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Original filing (PDF)20251008173558NAL0006194881001
AMERICAN CAMPUS COMMUNITIES SERVICES
Form 5500
FILING_RECEIVED
AMERICAN CAMPUS COMMUNITIES SERVICES, INC. 401(K) PLAN
401(k) retirement plan
Active participants
3,035
Accounts w/ balance
2,078
Plan assets (EOY)
$65.7M
Net assets (EOY)
$65.7M
How this plan invests
This plan
1 pooled trust
Schedule D
20 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
88
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
80
Knocking points off
- 48 bps in Schedule C fees — 199% above peer band of 16 bps.
- 68% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for AMERICAN CAMPUS COMMUNITIES SERVICES.
Plan sponsor
Name
AMERICAN CAMPUS COMMUNITIES SERVICES
EIN
20-1560940
Address
12700 HILL COUNTRY BLVD SUITE T200 · AUSTIN, TX · 78738
Phone
(512) 732-1000
Industry
All Other Professional Services· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-08
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
PEGGY S. EDGE, CPA, LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $244K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| GLOBAL RETIREMENT PARTNERS LLC | — | SAN RAFAEL, CA | INVESTMENT ADVISOR | $45K | — |
| WELLTH ADVISORY SERVICES LLC | — | JOLIET, IL | INVESTMENT ADVISOR | $15K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PEGGY EDGE DBA PEGGY EDGE CPA LLC | — | CEDAR PARK, TX | AUDITOR | $10K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER FINANCIAL SERVICES, INC. | — | GREENWOOD VILLAGE, CO | NONE | $90 | — |
Investments
19 direct securities · 1 pooled fund· $65.7M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$57.1M
19 holdings
Pooled Separate Account
$8.6M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Equity Income Admiral Mutual fund | — | — | — | $9.2M | 14.0% | |
| LARGE CAP GROWTH / MFS FUND EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 350 | Pooled Separate Account | — | — | $8.6M | 13.1% | |
| Guaranteed Income Fund Guaranteed inv contract | — | — | — | $6.8M | 10.3% | |
| Vanguard 500 Index Adm Mutual fund | — | — | — | $6.3M | 9.6% | |
| T Rowe Overseas Stock I Mutual fund | — | — | — | $6.2M | 9.4% | |
| AllSpring Core Bond Mutual fund | — | — | — | $5.8M | 8.8% | |
| JP Morgan Emerging Markets Mutual fund | — | — | — | $4.6M | 7.0% | |
| AM Cent Scv R6 Mutual fund | — | — | — | $3.5M | 5.3% | |
| MFS Mid Cap Val R6 Mutual fund | — | — | — | $3.5M | 5.3% | |
| T Rowe Divs Mid Gro I Mutual fund | — | — | — | $3.1M | 4.8% | |
| Loomis Sayles Sml Gro N Mutual fund | — | — | — | $2.6M | 4.0% | |
| Vanguard Dev Mark Ind Adm Mutual fund | — | — | — | $2.5M | 3.7% | |
| Self-directed brokerage account Self-directed brokerage account | — | — | — | $1.2M | 1.8% | |
| Participant Loans Interest Rates: 4.25%- 9.5% | — | — | — | $1.2M | 1.8% | |
| Vanguard FTSE Idx Admr Mutual fund | — | — | — | $374K | 0.6% | |
| Pimco Inc Fund Inst Mutual fund | — | — | — | $141K | 0.2% | |
| Columbia SC Idx Instl 2 Mutual fund | — | — | — | $89K | 0.1% | |
| Vanguard Infl Protected Sec Mutual fund | — | — | — | $47K | <0.1% | |
| Principal MC S&P Ind Inst Mutual fund | — | — | — | $43K | <0.1% | |
| DFA Real Estate Securities Mutual fund | — | — | — | $36K | <0.1% |
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