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Original filing (PDF)20251007141245NAL0004888785001

SPARKSOFT CORPORATION

Form 5500
FILING_RECEIVED
SPARKSOFT CORPORATION 401(K) PLAN
401(k) retirement plan
Signals · 2
36% in single holdingNo recordkeeper disclosed
Active participants
328
Accounts w/ balance
357
Plan assets (EOY)
$16.7M
Net assets (EOY)
$16.7M
How this plan invests
This plan
43 pooled trusts
Schedule D
45 securities
funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)
88
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
82
Total plan cost
75
Vendor stack
80
Participation health
100
Knocking points off
  • Top holding "John Hancock Lifestyle Conservative Fund -" is 36% of plan.
  • No recordkeeper disclosed on Schedule C.
Helping the score
  • No Schedule C compensation disclosed — likely a small plan or unbundled.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SPARKSOFT CORPORATION.
Plan sponsor
Name
SPARKSOFT CORPORATION
EIN
20-1779865
Address
5520 RESEARCH PARK DR STE 210 · CATONSVILLE, MD · 212284866
Phone
(703) 327-0077
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-07
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
REGAN, SCHICKNER, & HARPER LLC
Trustee / custodian
Trustee phone

Service providers (Schedule C)

No Schedule C providers reported

Investments

3 direct securities · 43 pooled funds· $22.8M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.

Pooled Separate Account
$16.3M
43 holdings
Uncategorized
$6.5M
3 holdings
PIInvestmentTypeShares / unitsCostCurrent value% of plan
John Hancock Lifestyle Conservative Fund -$6.1M36.5%
JH MULTIMANAGER CONSERV LS
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$6.1M36.5%
500 INDEX FUND
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$2.0M12.2%
JH MULTIMANAGER GROWTH LS
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$874K5.2%
FIDELITY CONTRAFUND
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$529K3.2%
JH MULTIMANAGER BALANCED LS
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$476K2.8%
JH MULTIMANAGER AGGRESSIVE LS
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$475K2.8%
JH MULTIMANAGER 2060 LIFETIME
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$468K2.8%
VANGUARD VALUE INDEX FUND
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$404K2.4%
Participant Loans -$396K2.4%
JOHN HANCOCK STABLE VAL
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$374K2.2%
VANGUARD SMALL CAP GROW INDEX
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$327K2.0%
FIDELITY ADV NEW INSIGHTS
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$305K1.8%
AF THE INCOME FUND OF AMERICA
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$299K1.8%
CAPITAL APPRECIATION FUND
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$258K1.5%
MID CAP INDEX FUND
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$245K1.5%
JH MULTIMANAGER 2050 LIFETIME
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$240K1.4%
JH MULTIMANAGER 2035 LIFETIME
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$236K1.4%
ROYCE SMALL-CAP OPPORTUNITY
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$228K1.4%
AF AMERICAN BALANCED FUND
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$179K1.1%
WASHINGTON MUTUAL INVESTORS
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$175K1.0%
FIDELITY ADVISOR TOTAL BOND
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$166K1.0%
PIMCO ALL ASSET
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$166K1.0%
JH MULTIMANAGER 2065 LIFETIME
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$159K0.9%
AMERICAN FUNDS EUROPAC GROWTH
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$146K0.9%
JH MULTIMANAGER 2040 LIFETIME
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$143K0.9%
VANGUARD MID-CAP VALUE ETF
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$134K0.8%
DFA U.S. SMALL CAP FUND
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$127K0.8%
JH MULTIMANAGER 2045 LIFETIME
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$125K0.7%
JH MULTIMANAGER 2030 LIFETIME
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$120K0.7%
VANGUARD SMALL CAP VALUE INDEX
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$115K0.7%
FRANKLIN SMALL-MID GROWTH
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$106K0.6%
T. ROWE PRICE EQUITY INC
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$96K0.6%
CAPITAL WORLD GROWTH & INCOME
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$76K0.5%
DFA INTERNATIONAL VALUE
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$74K0.4%
MFS UTILITIES FUND
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$71K0.4%
AMERICAN FUNDS NEW PERSPECTIVE
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$51K0.3%
AMERICAN FUNDS FUNDAMENTAL INV
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$50K0.3%
JH MULTIMANAGER 2055 LIFETIME
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$43K0.3%
T. ROWE PRICE SML CAP VAL
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$36K0.2%
FIDELITY ADV LEVERAGED CO STK
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$24K0.1%
JH MULTIMANAGER MODERATE LS
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$18K0.1%
TEMPLETON WORLD
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$16K<0.1%
TEMPLETON FOREIGN SMALLER CO
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$15K<0.1%
AF CAPITAL INCOME BUILDER
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$6K<0.1%
Non-Interest Bearing Cash Non Interest Cash Non Interest Cash - Unallocated Funds -$1K<0.1%

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