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Original filing (PDF)20251010084500NAL0004435523001
THE VMC GROUP
Form 5500
FILING_RECEIVED
THE VMC GROUP 401(K) PLAN
401(k) retirement plan
Signals · 1
37% in single holding
Active participants
192
Accounts w/ balance
198
Plan assets (EOY)
$9.0M
Net assets (EOY)
$9.0M
How this plan invests
This plan
65 pooled trusts
Schedule D
24 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
96
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
82
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "Vanguard Vif Total Bond Market Index Fund "" is 37% of plan.
Helping the score
- Below-peer total fees (35 bps vs 52 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for THE VMC GROUP.
Plan sponsor
Name
THE VMC GROUP
EIN
20-2305737
Address
113 MAIN STREET · BLOOMINGDALE, NJ · 07403
Phone
(973) 838-1780
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-10
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2G · Total participant-directed accounts
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
CARON & BLETZER, PLLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TRANSAMERICA LIFE INSURANCE COMPANY | 39-0989781 | — | RECORDKEEPER | $17K | — |
| EQUITABLE | 13-5570657 | — | RECORDKEEPER | $6K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MID-ATLANTIC PENSION SPECIALISTS, I | 23-2776666 | — | THIRD PARTY ADMIN | $9K | — |
Investments
24 direct securities · 65 pooled funds· $16.8M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Pooled Separate Account
$8.4M
65 holdings
Uncategorized
$8.4M
24 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| SEPARATE ACCOUNT 65 EQUITABLE · EIN 13-5570651 / PN 065 | Pooled Separate Account | — | — | $8.4M | 93.3% | |
| Vanguard Vif Total Bond Market Index Fund " | — | — | — | $3.1M | 34.5% | |
| Ab Small Cap Growth Z Fund " ** 3 * Fidelity 500 Index Institutional Premium Fund " | — | — | — | $2.6M | 28.8% | |
| Goldman Sachs Small Cp Val Insghts R6 Fund " ** 3 * Vanguard Lifestrategy Moderate Growth Investor Fund " | — | — | — | $403K | 4.5% | |
| Fidelity Small Cap Index Instl Premium Fund " | — | — | — | $333K | 3.7% | |
| Vanguard Target Retirement 2060 Investor Fund " | — | — | — | $282K | 3.1% | |
| Vanguard Target Retirement 2055 Investor Fund " | — | — | — | $267K | 3.0% | |
| Vanguard Target Retirement 2045 Investor Fund " | — | — | — | $262K | 2.9% | |
| Vanguard Target Retirement 2035 Investor Fund " | — | — | — | $210K | 2.3% | |
| Vanguard Target Retirement 2050 Investor Fund " | — | — | — | $126K | 1.4% | |
| Vanguard Total Intl Stock Index Admiral Fund " | — | — | — | $125K | 1.4% | |
| Vanguard Target Retirement 2040 Investor Fund " | — | — | — | $109K | 1.2% | |
| American Funds Washington Mutual R6 " ** 13 * Franklin Dynatech R6 " | — | — | — | $103K | 1.1% | |
| Doubleline Total Return Bond R6 Fund " | — | — | — | $90K | 1.0% | |
| Vanguard Target Retirement 2020 Investor Fund " ** 42 * Mfs International Growth R6 Fund " | — | — | — | $83K | 0.9% | |
| Fidelity Mid Cap Index Instl Premium Fund " | — | — | — | $67K | 0.7% | |
| Vanguard Target Retirement 2030 Investor Fund " | — | — | — | $61K | 0.7% | |
| Vanguard Target Retirement 2025 Investor Fund " | — | — | — | $54K | 0.6% | |
| Invesco Gold & Special Minerals R6 " | — | — | — | $53K | 0.6% | |
| AB Government Money Market I Pooled separate account | — | — | — | $18K | 0.2% | |
| Troweprice Science&Tech I Fund " | — | — | — | $16K | 0.2% | |
| Fidelity Real Estate Index Fund " | — | — | — | $12K | 0.1% | |
| Vanguard Target Retirement Income Investor Fund " | — | — | — | $12K | 0.1% | |
| Vanguard Utilities Index Admiral Fund " | — | — | — | $8K | <0.1% | |
| Lord Abbett Dividend Growth R6 Fund " | — | — | — | $4K | <0.1% | |
| IVY ASSET STRATEGY RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 534 | Pooled Separate Account | — | — | $0 | <0.1% | |
| TA VANGUARD REIT INDEX RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 099 | Pooled Separate Account | — | — | $0 | <0.1% | |
| AMERICAN FDS NEW PRSPCTV RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 259 | Pooled Separate Account | — | — | $0 | <0.1% | |
