Back to filter
Original filing (PDF)20251008151105NAL0013709250001
REYNOLDS AMERICAN INC.
Form 5500
FILING_RECEIVED
PUERTO RICO RETIREMENT PLAN
Defined-benefit pension plan
Signals · 3
64% in single holding~105 bps in Sched C fees6 service providers
Active participants
4
Accounts w/ balance
—
Plan assets (EOY)
$18.8M
Net assets (EOY)
$18.7M
How this plan invests
This plan
2 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "The Vanguard Group Vanguard Intermediate-Term Investment-Grade Fund-Admiral" is 64% of plan.
- 105 bps in Schedule C fees — 262% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for REYNOLDS AMERICAN INC..
Plan sponsor
Name
REYNOLDS AMERICAN INC.
EIN
20-0546644
Address
P.O. BOX 2990 · WINSTON-SALEM, NC · 271022990
Phone
(336) 741-2000
Industry
Manufacturingsee all
Plan administrator
Name
RAI EMPLOYEE BENEFITS COMMITTEE REYNOLDS AMERICAN INC.
EIN
32-0159359
City
WINSTON-SALEM, NC
Phone
(336) 741-0966
Plan characteristics
Plan number
019
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-08
Pension benefit codes
1C · Cash balance or similar hybrid DB
3C · Not intended to be qualified
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
CBIZ CPAS P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
6 rowsOther
6| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WILLIS TOWERS WATSON | 53-0181291 | — | NONE | $88K | — |
| BANCO POPULAR DE PUERTO RICO | 66-0175278 | — | NONE | $56K | — |
| CBIZ CPAS P.C. | 43-1947695 | — | NONE | $26K | — |
| ALIGHT | 36-3051915 | — | NONE | $12K | — |
| JONES DAY | 34-0319085 | — | NONE | $9K | — |
| PIETRANTONI MENDEZ & ALVAREZ LLC | 66-0488206 | — | NONE | $6K | — |
Investments
2 direct securities· $17.1M(91% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| The Vanguard Group Vanguard Intermediate-Term Investment-Grade Fund-Admiral | — | — | $11.8M | $10.9M | 57.8% | |
| The Vanguard Group Vanguard Long-Term Investment-Grade Fund-Admiral | — | — | $9.1M | $6.2M | 33.2% |
Related plans
Other plans using WILLIS TOWERS WATSON
INTERNATIONAL BUSINESS MACHINES CORPORATION
IBM 401(K) PLAN
$60.4B · 49,030 participants
RTX CORPORATION
RTX CONSOLIDATED PENSION PLAN
$41.6B · 33,534 participants
HCA INC.
HCA INC. MASTER RETIREMENT TRUST
$23.4B
CITIGROUP INC.
CITI RETIREMENT SAVINGS PLAN
$23.2B · 74,487 participants
CHEVRON CORPORATION
CHEVRON EMPLOYEE SAVINGS INVESTMENT PLAN
$20.4B · 22,195 participants
BANK OF AMERICA CORPORATION
THE BANK OF AMERICA PENSION PLAN
$19.0B · 51,062 participants
Similar-size Manufacturing plans
REYNOLDS AMERICAN INC.
REYNOLDS AMERICAN MEDSAVE PLAN
$18.8M · 741 participants
SWISHER INTERNATIONAL INC
SWISHER INTERNATIONAL, INC. CAPITAL ACCUMULATION PLAN FOR WAGE EMPLOYEES
$18.7M · 208 participants
DOSAL TOBACCO CORPORATION
DOSAL TOBACCO CORPORATION 401K PLAN
$18.4M · 136 participants
XCALIBER INTERNATIONAL, LTD., L.L.C.
XCALIBER INTERNATIONAL RETIREMENT SAVINGS PLAN
$18.2M · 279 participants
ALTRIA CLIENT SERVICES LLC
LONG-TERM DISABILITY PLAN FOR HOURLY EMPLOYEES
$20.3M · 1,293 participants
J.C. NEWMAN CIGAR COMPANY
J.C. NEWMAN CIGAR EMPLOYEES SAVINGS PLAN
$23.3M · 173 participants
Large plans in North Carolina
BANK OF AMERICA CORPORATION
THE BANK OF AMERICA 401(K) PLAN
$62.9B · 168,229 participants
HONEYWELL INTERNATIONAL INC EMPLOYEE SERVICES FINANCE MGMNT
HONEYWELL INTERNATIONAL INC. MASTER RETIREMENT TRUST
$17.9B
HONEYWELL INTERNATIONAL INC.
HONEYWELL RETIREMENT EARNINGS PLAN
$16.6B · 9,275 participants
HONEYWELL INTERNATIONAL INC
HONEYWELL 401(K) PLAN
$16.3B · 44,069 participants
HONEYWELL INTERNATIONAL INC
HONEYWELL SAVINGS AND OWNERSHIP PLAN MASTER TRUST
$16.2B
TRUIST FINANCIAL CORPORATION
TRUIST FINANCIAL CORPORATION PENSION PLAN
$14.7B · 33,167 participants