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Original filing (PDF)20250919151141NAL0001123827001
KPA SERVICES, LLC
Form 5500
FILING_RECEIVED
KPA SERVICES, LLC 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
397
Accounts w/ balance
537
Plan assets (EOY)
$37.7M
Net assets (EOY)
$37.7M
How this plan invests
This plan
29 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 55 bps in Schedule C fees — 88% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for KPA SERVICES, LLC.
Plan sponsor
Name
KPA SERVICES, LLC
EIN
20-1147668
Address
11080 CIRCLE POINT RD. · STE 200 · WESTMINSTER, CO · 80020
Phone
(303) 885-7330
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-19
Pension benefit codes
2S · Automatic enrollment
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
PLANTE MORAN
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CREATIVE PLANNING. | — | OVERLAND PARK, KS | NONE | $182K | — |
| NEWPORT GROUP, INC. | 27-2037969 | — | NONE | $24K | — |
Investments
29 direct securities· $37.7M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| SS iShares S&P 500 Index K iShares 0 | — | — | — | $6.9M | 18.2% | |
| SS Vanguard Interm-Term Bond Index Adm Vanguard 0 | — | — | — | $5.0M | 13.4% | |
| SS Vanguard Developed Mkts Index Adm Vanguard 0 | — | — | — | $4.2M | 11.3% | |
| SS Vanguard Mid Cap Index Adm Vanguard 0 | — | — | — | $3.3M | 8.7% | |
| SS Vanguard Emerging Mkts Stock Idx Adm Vanguard 0 | — | — | — | $3.2M | 8.6% | |
| iShares S&P 500 Index K iShares 0 | — | — | — | $3.0M | 8.0% | |
| SS Vanguard Real Estate Index Adm Vanguard 0 | — | — | — | $1.4M | 3.6% | |
| Fidelity Small Cap Value Index Fidelity 0 | — | — | — | $1.3M | 3.4% | |
| SS Vanguard Small-Cap Index Adm Vanguard 0 | — | — | — | $1.1M | 3.0% | |
| SS Vanguard FTSE All-World exUS S/C Idx Vanguard 0 | — | — | — | $1.0M | 2.8% | |
| Fidelity Large Cap Growth Index Fidelity 0 | — | — | — | $886K | 2.3% | |
| Vanguard Interm-Term Bond Index Adm Vanguard 0 | — | — | — | $751K | 2.0% | |
| Vanguard Mid Cap Index Adm Vanguard 0 | — | — | — | $679K | 1.8% | |
| Vanguard Small-Cap Index Adm Vanguard 0 | — | — | — | $673K | 1.8% | |
| SS DFA Inflation-Protected Sec Port I DFA 0 | — | — | — | $619K | 1.6% | |
| Vanguard Developed Mkts Index Adm Vanguard 0 | — | — | — | $521K | 1.4% | |
| Vanguard Emerging Mkts Stock Idx Adm Vanguard 0 | — | — | — | $460K | 1.2% | |
| Fidelity Mid Cap Value Index Fidelity 0 | — | — | — | $394K | 1.0% | |
| Various Rates and Maturities Participant's Loan Account 0 | — | — | — | $338K | 0.9% | |
| Vanguard Real Estate Index Adm Vanguard 0 | — | — | — | $304K | 0.8% | |
| Fidelity Large Cap Value Index Fidelity 0 | — | — | — | $276K | 0.7% | |
| Fidelity Mid Cap Growth Index Fidelity 0 | — | — | — | $245K | 0.6% | |
| Fidelity Small Cap Value Index Fidelity 0 | — | — | — | $234K | 0.6% | |
| Fidelity Small Cap Growth Index Fidelity 0 | — | — | — | $225K | 0.6% | |
| Vanguard Federal Money Market Inv Vanguard 0 | — | — | — | $214K | 0.6% | |
| DFA Inflation-Protected Sec Port I DFA 0 | — | — | — | $133K | 0.4% | |
| Vanguard FTSE All-World exUS S/C Idx Adm Vanguard 0 | — | — | — | $126K | 0.3% | |
| Contribution Account Ascenus Trust Company 0 | — | — | — | $57K | 0.2% | |
| DFA Intrmd Govt Fixed Income Port I DFA 0 | — | — | — | $39K | 0.1% |
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