| FRANKLIN MUTUAL FNCL SERV RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 270 | Pooled Separate Account | — | — | $0 | <0.1% | |
| IVY SCIENCE & TECHNOLOGY RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 271 | Pooled Separate Account | — | — | $0 | <0.1% | |
| PRUDENTIAL JENNISON NTRL RES RT OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 272 | Pooled Separate Account | — | — | $0 | <0.1% | |
| FIRST EAGLE OVERSEAS RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 291 | Pooled Separate Account | — | — | $0 | <0.1% | |
| NEUBERGER BERMAN SCLLY RESP RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 300 | Pooled Separate Account | — | — | $0 | <0.1% | |
| VIRTUS CEREDEX MD-CP VL EQ RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 302 | Pooled Separate Account | — | — | $0 | <0.1% | |
| PIMCO TOTAL RETURN RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 312 | Pooled Separate Account | — | — | $0 | <0.1% | |
| TEMPLETON GLOBAL BOND RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 313 | Pooled Separate Account | — | — | $0 | <0.1% | |
| BLACKROCK HEALTH SCNCS OPS RT OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 365 | Pooled Separate Account | — | — | $0 | <0.1% | |
| INVESCO CHARTER RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 376 | Pooled Separate Account | — | — | $0 | <0.1% | |
| MANNING&NAPIER PRMX CNSV TRM RT OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 385 | Pooled Separate Account | — | — | $0 | <0.1% | |
| MANNING&NAPIER PRMX EXTD TRM RT OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 386 | Pooled Separate Account | — | — | $0 | <0.1% | |
| MANNING&NAPIER PRMX MAX TRM RT OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 387 | Pooled Separate Account | — | — | $0 | <0.1% | |
| AMERICAN FDS WA MTL INVS RT OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 235 | Pooled Separate Account | — | — | $0 | <0.1% | |
| OPPENHEIMER DEVELOPING MKT RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 471 | Pooled Separate Account | — | — | $0 | <0.1% | |
| PIMCO LOW DURATION RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 472 | Pooled Separate Account | — | — | $0 | <0.1% | |
| PIONEER STRATEGIC INC RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 474 | Pooled Separate Account | — | — | $0 | <0.1% | |
| VIRTUS CEREDEX LG-CP VAL EQ RT OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 477 | Pooled Separate Account | — | — | $0 | <0.1% | |
| VIRTUS CEREDEX SM-CP VAL EQ RT OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 478 | Pooled Separate Account | — | — | $0 | <0.1% | |
| LORD ABBETT DEVELOPING GR RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 382 | Pooled Separate Account | — | — | $0 | <0.1% | |
| LORD ABBETT FUNDAMENTAL EQ RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 383 | Pooled Separate Account | — | — | $0 | <0.1% | |
| ROYCE SMALL-CAP VALUE RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 479 | Pooled Separate Account | — | — | $0 | <0.1% | |
| JPMORGAN EXTENDED DURATION RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 145 | Pooled Separate Account | — | — | $0 | <0.1% | |
| AB HIGH INC RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 508 | Pooled Separate Account | — | — | $0 | <0.1% | |
| IVY MID CAP GROWTH RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 515 | Pooled Separate Account | — | — | $0 | <0.1% | |
| IVY SMALL CAP GROWTH RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 516 | Pooled Separate Account | — | — | $0 | <0.1% | |
| MFS INTERNATIONAL VALUE RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 518 | Pooled Separate Account | — | — | $0 | <0.1% | |
| MFS UTILITIES RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 519 | Pooled Separate Account | — | — | $0 | <0.1% | |
| JANUS HENDERSON BALANCED RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 231 | Pooled Separate Account | — | — | $0 | <0.1% | |
| IVY INTL CORE EQUITY RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 535 | Pooled Separate Account | — | — | $0 | <0.1% | |
| LORD ABBETT VALUE OPP RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 536 | Pooled Separate Account | — | — | $0 | <0.1% | |
