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Original filing (PDF)20250922154952NAL0002222691001
SPEAR PHYSICAL THERAPY PLLC
Form 5500
FILING_RECEIVED
SPEAR PHYSICAL THERAPY PLLC 401(K) PLAN
401(k) retirement plan
Active participants
889
Accounts w/ balance
429
Plan assets (EOY)
$15.3M
Net assets (EOY)
$15.3M
How this plan invests
This plan
33 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
65
Knocking points off
- Only 48% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SPEAR PHYSICAL THERAPY PLLC.
Plan sponsor
Name
SPEAR PHYSICAL THERAPY PLLC
DBA
SPEAR PHYSICAL THERAPY
EIN
20-2775993
Address
307 5TH AVE, 6TH FLOOR · NEW YORK, NY · 10016
Phone
(646) 790-7457
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-22
Pension benefit codes
3H · Sponsor in controlled / affiliated group
2T · Default investment account (QDIA)
3B · Covers self-employed individuals
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
3D · Pre-approved plan (master / prototype / VS)
2R · Participant-directed brokerage (SDBA)
Audit & trust (Schedule H)
Auditor
CBIZ CPAS P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $29K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EQUITABLE ADVISORS LLC | 13-4078005 | — | ADVISOR | $24K | — |
Investments
33 direct securities· $15.3M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Freedom 2055 Fund K6 Mutual Funds | — | — | — | $3.7M | 24.5% | |
| Fidelity Freedom 2030 Fund K6 Mutual Funds | — | — | — | $2.6M | 16.9% | |
| Fidelity Freedom 2060 Fund K6 Mutual Funds | — | — | — | $2.5M | 16.4% | |
| Fidelity Freedom 2045 Fund K6 Mutual Funds | — | — | — | $1.5M | 9.9% | |
| iShares S&P 500 Index Fund Class K Mutual Funds | — | — | — | $942K | 6.2% | |
| Fidelity Freedom 2050 Fund K6 Mutual Funds | — | — | — | $870K | 5.7% | |
| American Funds Growth Fund of America Class R6 Mutual Funds | — | — | — | $351K | 2.3% | |
| Fidelity Freedom 2040 Fund K6 Mutual Funds | — | — | — | $312K | 2.0% | |
| Fidelity Freedom 2035 Fund K6 Mutual Funds | — | — | — | $275K | 1.8% | |
| Fidelity Total Market Index Fund Mutual Funds | — | — | — | $259K | 1.7% | |
| Fidelity Freedom 2065 Fund K6 Mutual Funds | — | — | — | $238K | 1.6% | |
| Fidelity Freedom 2025 Fund K6 Mutual Funds | — | — | — | $211K | 1.4% | |
| iShares Russell 1000 Large Cap Index Fund Class K Mutual Funds | — | — | — | $171K | 1.1% | |
| Fidelity International Index Fund Mutual Funds | — | — | — | $140K | 0.9% | |
| Fidelity Extended Market Index Fund Mutual Funds | — | — | — | $139K | 0.9% | |
| iShares MSCI Total International Index Fund Class K Mutual Funds | — | — | — | $130K | 0.8% | |
| Doubleline Core Fixed Income Fund Class I Mutual Funds | — | — | — | $122K | 0.8% | |
| DFA Emerging Markets Portfolio Class Institutional Mutual Funds | — | — | — | $113K | 0.7% | |
| Vanguard Intermediate-Term Bond Index Fund Admiral Shares Mutual Funds | — | — | — | $111K | 0.7% | |
| Lincoln Stable Value Guaranteed Investment Contract | — | — | — | $99K | 0.6% | |
| Notes Receivable from Participants Interest rates from 4.25% - 9.50% - | — | — | — | $94K | 0.6% | |
| iShares Russell 2000 SC Index Fund Class K Mutual Funds | — | — | — | $90K | 0.6% | |
| Columbia Dividend Income Fund Class I3 Mutual Funds | — | — | — | $89K | 0.6% | |
| Fidelity Large Cap Value Index Fund Mutual Funds | — | — | — | $85K | 0.6% | |
| DFA Real Estate Securities Portfolio Class Institutional Mutual Funds | — | — | — | $35K | 0.2% | |
| DFA Short-term Extended Quality Portfolio Class Institutional Mutual Funds | — | — | — | $12K | <0.1% | |
| John Hancock European Focus N Mutual Funds | — | — | — | $12K | <0.1% | |
| Fidelity US Bond Index Fund Mutual Funds | — | — | — | $11K | <0.1% | |
| Oakmark International Fund Class Institutional Mutual Funds | — | — | — | $10K | <0.1% | |
| Thornburg Limited Term Income Fund Class R6 Mutual Funds | — | — | — | $8K | <0.1% | |
| Fidelity Freedom 2020 Fund K6 Mutual Funds | — | — | — | $5K | <0.1% | |
| Merger Fund Class A Mutual Funds | — | — | — | $4K | <0.1% | |
| Fidelity Management Trust Company Self-directed Brokerage Account | — | — | — | $3K | <0.1% |
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