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Original filing (PDF)20251001113532NAL0017748739001

APPLIED BUSINESS SOLUTIONS, LLC

Form 5500
FILING_RECEIVED
APPLIED BUSINESS SOLUTIONS, LLC 401(K) PLAN
401(k) retirement plan
Signals · 3
29% in single holding~96 bps in Sched C feesNo recordkeeper disclosed
Active participants
724
Accounts w/ balance
700
Plan assets (EOY)
$21.6M
Net assets (EOY)
$21.6M
How this plan invests
This plan
34 securities
funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
86
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
  • Top holding "Vanguard Funds Vanguard Target Retirement Income ** 671 Vanguard Funds Vanguard Total Stock Market Index Adm" is 29% of plan.
  • 96 bps in Schedule C fees — 231% above peer band of 29 bps.
  • No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for APPLIED BUSINESS SOLUTIONS, LLC.
Plan sponsor
Name
APPLIED BUSINESS SOLUTIONS, LLC
EIN
20-0379472
Address
449 S VIRGINIA ST · 4TH FLOOR · RENO, NV · 89501
Phone
(855) 792-2808
Industry
Admin Support & Waste Mgmtsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-01
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
SKIBBIE CPA, INC.
Trustee / custodian
Trustee phone

Service providers (Schedule C)

3 rows
TPA / Administrator
1
NameEINLocationRelationDirect compIndirect comp
SLAVIC INTEGRATED ADMINISTRATION65-0608221TPA$157K
Accountant / Auditor
1
NameEINLocationRelationDirect compIndirect comp
SKIBBIE CPA, INC.27-0851321AUDITOR$10K
Other
1
NameEINLocationRelationDirect compIndirect comp
SLAVIC MUTUAL FUND MANAGEMENT CORP59-2749576PORTFOLIO MGMT$41K

Investments

32 direct securities· $21.9M(100% of reported assets)
PIInvestmentTypeShares / unitsCostCurrent value% of plan
Vanguard Funds Vanguard Target Retirement Income ** 671 Vanguard Funds Vanguard Total Stock Market Index Adm$6.4M29.7%
Vanguard Funds Vanguard Int-Term Bond Index Signal$3.2M14.9%
Vanguard Funds Vanguard Federal Money Market$3.2M14.8%
BlackRock iShare MSCI EAFE International Index K$1.5M7.0%
Prudential Funds Prudential High Yield Z ** 971 Vanguard Funds Vanguard Consumer Staples Index$1.5M6.8%
Fidelity Funds Fidelity 500 Index$1.2M5.7%
Vanguard Funds Vanguard Mid Cap Index Admiral$645K3.0%
Participant Loans Interest Rates 4.25% to 9.5%$481K2.2%
Participant Loans 4.25% - 9.50%$444K2.1%
Vanguard Funds Vanguard Small Cap Growth Index Adm$436K2.0%
Fidelity FXNAX - Fidelity US Bond Index$373K1.7%
Vanguard Funds Vanguard Utilities Index Adm$350K1.6%
Vanguard Funds Vanguard Target Date 2030$341K1.6%
Franklin/Templeton Franklin Utilities R6$328K1.5%
Vanguard Funds Vanguard Value Index Admiral$281K1.3%
Vanguard Funds Vanguard Growth Index Admiral$183K0.8%
Vanguard Funds Vanguard Information Technology Index Adm$164K0.8%
Vanguard Funds Vanguard Target Date 2035$154K0.7%
Vanguard Funds Vanguard Real Estate Index Admiral$151K0.7%
American Funds American Funds New Perspective R6$109K0.5%
Vanguard Funds Vanguard Target Date 2040$98K0.5%
American Funds American Funds EuroPacific R6$86K0.4%
Vanguard Funds Vanguard Energy Index Admiral$55K0.3%
Vanguard VTTVX - Vanguard Target Retirement 2025$41K0.2%
Vanguard Funds Vanguard Target Date 2045$33K0.2%
Vanguard Funds Vanguard Target Date 2055$32K0.1%
Vanguard Funds Vanguard Short-Term Int Prot Index Adm$31K0.1%
Fidelity Funds Fidelity Advisor Materials I$27K0.1%
Vanguard Funds Vanguard Short-Term Fed Admiral$26K0.1%
Vanguard Funds Vanguard Inflation Protected Secs$9K<0.1%
Vanguard Funds Vanguard Target Date 2065$4K<0.1%
Vanguard Funds Vanguard Target Date 2020$3K<0.1%

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