| ALLSPRING GROWTH RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 547 | Pooled Separate Account | — | — | $0 | <0.1% | |
| TA BLACKROCK LP INDEX 2035 RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 050 | Pooled Separate Account | — | — | $0 | <0.1% | |
| ALLSPRING DISCOVERY RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 546 | Pooled Separate Account | — | — | $0 | <0.1% | |
| TA BLACKROCK LP INDEX 2060 RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 612 | Pooled Separate Account | — | — | $0 | <0.1% | |
| MORGAN STANLEY GROWTH RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 166 | Pooled Separate Account | — | — | $0 | <0.1% | |
| AEGON BOND RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 100 | Pooled Separate Account | — | — | $0 | <0.1% | |
| TRANSAMERICA PTNR STOCK IDX RT OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 587 | Pooled Separate Account | — | — | $0 | <0.1% | |
| TA BLACKROCK LP IDX RETMENT RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 047 | Pooled Separate Account | — | — | $0 | <0.1% | |
| TA BLACKROCK LP INDEX 2025 RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 049 | Pooled Separate Account | — | — | $0 | <0.1% | |
| TA BLACKROCK LP INDEX 2045 RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 051 | Pooled Separate Account | — | — | $0 | <0.1% | |
| STATE STREET S&P MD CP IDX RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 036 | Pooled Separate Account | — | — | $0 | <0.1% | |
| AMERICAN FDS EUROPACIFIC GR RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 068 | Pooled Separate Account | — | — | $0 | <0.1% | |
| GOLDMAN SACHS MID CAP VALUE RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 080 | Pooled Separate Account | — | — | $0 | <0.1% | |
| LOOMIS SAYLES INV GRADE BD RT OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 086 | Pooled Separate Account | — | — | $0 | <0.1% | |
| TRANSAMERICA SM/MD CP VAL RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 093 | Pooled Separate Account | — | — | $0 | <0.1% | |
| BLACKROCK GLOBAL SMALLCAP RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 178 | Pooled Separate Account | — | — | $0 | <0.1% | |
| TA VANGUARD SMALL-CP GR IDX RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 106 | Pooled Separate Account | — | — | $0 | <0.1% | |
| TA VANGUARD SMALL-CAP INDEX RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 107 | Pooled Separate Account | — | — | $0 | <0.1% | |
| TA BLACKROCK LP INDEX 2030 RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 111 | Pooled Separate Account | — | — | $0 | <0.1% | |
| TA BLACKROCK LP INDEX 2040 RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 112 | Pooled Separate Account | — | — | $0 | <0.1% | |
| TA BLACKROCK LP INDEX 2050 RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 113 | Pooled Separate Account | — | — | $0 | <0.1% | |
| TA VANGUARD TOTAL STOCK MKT IDX RT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 114 | Pooled Separate Account | — | — | $0 | <0.1% | |
| THORNBURG INTL VALUE RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 131 | Pooled Separate Account | — | — | $0 | <0.1% | |
| AMERICAN FDS FDAMENTAL INVS RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 236 | Pooled Separate Account | — | — | $0 | <0.1% | |
| BLACKROCK GLOBAL ALLOC RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 281 | Pooled Separate Account | — | — | $0 | <0.1% | |
| BLACKROCK EQUITY DIVIDEND RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 240 | Pooled Separate Account | — | — | $0 | <0.1% | |
| TA BLACKROCK LP INDEX 2055 RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 505 | Pooled Separate Account | — | — | $0 | <0.1% | |
| PIONEER DISCIPLINED VALUE RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 239 | Pooled Separate Account | — | — | $0 | <0.1% | |
| ALLSPRING PRECIOUS METALS RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 276 | Pooled Separate Account | — | — | $0 | <0.1% | |
| MANNING&NAPIER PRMX MOD TRM RT OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 388 | Pooled Separate Account | — | — | $0 | <0.1% |
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