9%
Fidelity Sm Cp Ind Fd	—	—	—	$241K	0.9%
American Funds American Funds Am Balanced R6	—	—	—	$205K	0.8%
MFS Intl Diversification Fd	—	—	—	$159K	0.6%
Putnam Lrg Cp Val Fd - Cl R6	—	—	—	$117K	0.5%
Invesco Small Cap Value Fd R6	—	—	—	$113K	0.4%
MFS Mid Cap Value Fund R6	—	—	—	$79K	0.3%
Cohen & Steers Cohen&Steers Inst Rl Shares	—	—	—	$55K	0.2%
Nuveen Lifcyc Ind 2015 Fd R6	—	—	—	$46K	0.2%
Voya Gvt Mny Mkt Fd A (Hold Acct)	—	—	—	$39K	0.2%
Nuveen Lifcyc Ind 2010 Fd R6	—	—	—	$23K	<0.1%
Nuveen Lifcyc Ind Rt In Fd R6	—	—	—	$20K	<0.1%