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Original filing (PDF)20260204060358NAL0003839888001
D.C. SCHONBERG & ASSOCIATES LLC
Form 5500
FILING_RECEIVED
SCHONBERG & ASSOCIATES RETIREMENT SAVINGS PLAN
401(k) retirement plan
Signals · 3
Late filing · 2.6 mo32% in single holding~474 bps in Sched C fees
Active participants
55
Accounts w/ balance
66
Plan assets (EOY)
$1.3M
Net assets (EOY)
$1.3M
How this plan invests
This plan
16 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
85
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
90
Concentration risk
84
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- Filed 2.6 months past the 10.5-month grace window.
- Top holding "American Century One Choice 2040 (R6) Registered Investment Company" is 32% of plan.
- 474 bps in Schedule C fees — 811% above peer band of 52 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for D.C. SCHONBERG & ASSOCIATES LLC.
Plan sponsor
Name
D.C. SCHONBERG & ASSOCIATES LLC
EIN
16-1705476
Address
111 VETERANS BLVD. · SUITE 802 · METAIRIE, LA · 70005
Phone
(504) 861-4530
Industry
Health Care & Social Assistancesee all
Plan administrator
Name
FIDUCIARY CONSULTING GROUP, INC
EIN
20-2807852
City
MURFREESBORO, TN
Phone
(615) 848-0015
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2026-02-04
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
2U · Association Retirement Plan
3B · Covers self-employed individuals
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
LEE CPA AUDIT GROUP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsOther
5| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| LEE CPA AUDIT GROUP | 81-4637885 | — | NONE | $21K | — |
| AMERITAS LIFE INSURANCE CORP | 47-0098400 | — | NONE | $16K | — |
| FREEGULLIVER, LLC. | 72-1498534 | — | NONE | $16K | — |
| FIDUCIARY CONSULTING GROUP, INC | 20-2807852 | — | NONE | $9K | — |
| MATRIX TRUST COMPANY | 75-3182674 | — | NONE | $616 | — |
Investments
16 direct securities· $1.3M(99% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| American Century One Choice 2040 (R6) Registered Investment Company | — | — | — | $416K | 31.4% | |
| American Century One Choice 2055 (R6) Registered Investment Company | — | — | — | $188K | 14.2% | |
| American Century One Choice 2035 (R6) Registered Investment Company | — | — | — | $141K | 10.7% | |
| American Century One Choice 2050 (R6) Registered Investment Company | — | — | — | $129K | 9.8% | |
| American Century One Choice 2030 (R6) Registered Investment Company | — | — | — | $117K | 8.8% | |
| Registered Investment Companies Amer Century One Choice In Ret (R6) Registered Investment Company ** $ | — | — | — | $72K | 5.5% | |
| American Century One Choice 2025 (R6) Registered Investment Company | — | — | — | $71K | 5.4% | |
| American Century One Choice 2045 (R6) Registered Investment Company | — | — | — | $52K | 3.9% | |
| Vanguard Small-Cap Value Index (Adm) Registered Investment Company ** 927 Vanguard Total Stock Market Index (Adm) Registered Investment Company | — | — | — | $48K | 3.7% | |
| Participant Loans Interest rates at (4.25% ~ 9.50%) $0 | — | — | — | $21K | 1.6% | |
| PGIM High Yield Fund (R6) Registered Investment Company ** 653 TIAA-CREF Large-Cap Growth Index (I) Registered Investment Company | — | — | — | $19K | 1.5% | |
| American Funds New Perspective Fund (R6) Registered Investment Company | — | — | — | $16K | 1.2% | |
| Northern Mid Cap Index Fund Registered Investment Company | — | — | — | $6K | 0.5% | |
| Vanguard Developed Markets Index (Adm) Registered Investment Company | — | — | — | $3K | 0.2% | |
| Vanguard Value Index (Adm) Registered Investment Company ** 386 Western Asset Core Plus Bond Fund (I) