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Original filing (PDF)20251015091822NAL0005640848001
CONNECTONE BANK
Form 5500
FILING_RECEIVED
CONNECTONE BANK 401K PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
479
Accounts w/ balance
715
Plan assets (EOY)
$59.6M
Net assets (EOY)
$59.6M
How this plan invests
This plan
37 pooled trusts
Schedule D
38 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (5 bps vs 16 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CONNECTONE BANK.
Plan sponsor
Name
CONNECTONE BANK
EIN
20-1172127
Address
301 SYLVAN AVENUE · ENGLEWOOD CLIFFS, NJ · 07632
Phone
(844) 266-2548
Industry
Commercial Banking· Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2S · Automatic enrollment
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
CROWE LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| VOYA RETIREMENT INSURANCE & ANNUITY | 71-0294708 | HARTFORD, CT | INVESTMENT ADVISORY (PAR | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| LOREN D. STARK COMPANY | — | HOUSTON, TX | THIRD PARTY ADMINISTRATO | $0 | — |
Other
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| VOYA RETIREMENT ADVISORS, LLC | 02-0488491 | — | SERVICE PROVIDER | $28K | — |
| SAIPH CAPITAL, LLC | 86-2052065 | — | SERVICE PROVIDER | $0 | — |
| MORNINGSTAR | 36-3297908 | — | SERVICE PROVIDER | $0 | — |
Investments
19 direct securities · 37 pooled funds· $91.0M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Pooled Separate Account
$57.8M
37 holdings
Uncategorized
$31.9M
17 holdings
Common Stocks
$874K
1 holding
Pooled Separate Accounts
$505K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| VANGRD 500 INDEX FUND ADM VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY · EIN 71-0294708 / PN 000 | Pooled Separate Account | — | — | $7.8M | 13.0% | |
| Voya Retirement Insurance and Annuity Company Vanguard Target Retirement 2040 Fund Inv | — | — | — | $4.0M | 6.6% | |
| VANGRD TRGT RETIRE 2040 FD VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY · EIN 71-0294708 / PN 000 | Pooled Separate Account | — | — | $4.0M | 6.6% | |
| Voya Retirement Insurance and Annuity Company JPMorgan Large Cap Growth Fund R6 | — | — | — | $3.9M | 6.5% | |
| JPMORGAN LGCP GRW FND R6 VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY · EIN 71-0294708 / PN 000 | Pooled Separate Account | — | — | $3.9M | 6.5% | |
| Voya Retirement Insurance and Annuity Company Vanguard Target Retirement 2050 Fund Inv | — | — | — | $3.6M | 6.1% | |
| VANGRD TRGT RETIRE 2050 FD VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY · EIN 71-0294708 / PN 000 | Pooled Separate Account | — | — | $3.6M | 6.1% | |
| Voya Retirement Insurance and Annuity Company Vanguard Target Retirement 2045 Fund Inv | — | — | — | $3.6M | 6.1% | |
| VANGRD TRGT RETIRE 2045 FD VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY · EIN 71-0294708 / PN 000 | Pooled Separate Account | — | — | $3.6M | 6.1% | |
| VOYA FIXED ACCOUNT (4062) VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY · EIN 71-0294708 / PN 000 | Pooled Separate Account | — | — | $3.2M | 5.4% | |
| Voya Retirement Insurance and Annuity Company Vanguard Target Retirement 2030 Fund Inv | — | — | — | $3.1M | 5.3% | |
| VANGRD TRGT RETIRE 2030 FD VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY · EIN 71-0294708 / PN 000 | Pooled Separate Account | — | — | $3.1M | 5.3% | |
| Voya Retirement Insurance and Annuity Company Vanguard Target Retirement 2035 Fund Inv | — | — | — | $3.0M | 5.1% | |
| VANGRD TRGT RETIRE 2035 FD VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY · EIN 71-0294708 / PN 000 | Pooled Separate Account | — | — | $3.0M | 5.1% | |
| Voya Retirement Insurance and Annuity Company Vanguard Target Retirement 2055 Fund Inv | — | — | — | $3.0M | 5.0% | |
| VANGRDGTT RRETIRE 2055 FD VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY · EIN 71-0294708 / PN 000 | Pooled Separate Account | — | — | $3.0M | 5.0% | |
| Voya Retirement Insurance and Annuity Company Vanguard Target Retirement 2025 Fund Inv | — | — | — | $2.7M | 4.5% | |
| VANGRD TRGT RETIRE 2025 FD VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY · EIN 71-0294708 / PN 000 | Pooled Separate Account | — | — | $2.7M | 4.5% | |
| VANGRD MID-CAP INDEX FUND ADM VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY · EIN 71-0294708 / PN 000 | Pooled Separate Account | — | — | $2.0M | 3.3% | |
| VOYA INTERMEDIATE BOND FUND R6 VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY · EIN 71-0294708 / PN 000 | Pooled Separate Account | — | — | $1.7M | 2.9% | |
| AMERICAN FUNDS WASH MUTUAL R6 VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY · EIN 71-0294708 / PN 000 | Pooled Separate Account | — | — | $1.5M | 2.6% | |
| AMERICAN FUNDS NW PRSPCTV R6 VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY · EIN 71-0294708 / PN 000 | Pooled Separate Account | — | — | $1.5M | 2.6% | |
| AMERICAN FUNDS AM BALANCED R6 VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY · EIN 71-0294708 / PN 000 | Pooled Separate Account | — | — | $1.5M | 2.6% | |
