Back to filter
Original filing (PDF)20251015115350NAL0004765137001
KEY LAKES, INC.
Form 5500
FILING_RECEIVED
KEY LAKES NON-CONTRIBUTORY PENSION PLAN
Defined-benefit pension plan
Signals · 1
30% in single holding
Active participants
50
Accounts w/ balance
—
Plan assets (EOY)
$19.2M
Net assets (EOY)
$19.2M
How this plan invests
This plan
22 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
85
Total plan cost
75
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "iShares Core S&P 500 ETF" is 30% of plan.
Helping the score
- No Schedule C compensation disclosed — likely a small plan or unbundled.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for KEY LAKES, INC..
Plan sponsor
Name
KEY LAKES, INC.
EIN
20-0871186
Address
1 BELMONT AVE, SUITE 600 · BALA CYNWYD, PA · 19004
Phone
(610) 617-6886
Industry
Transportation & Warehousingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
1A · Pay-related DB formula
Audit & trust (Schedule H)
Auditor
BERKOWITZ POLLACK BRANT ADVISORS
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
No Schedule C providers reportedInvestments
22 direct securities· $19.1M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| iShares Core S&P 500 ETF | — | — | $1.6M | $5.7M | 29.8% | |
| Vanguard Intermediate-Term Bond Index Fund | — | — | $2.5M | $2.3M | 11.8% | |
| JP Morgan Disciplined Equity Institutional Fund | — | — | $1.3M | $2.2M | 11.3% | |
| BlackRock Strategic Income Opportunities Portfolio | — | — | $1.4M | $1.3M | 7.0% | |
| iShares Core S&P Midcap ETF | — | — | $543K | $1.1M | 5.8% | |
| Vanguard U.S. Growth Fund | — | — | $554K | $1.1M | 5.6% | |
| PIMCO Income Fund | — | — | $1.1M | $1.1M | 5.6% | |
| Fidelity International Index Fund | — | — | $649K | $775K | 4.0% | |
| Fidelity U.S. Bond Index Fund | — | — | $569K | $468K | 2.4% | |
| American Funds Bond Fund of America F2 | — | — | $468K | $454K | 2.4% | |
| Goldman Sachs GQG Partners Intl Fund | — | — | $357K | $408K | 2.1% | |
| JP Morgan Hedged Equity I | — | — | $227K | $386K | 2.0% | |
| iShares MSCI EAFE ETF | — | — | $263K | $337K | 1.8% | |
| Rivernorth Doubleline Strategic Income Fund Class I | — | — | $340K | $331K | 1.7% | |
| TCW FDS INC Emerging Markets CL I | — | — | $327K | $295K | 1.5% | |
| Vanguard Short-Term Bond Index | — | — | $212K | $204K | 1.1% | |
| value Fidelity Investment Money Market Government Portfolio | — | — | $197K | $197K | 1.0% | |
| iShares US Preferred & Income Securities ETF | — | — | $200K | $169K | 0.9% | |
| Walmart Inc U.S. Corporate Bond, 06/26/2025, 3.550% | — | — | $135K | $124K | 0.6% | |
| Home Depot Inc U.S. Corporate Bond, 04/01/2026, 3.000% | — | — | $131K | $123K | 0.6% | |
| Fuller & Thaller Behavorial Small-Cap Fund | — | — | $67K | $87K | 0.5% | |
| Fidelity Salem Street Trust | — | — | $36K | $42K | 0.2% |
Related plans
Similar-size Transportation & Warehousing plans
CROUNSE CORPORATION
CROUNSE CORPORATION RETIREMENT PLAN
$19.5M · 34 participants
PUERTO RICO HARBOR PILOTS
PUERTO RICO HARBOR PILOTS PENSION & WELFARE PLAN
$19.8M · 10 participants
YOUNG BROTHERS, LLC
POSTRETIREMENT WELFARE BENEFITS PLAN FOR EMPLOYEES OF YOUNG BROTHERS, LIMITED
$20.1M · 213 participants
GENCO SHIPPING & TRADING LIMITED
GENCO 401(K) & PROFIT SHARING PLAN
$18.0M · 27 participants
KEYSTONE SHIPPING CO.
TENWAL RETIREMENT PLAN
$20.4M · 70 participants
SPI MARINE (USA), INC.
SPI MARINE (USA), INC. PROFIT SHARING PLAN
$17.3M · 17 participants
Large plans in Pennsylvania
VANGUARD FIDUCIARY TRUST COMPANY
VANGUARD FIDUCIARY TRUST COMPANY INSTITUTIONAL TOTAL INTERNATIONAL STOCK MARKET INDEX TRUST II
$223.1B
VANGUARD FIDUCIARY TRUST COMPANY
VFTC INSTITUTIONAL 500 INDEX TRUST
$183.5B
VANGUARD FIDUCIARY TRUST COMPANY
VANGUARD FIDUCIARY TRUST COMPANY TARGET RETIREMENT 2035 MASTER TRUST
$116.3B
VANGUARD FIDUCIARY TRUST COMPANY
VANGUARD FIDUCIARY TRUST COMPANY TARGET RETIREMENT 2045 MASTER TRUST
$109.4B
VANGUARD FIDUCIARY TRUST COMPANY
VANGUARD FIDUCIARY TRUST COMPANY TARGET RETIREMENT 2040 MASTER TRUST
$108.2B
VANGUARD FIDUCIARY TRUST COMPANY
VANGUARD FIDUCIARY TRUST COMPANY TARGET RETIREMENT 2030 MASTER TRUST
$106.2B