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Original filing (PDF)20250514161507NAL0018974049002
BOARD OF TRUSTEES INSULATORS LOCAL 45 DEFINED CONTRIBUTION PENSION
Form 5500
FILING_RECEIVED
INSULATORS LOCAL 45 DEFINED CONTRIBUTION PENSION FUND
Defined-contribution retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
582
Accounts w/ balance
756
Plan assets (EOY)
$41.5M
Net assets (EOY)
$41.5M
Plan health score (directional)
93
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Helping the score
- Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BOARD OF TRUSTEES INSULATORS LOCAL 45 DEFINED CONTRIBUTION PENSION.
Plan sponsor
Name
BOARD OF TRUSTEES INSULATORS LOCAL 45 DEFINED CONTRIBUTION PENSION
EIN
20-1144608
Address
700 TOWER DRIVE, SUITE 300 · TROY, MI · 480982808
Phone
(248) 813-9800
Industry
Constructionsee all
Plan administrator
Name
BENESYS, INC.
EIN
38-2383171
City
TROY, MI
Phone
(248) 813-9800
Plan characteristics
Plan number
001
Plan year
2023
Plan year begin
2023-08-01
Tax period
2024-07-31
Filed
2025-05-14
Pension benefit codes
2C · Money purchase (other than target benefit)
2F · ERISA section 404(c)
2H · Partial participant-directed accounts
Audit & trust (Schedule H)
Auditor
BULTYNCK & CO., P.L.L.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsOther
5| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NOVARA, TESIJA & CATENACCI PLLC | 38-3763096 | TROY, MI | NONE | $37K | — |
| BENESYS, INC. | 38-2383171 | TROY, MI | NONE | $20K | — |
| AMERICAN GRAPHICS PRINTING CO. | 38-2090931 | CLINTON TOWNSHIP, MI | NONE | $16K | — |
| BULTYNCK & CO., PLLC | 20-3920878 | CLINTON TOWNSHIP, MI | NONE | $14K | — |
| STEFANSKY, HOLLOWAY & NICHOLS | 38-2388845 | NORTHVILLE, MI | NONE | $7K | — |
Investments
The Schedule of Assets is filed as a free-form PDF attachment on EFAST2; we parse these offline and coverage is partial (priority is the largest plans by EOY assets). This plan also reports no pooled (Schedule D) interests, so its holdings aren’t hidden on a master-trust filing. The line-item data lives on DOL EFAST2 under the same ACK_ID.
See Methodology > Data linkages for how Form 5500 / Schedule H / Schedule D / Schedule of Assets fit together.