How big is Working America's plan?

Working America's plan reported $7.4M in assets and 306 participants for 2024.

Original filing (PDF)20251215100444NAL0000668291001

Working America

Name: Working America — Working America 401(k) Plan, Form 5500 (2024)
Creator: Working America
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Working America 401(k) Plan

401(k) retirement plan · Working America's Working America 401(k) Plan held $7.4M in plan assets for 306 participants in 2024, with Principal as recordkeeper.

Signals · 4

Late filing · 1.0 moLate participant contributions23% employer stock~79 bps in Sched C fees

Active participants

306

Accounts w/ balance

184

Plan assets (EOY)

$7.4M

Net assets (EOY)

$7.4M

People on this filing

Mary Richard signed Working America's 2024 Form 5500 as plan administrator.

Mary Richard — Plan Administrator — Form 5500 signer

Get verified email & phone for these signers

Signer names are public record from the Form 5500 e-signature.

Plan identifiers

Working America's EIN is 20-0263611.

EIN 20-0263611

Plan number 001

Plan year 2024

ACK ID 20251215100444NAL0000668291001

Official Form 5500 document

Download the official 2024 Form 5500 (PDF) for Working America from the U.S. Department of Labor's EFAST2 system.

Download the official 2024 Form 5500 (PDF)

Plan features

Working America's plan includes profit-sharing, ERISA 404(c) participant direction, a 401(k) feature, a default investment (QDIA).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for WORKING AMERICA.

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How this plan invests

This plan

39 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Above-average plan

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Filed 1.0 months past the 10.5-month grace window.
Delinquent participant contributions reported (Schedule H 4a) — 0K (0% of contributions).
Low account-holder ratio — balance-holders per active participant in the bottom quartile of peers (17th percentile).

Plan sponsor

Name

WORKING AMERICA

EIN

all filings

Address

815 16TH STREET NW · WASHINGTON, DC · 20006

Phone

(202) 637-5302

Industry

Other Services (ex. Public Admin)

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-12-15

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Service providers (Schedule C)

2 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
PRINCIPAL LIFE INSURANCE COMPANY	42-0127290	—	CONTRACT ADMINISTRATOR	$58K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
GLOBAL RETIREMENT PARTNERS LLC	47-1411118	—	INVESTMENT ADVISORY	$0	—

Investments

39 direct securities· $6.9M(94% of reported assets)

Mutual Funds

$2.8M

21 holdings

Common Stocks

$1.6M

3 holdings

Common Collective Trusts

$1.5M

4 holdings

Other securities

$932K

10 holdings

Bonds / Notes

$121K

1 holding

					% of plan
State Street Global Advisors State Street Equity 500 Index Fund	Common Collective Trusts	—	—	$1.4M	18.9%
Principal Life Insurance Company Principal Fixed Income Guaranteed Option	Common Stocks	—	—	$1.2M	16.8%
Fidelity Investments Fidelity Advisor Freedom 2040 Fund	Mutual Funds	—	—	$827K	11.2%
AllianceBernstein AB Sustainable Global Thematic Fund Inc	Common Stocks	—	—	$359K	4.9%
MFS Investment Management MFS Mid Cap Growth Fund	Mutual Funds	—	—	$352K	4.8%
Invesco Funds Group, Inc. Invesco Global Fund	Mutual Funds	—	—	$295K	4.0%
Brown Advisory Sustainable Growth Fund	Other securities	—	—	$243K	3.3%
Victory Funds Victory Special Value Fund	Other securities	—	—	$183K	2.5%
PIMCO Funds PIMCO Total Return Fund	Mutual Funds	—	—	$177K	2.4%
DWS Asset Management DWS Small Cap Growth Fund	Other securities	—	—	$176K	2.4%
Fidelity Investments Fidelity Advisor Freedom 2050 Fund	Mutual Funds	—	—	$161K	2.2%
Fidelity Investments Fidelity Advisor Freedom Income Fund	Mutual Funds	—	—	$160K	2.2%
Janus Henderson Janus Henderson Global Technology and Innovation Fund	Mutual Funds	—	—	$157K	2.1%
Fidelity Investments Fidelity Advisor Freedom 2060 Fund	Mutual Funds	—	—	$134K	1.8%
Participant Loans Participant Loans (Interest Rates 6.75% - 9.50%) -0-	Bonds / Notes	—	—	$121K	1.6%
Davis Funds Davis New York Venture Fund	Other securities	—	—	$111K	1.5%
Fidelity Investments Fidelity Advisor Freedom 2035 Fund	Mutual Funds	—	—	$102K	1.4%
Franklin Templeton Investments Franklin Rising Dividends Fund	Mutual Funds	—	—	$102K	1.4%
Victory Funds Victory Sycamore Established Value Fund	Other securities	—	—	$95K	1.3%
Invesco Funds Group, Inc. Invesco Comstock Fund	Mutual Funds	—	—	$94K	1.3%
Fidelity Investments Fidelity Small Cap Index Fund	Common Collective Trusts	—	—	$92K	1.2%
Fidelity Investments Fidelity Advisor Freedom 2065 Fund	Mutual Funds	—	—	$74K	1.0%
American Century American Century Sustainable Equity Fund	Other securities	—	—	$48K	0.7%
(E)	Other securities	—	—	$48K	0.7%
Fidelity Investments Fidelity Advisor Freedom 2045 Fund	Mutual Funds	—	—	$34K	0.5%
Fidelity Investments Fidelity Advisor Freedom 2030 Fund	Mutual Funds	—	—	$29K	0.4%
Fidelity Investments Fidelity Advisor Freedom 2015 Fund ** 1 Fidelity Investments Fidelity Advisor Freedom 2020 Fund	Mutual Funds	—	—	$26K	0.4%
Fidelity Investments Fidelity Advisor Freedom 2010 Fund	Mutual Funds	—	—	$23K	0.3%
Fidelity Investments Fidelity Advisor Freedom 2055 Fund	Mutual Funds	—	—	$21K	0.3%
1919 Funds 1919 Socially Responsive Balanced Fund	Other securities	—	—	$21K	0.3%
Vanguard Group Vanguard Intermediate-Term Bond Index Fund	Common Collective Trusts	—	—	$12K	0.2%
Fidelity Investments Fidelity Advisor Freedom 2025 Fund	Mutual Funds	—	—	$11K	0.1%
Victory Funds Victory Sycamore Small Company Opportunity Fund	Common Stocks	—	—	$10K	0.1%
Impax Asset Management Impax International Sustainable Economy Fund	Other securities	—	—	$5K	<0.1%
Fidelity Investments Fidelity Mid Cap Small Index Fund	Common Collective Trusts	—	—	$3K	<0.1%
Vanguard Group Vanguard International Value Fund	Mutual Funds	—	—	$3K	<0.1%
Calvert Funds Calvert International Equity Fund	Other securities	—	—	$2K	<0.1%
MFS Investment Management MFS Global Equity Fund	Mutual Funds	—	—	$2K	<0.1%
Dreyfus Funds BNY Mellon Global Stock Fund	Mutual Funds	—	—	$2K	<0.1%