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Original filing (PDF)20251014143817NAL0004252768001
GENERAL COMMITTEES OF ADJUSTMENT
Form 5500
FILING_RECEIVED
BROTHERHOOD OF LOCOMOTIVE ENGINEERS AND TRAINMEN SVGS401 FOR EMPLOYEES OF NORFOLK SOUTHERN CARRIERS
401(k) retirement plan
Signals · 1
15% employer stock
Active participants
3,393
Accounts w/ balance
3,802
Plan assets (EOY)
$577.1M
Net assets (EOY)
$576.9M
How this plan invests
This plan
5 pooled trusts
Schedule D
21 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
88
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 15% of plan in employer / sponsor stock.
- 13 bps in Schedule C fees — 110% above peer band of 6 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for GENERAL COMMITTEES OF ADJUSTMENT.
Plan sponsor
Name
GENERAL COMMITTEES OF ADJUSTMENT
DBA
THE BLE AND TRAINMEN
EIN
16-6008869
Address
2282 HAPPY VALLEY RD · EAST SPRINGFIELD, PA · 164119774
Phone
(814) 909-0405
Industry
Transportation & Warehousingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
COLEMAN & CO., P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MERRILL LYNCH, PIERCE, FENNER AND S | 13-5674085 | NEW YORK, NY | RECORD KEEPER | $615K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| COLEMAN & CO., P.C. | 23-2907194 | ERIE, PA | AUDITOR | $36K | — |
Legal counsel
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BOND, SCHOENECK & KING, PLLC | 27-0015651 | SYRACUSE, NY | LEGAL FIRM | $49K | — |
Insurance
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TED MARTY & ASSOCIATES | — | CINCINNATI, OH | INSURANCE SERVICES | $28K | — |
Investments
16 direct securities · 5 pooled funds· $570.3M(99% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$308.2M
5 holdings
Uncategorized
$262.1M
16 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| INVESCO STABLE VALUE RETIREMENT FND INVESCO · EIN 27-3868124 / PN 001 | Common Collective Trust | — | $108.1M | $108.1M | 18.7% | |
| STATE STREET S&P 500 INDEX SSGA · EIN 90-0337987 / PN 262 | Common Collective Trust | — | $572K | $84.2M | 14.6% | |
| BLACKROCK US DEBT INDEX FUND BLACKROCK · EIN 94-3380067 / PN 001 | Common Collective Trust | — | $2.9M | $68.1M | 11.8% | |
| Norfolk Southern Corp 205,197 shares of Common Stock | — | — | $205K | $48.2M | 8.3% | |
| American Growth Fund 535,568 shares of Mutual Fund | — | — | $536K | $39.9M | 6.9% | |
| CSX Transportation, Inc. 1,116,196 shares of Common Stock | — | — | $1.1M | $36.0M | 6.2% | |
| T Rowe Price Blue Chip Dividend 169,444 shares of Mutual Fund | — | — | $169K | $31.8M | 5.5% | |
| T Rowe Price Dividend 336,720 shares of Mutual Fund | — | — | $337K | $25.9M | 4.5% | |
| STATE STREET S&P MID CAP INDEX FUND SSGA · EIN 90-0337987 / PN 262 | Common Collective Trust | — | $379K | $25.0M | 4.3% | |
| STATE STREET SMALL CAP INDEX FUND SSGA · EIN 90-0337987 / PN 262 | Common Collective Trust | — | $485K | $22.8M | 4.0% | |
| American Europacific Growth 416,576 shares of Mutual Fund | — | — | $417K | $22.4M | 3.9% | |
| Blackrock Equity Dividend 960,299 shares of Mutual Fund | — | — | $960K | $18.2M | 3.2% | |
| Participant Loans 3.25%-10.0%, 1-30 years | — | — | — | $15.5M | 2.7% | |
| American Capital World Growth & Income 78,597 shares of Mutual Fund | — | — | $79K | $5.0M | 0.9% | |
| Blackrock Healthcare 70,801 shares of Mutual Fund | — | — | $71K | $4.8M | 0.8% | |
| Invesco Growth and Income Fund 162,095 shares of Mutual Fund | — | — | $162K | $3.5M | 0.6% | |
| Blackrock Balanced Capital 133,439 shares of Mutual Fund | — | — | $133K | $3.5M | 0.6% | |
| American US Govt Securities 236,676 shares of Mutual Fund | — | — | $237K | $2.8M | 0.5% | |
| Blackrock Global 115,658 shares of Mutual Fund | — | — | $116K | $2.2M | 0.4% | |
| Pimco Real Return 215,146 shares of Mutual Fund | — | — | $215K | $2.1M | 0.4% | |
| IShares MSCI 38,271 shares of Mutual Fund | — | — | $38K | $584K | 0.1% |