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Original filing (PDF)20250904053419NAL0015824561001
SURF STYLE RETAIL
Form 5500
FILING_RECEIVED
SURFSTYLE 401K
401(k) retirement plan
Active participants
279
Accounts w/ balance
323
Plan assets (EOY)
$3.1M
Net assets (EOY)
$3.1M
How this plan invests
This plan
23 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- 74 bps in Schedule C fees — modestly above peer band of 52 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SURF STYLE RETAIL.
Plan sponsor
Name
SURF STYLE RETAIL
EIN
20-0495143
Address
4100 N 28TH TERRACE · HOLLYWOOD, FL · 33020
Phone
(954) 924-9779
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-04
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
CANNER BRODY & YAN LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ADP, INC. | 13-3036745 | — | RECORD KEEPER | $10K | — |
| ADP BROKER-DEALER | 22-3319984 | — | RECORD KEEPER | $0 | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MERRILL LYNCH PIERCE FENNER & SMITH | 13-5674085 | — | INVESTMENT ADVISOR | $13K | — |
Investments
23 direct securities· $3.0M(97% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| JPM SMARTRETIREMENT 2040 R6 | Registered Investment Companies | — | — | $596K | 19.1% | |
| JPM SMARTRETIREMENT 2025 R6 | Registered Investment Companies | — | — | $484K | 15.5% | |
| JPM SMARTRETIREMENT 2035 R6 | Registered Investment Companies | — | — | $390K | 12.5% | |
| JPM SMARTRETIREMENT 2030 R6 | Registered Investment Companies | — | — | $381K | 12.2% | |
| JPM SMARTRETIREMENT 2055 R6 | Registered Investment Companies | — | — | $349K | 11.2% | |
| JPM SMARTRETIREMENT 2050 R6 | Registered Investment Companies | — | — | $242K | 7.7% | |
| JPM SMARTRETIREMENT 2045 R6 | Registered Investment Companies | — | — | $194K | 6.2% | |
| VANGUARD FEDERAL MM INV | Registered Investment Companies | — | — | $100K | 3.2% | |
| AB HIGH INCOME Z 683 REGISTERED INVESTMENT COMPANY JPM SMARTRRT 2060 - R6 | Registered Investment Companies | — | — | $66K | 2.1% | |
| JPM SMARTRETIREMENT 2020 R6 | Registered Investment Companies | — | — | $64K | 2.1% | |
| ISHARES S&P 500 INDEX K | Registered Investment Companies | — | — | $59K | 1.9% | |
| MFS VALUE R6 421 REGISTERED INVESTMENT COMPANY MACQUARIE SMALL CAP VALUE R6 | Registered Investment Companies | — | — | $42K | 1.3% | |
| JPM SMARTRETIREMENT INCOME R6 | Registered Investment Companies | — | — | $35K | 1.1% | |
| ISHARES RUSSELL MIDCAP INDEX K | Registered Investment Companies | — | — | $8K | 0.3% | |
| ISHARES MSCI EAFE INTL INDEX K 158 REGISTERED INVESTMENT COMPANY JPMORGAN GOV BOND R6 | Registered Investment Companies | — | — | $5K | 0.2% | |
| AMERICAN CENTURY MID CP VAL R6 | Registered Investment Companies | — | — | $3K | 0.1% | |
| ISHARES MSCI TOTAL INTL IDX K | Registered Investment Companies | — | — | $3K | <0.1% | |
| ISHARES RUSSELL 2000 SM CAP K | Registered Investment Companies | — | — | $3K | <0.1% | |
| ISHARES US AGGREGATE BD IDX K 14 REGISTERED INVESTMENT COMPANY MFS INTL DIVERSIFICATION R6 | Registered Investment Companies | — | — | $3K | <0.1% | |
| JPM CORE BOND R6 641 REGISTERED INVESTMENT COMPANY CONGRESS MID CAP GR FD INST | Registered Investment Companies | — | — | $2K | <0.1% | |
| AMC EMERGING MKTS - R6 | Registered Investment Companies | — | — | $2K | <0.1% | |
| GUGGENHEIM TOTAL RETURN BD R6 | Registered Investment Companies | — | — | $2K | <0.1% | |
| CLEARBRIDGE LARGE CAP GR IS | Registered Investment Companies | — | — | $1K | <0.1% |
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