| Voya Retirement Insurance and Annuity Company Vanguard Target Retirement 2060 Fund Inv | — | — | — | $1.4M | 2.3% | |
| VANGRD TRGT RETIRE 2060 FD VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY · EIN 71-0294708 / PN 000 | Pooled Separate Account | — | — | $1.4M | 2.3% | |
| VANGRD SMALL-CAP INDEX FND ADM VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY · EIN 71-0294708 / PN 000 | Pooled Separate Account | — | — | $1.3M | 2.1% | |
| AMERICAN FUNDS NEW WORLD R6 VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY · EIN 71-0294708 / PN 000 | Pooled Separate Account | — | — | $1.2M | 2.0% | |
| MFS INTERNATIONAL GRW FUND R6 VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY · EIN 71-0294708 / PN 000 | Pooled Separate Account | — | — | $1.1M | 1.8% | |
| Money Market Fund Invesco Government Money Market Fund ** 236 Other * Participant Loans Maturing 2025 through 2044 at ** interest rates of 4.25% - 9.50% | — | — | — | $950K | 1.6% | |
| * ConnectOne Common Stock | Common Stocks | — | — | $874K | 1.5% | |
| Voya Retirement Insurance and Annuity Company Vanguard Target Retirement 2065 Fund Inv | — | — | — | $766K | 1.3% | |
| VANGRD TRGT RETIRE 2065 FD VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY · EIN 71-0294708 / PN 000 | Pooled Separate Account | — | — | $766K | 1.3% | |
| DFA REAL ESTATE SECS PORT INS VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY · EIN 71-0294708 / PN 000 | Pooled Separate Account | — | — | $540K | 0.9% | |
| DFA US TARGETED VL PORT INS VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY · EIN 71-0294708 / PN 000 | Pooled Separate Account | — | — | $530K | 0.9% | |
| AMCEN MID CAP VALUE FUND R6 VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY · EIN 71-0294708 / PN 000 | Pooled Separate Account | — | — | $525K | 0.9% | |
| BRANDYWINEGLOBAL GLB OPP BD IS VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY · EIN 71-0294708 / PN 000 | Pooled Separate Account | — | — | $522K | 0.9% | |
| Sub-Accounts (Continued) * Voya Retirement Insurance and Annuity Company Vanguard Target Retirement Income Fund Inv | Pooled Separate Accounts | — | — | $505K | 0.8% | |
| VANGRD TRGT RETIRE INC FD VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY · EIN 71-0294708 / PN 000 | Pooled Separate Account | — | — | $505K | 0.8% | |
| Voya Retirement Insurance and Annuity Company ClearBridge Small Cap Growth Fund IS | — | — | — | $482K | 0.8% | |
| RBRG SMCP GRW FD IS VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY · EIN 71-0294708 / PN 000 | Pooled Separate Account | — | — | $482K | 0.8% | |
| Voya Retirement Insurance and Annuity Company Vanguard Target Retirement 2020 Fund Inv | — | — | — | $470K | 0.8% | |
| VANGRD TRGT RETIRE 2020 FD VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY · EIN 71-0294708 / PN 000 | Pooled Separate Account | — | — | $470K | 0.8% | |
| PIMCO REAL RETURN FUND INS VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY · EIN 71-0294708 / PN 000 | Pooled Separate Account | — | — | $452K | 0.8% | |
| EATON VANCE ATL CP SMIDCP F R6 VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY · EIN 71-0294708 / PN 000 | Pooled Separate Account | — | — | $413K | 0.7% | |
| Voya Retirement Insurance and Annuity Company Vanguard LifeStrat Growth Fund Inv | — | — | — | $398K | 0.7% | |
| VANGRD LIFESTRAT GRW FD INV VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY · EIN 71-0294708 / PN 000 | Pooled Separate Account | — | — | $398K | 0.7% | |
| PGIM HIGH YIELD FUND R6 VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY · EIN 71-0294708 / PN 000 | Pooled Separate Account | — | — | $312K | 0.5% | |
| Voya Retirement Insurance and Annuity Company Vanguard LifeStrat Mod Growth Fund Inv | — | — | — | $220K | 0.4% | |
| VANGRD LIFESTRAT MD GRW FD INV VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY · EIN 71-0294708 / PN 000 | Pooled Separate Account | — | — | $220K | 0.4% | |
| MFS VALUE FUND R6 VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY · EIN 71-0294708 / PN 000 | Pooled Separate Account | — | — | $184K | 0.3% | |
| Voya Retirement Insurance and Annuity Company Vanguard Target Retirement 2070 Fund Inv ** 920 * Voya Retirement Insurance and Annuity Company Vanguard LifeStret Conserv Growth Fund Inv | — | — | — | $157K | 0.3% | |
| VANGRD LIFESTRAT CNS GR FD INV VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY · EIN 71-0294708 / PN 000 | Pooled Separate Account | — | — | $157K | 0.3% | |
| Voya Retirement Insurance and Annuity Company Voya Money Market Fund A (Holding Account) | — | — | — | $33K | <0.1% | |
| VOYA GV MNY MKT F A (HLD ACCT) VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY · EIN 71-0294708 / PN 000 | Pooled Separate Account | — | — | $33K | <0.1% | |
| VANGRD LIFESTRAT INC FD INV VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY · EIN 71-0294708 / PN 000 | Pooled Separate Account | — | — | $33K | <0.1% | |
| VANGRD TRGT RETIRE 2070 FD VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY · EIN 71-0294708 / PN 000 | Pooled Separate Account | — | — | $920 | <0.1% |
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