Back to filter
Original filing (PDF)20250910134154NAL0013205491001
CRAMER PRODUCTION BUSINESS TRUST
Form 5500
FILING_RECEIVED
CRAMER PRODUCTION EMPLOYEE'S 401(K) PLAN
401(k) retirement plan
Active participants
112
Accounts w/ balance
210
Plan assets (EOY)
$30.2M
Net assets (EOY)
$30.2M
How this plan invests
This plan
24 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (12 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CRAMER PRODUCTION BUSINESS TRUST.
Plan sponsor
Name
CRAMER PRODUCTION BUSINESS TRUST
EIN
20-1291865
Address
425 UNIVERSITY AVENUE · NORWOOD, MA · 02062
Phone
(781) 278-2422
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-10
Pension benefit codes
2S · Automatic enrollment
2T · Default investment account (QDIA)
2F · ERISA section 404(c)
2E · Profit-sharing
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
CITRIN COOPERMAN & COMPANY LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | -$12K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| THE WATERFORD GROUP LLC | 80-0675279 | — | ADVISOR | $47K | — |
Investments
24 direct securities· $29.8M(99% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| MFS Growth R6 Mutual Fund | — | — | — | $6.2M | 20.6% | |
| Fidelity 500 Index Mutual Fund | — | — | — | $3.4M | 11.2% | |
| Fidelity Advisor Freedom 2035 Z Mutual Fund | — | — | — | $3.1M | 10.2% | |
| Fidelity Advisor Freedom 2040 Z Mutual Fund | — | — | — | $2.5M | 8.2% | |
| Fidelity Small Cap Index Mutual Fund | — | — | — | $2.3M | 7.5% | |
| Fidelity Advisor Freedom 2030 Z Mutual Fund | — | — | — | $1.7M | 5.7% | |
| Fidelity Advisor Freedom 2050 Z Mutual Fund | — | — | — | $1.6M | 5.4% | |
| Fidelity Advisor Freedom 2055 Z Mutual Fund | — | — | — | $1.5M | 5.1% | |
| JP Morgan Mid Cap Growth R6 Mutual Fund | — | — | — | $1.5M | 4.9% | |
| Fidelity Advisor Freedom 2060 Z Mutual Fund | — | — | — | $1.2M | 4.1% | |
| Fidelity Advisor Freedom 2045 Z Mutual Fund | — | — | — | $899K | 3.0% | |
| AF Europac Growth R6 Mutual Fund | — | — | — | $835K | 2.8% | |
| Fidelity Advisor Freedom 2025 Z Mutual Fund | — | — | — | $717K | 2.4% | |
| HTFD Div & Growth R6 Mutual Fund | — | — | — | $595K | 2.0% | |
| Pioneer Bond Y Mutual Fund | — | — | — | $510K | 1.7% | |
| John Hancock DSCPL VAL MDCP R6 Mutual Fund | — | — | — | $319K | 1.1% | |
| Fidelity Advisor Freedom 2065 Z Mutual Fund | — | — | — | $285K | 0.9% | |
| Fidelity Advisor Freedom 2020 Z Mutual Fund ** 418 * Notes receivable from participants Participant loans with interest | — | — | — | $181K | 0.6% | |
| Fidelity Advisor Strat Income I Mutual Fund | — | — | — | $164K | 0.5% | |
| Fidelity Government Money Market Money Market Fund | — | — | — | $114K | 0.4% | |
| Fidelity Mid Cap Index Mutual Fund | — | — | — | $91K | 0.3% | |
| Fidelity Advisor Freedom 2015 Z Mutual Fund | — | — | — | $76K | 0.3% | |
| Fidelity International Index Mutual Fund | — | — | — | $52K | 0.2% | |
| Invesco Small Cap Value R6 Mutual Fund | — | — | — | $25K | <0.1% |
Related plans
Other plans using THE WATERFORD GROUP LLC
LABELLA ASSOCIATES, D.P.C.
LABELLA ASSOCIATES PROFIT SHARING / 401(K) PLAN
$150.1M · 1,711 participants
SIDNEY HILLMAN HEALTH CENTER
SIDNEY HILLMAN HEALTH CENTER
$123.3M · 628 participants
SAVATREE, LLC
SAVATREE, LLC
$81.5M · 2,877 participants
THIELSCH ENGINEERING, INC.
THIELSCH ENGINEERING INC. 401(K) SAVINGS PLAN
$65.2M · 622 participants
LEXICON PHARMACEUTICALS, INC.
LEXICON PHARMACEUTICALS, INC. 401 (K) PLAN
$64.7M · 109 participants
MAURICES, INC.
MAURICES INCORPORATED 401(K) SAVINGS PLAN
$52.0M · 2,573 participants
Similar-size Professional & Technical Services plans
MARCUS THOMAS, LLC
MARCUS THOMAS, LLC. TAX-DEFERRED SAVINGS PLAN
$30.3M · 161 participants
MNTN DIGITAL, INC.
MNTN 401(K) PROFIT SHARING PLAN & TRUST
$30.5M · 500 participants
MARKETSTAR QOZ BUSINESS LLC
MARKETSTAR 401(K) PLAN
$30.7M · 831 participants
XAD, INC.
XAD, INC. 401(K) PLAN
$29.6M · 182 participants
HARTE HANKS, INC.
HARTE HANKS, INC. PENSION PLAN II
$30.8M · 7 participants
JACK NADEL, INC.
JACK NADEL, INC. 401(K) PLAN
$30.8M · 237 participants
Large plans in Massachusetts
FIDELITY MANAGEMENT TRUST COMPANY
FIDELITY GROWTH COMPANY COMMINGLED POOL
$91.5B
STATE STREET GLOBAL ADVISORS TRUST COMPANY
STATE STREET S&P 500(R) INDEX NON-LENDING SERIES FUND CLASS A
$91.0B
FIDELITY MANAGEMENT TRUST COMPANY
FIDELITY CONTRAFUND COMMINGLED POOL
$59.7B
STATE STREET GLOBAL ADVISORS TRUST COMPANY
STATE STREET S&P 500(R) INDEX SECURITIES LENDING SERIES FUND CLASS I
$53.6B
GEODE CAPITAL MANAGEMENT TRUST COMPANY, LLC
SPARTAN GROUP TRUST FOR EMPLOYEE BENEFIT PLANS SPARTAN 500 INDEX POOL
$47.6B
STATE STREET GLOBAL ADVISORS TRUST COMPANY
STATE STREET S&P 500(R) INDEX SECURITIES LENDING SERIES FUND CLASS II
$46.7B