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Original filing (PDF)20250724081701NAL0002490531001
NUMERATOR
Form 5500
FILING_RECEIVED
NUMERATOR 401(K) PLAN
401(k) retirement plan
Active participants
690
Accounts w/ balance
937
Plan assets (EOY)
$67.9M
Net assets (EOY)
$67.9M
How this plan invests
This plan
14 pooled trusts
Schedule D
32 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- 23 bps in Schedule C fees — modestly above peer band of 16 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for NUMERATOR.
Plan sponsor
Name
NUMERATOR
EIN
20-0509196
Address
24 EAST WASHINGTON, SUITE 1200 · CHICAGO, IL · 60602
Phone
(518) 633-5215
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-24
Pension benefit codes
3H · Sponsor in controlled / affiliated group
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
CARON & BLETZER
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $134K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CREATIVE PLANNING LLC | 84-4519624 | — | ADVISOR | $23K | — |
Investments
32 direct securities · 14 pooled funds· $120.4M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$67.9M
32 holdings
Common Collective Trust
$52.6M
14 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Freedom Index 2055 Fund " | — | — | — | $13.0M | 19.2% | |
| FID FRDM INX 2055 B FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 112 | Common Collective Trust | — | — | $13.0M | 19.2% | |
| Fidelity Freedom Index 2050 Fund " | — | — | — | $12.0M | 17.7% | |
| FID FRDM INX 2050 B FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 084 | Common Collective Trust | — | — | $12.0M | 17.7% | |
| Fidelity Freedom Index 2045 Fund " | — | — | — | $9.5M | 14.1% | |
| FID FRDM INX 2045 B FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 083 | Common Collective Trust | — | — | $9.5M | 14.1% | |
| Fidelity 500 Index Fund " | — | — | — | $8.0M | 11.8% | |
| Fidelity Freedom Index 2060 Fund " | — | — | — | $7.8M | 11.5% | |
| FID FRDM INX 2060 B FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 146 | Common Collective Trust | — | — | $7.8M | 11.5% | |
| Fidelity Freedom Index 2035 Fund " | — | — | — | $3.1M | 4.6% | |
| FID FRDM INX 2035 B FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 081 | Common Collective Trust | — | — | $3.1M | 4.6% | |
| FID FRDM INX 2040 B FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 082 | Common Collective Trust | — | — | $3.0M | 4.4% | |
| Fidelity Freedom Index 2040 Fund " | — | — | — | $3.0M | 4.4% | |
| Fidelity Contrafund Fund " | — | — | — | $2.0M | 2.9% | |
| Fidelity Freedom Index 2030 Fund " | — | — | — | $1.3M | 2.0% | |
| FID FRDM INX 2030 B FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 080 | Common Collective Trust | — | — | $1.3M | 2.0% | |
| Fidelity Freedom Index 2065 Fund " | — | — | — | $1.2M | 1.8% | |
| FID FRDM INX 2065 B FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 169 | Common Collective Trust | — | — | $1.2M | 1.8% | |
| Fidelity Mid Cap Index Fund " | — | — | — | $1.1M | 1.6% | |
| Fidelity Freedom Index 2025 Fund " | — | — | — | $677K | 1.0% | |
| FID FRDM INX 2025 B FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 079 | Common Collective Trust | — | — | $677K | 1.0% | |
| Fidelity Small Cap Index Fund " | — | — | — | $615K | 0.9% | |
| Fidelity International Index Fund " | — | — | — | $555K | 0.8% | |
| Principal Equity Income Fund " | — | — | — | $426K | 0.6% | |
| Fidelity Government Money Market Fund " | — | — | — | $366K | 0.5% | |
| Mass Mutual Mid Cap Growth Fund " | — | — | — | $323K | 0.5% | |
| Participant Loans (4.25% - 9.50%) - | — | — | — | $316K | 0.5% | |
| PIMCO Income Fund Mutual fund | — | — | — | $313K | 0.5% | |
| Fidelity U.S. Bond Index Fund " | — | — | — | $297K | 0.4% | |
| PGIM Total Return Bond Fund LP " | — | — | — | $278K | 0.4% | |
| INVESCO STBL VAL III INVESCO TRUST COMPANY · EIN 84-1142974 / PN 001 | Common Collective Trust | — | — | $278K | 0.4% | |
| American Funds EuroPacific Growth Fund " | — | — | — | $271K | 0.4% | |
| John Hancock Disciplined Value Mid Cap Funds " | — | — | — | $249K | 0.4% | |
| Fidelity Freedom Index 2015 Fund " | — | — | — | $249K | 0.4% | |
| FID FRDM INX 2015 B FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 077 | Common Collective Trust | — | — | $249K | 0.4% | |
| Janus Henderson Triton Fund " | — | — | — | $217K | 0.3% | |
| Invesco Stable Value Fund III Common collective trust | — | — | — | $211K | 0.3% | |
| PGIM TOT RET BOND LP GREAT GRAY TRUST COMPANY · EIN 38-4097323 / PN 471 | Common Collective Trust | — | — | $211K | 0.3% | |
| American Beacon Small Cap Value Fund R5 " | — | — | — | $118K | 0.2% | |
| Fidelity Short-Term Bond Index Fund " | — | — | — | $50K | <0.1% | |
| Fidelity Freedom Index Income Fund " | — | — | — | $38K | <0.1% | |
| FID FRDM INX INC B FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 074 | Common Collective Trust | — | — | $38K | <0.1% | |
| PIMCO All Asset Fund " | — | — | — | $32K | <0.1% | |
| Invesco Developing Markets Fund R6 " | — | — | — | $28K | <0.1% | |
| Fidelity Freedom Index 2020 Fund " | — | — | — | $20K | <0.1% | |
| FID FRDM INX 2020 B FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 078 | Common Collective Trust | — | — | $20K | <0.1% |
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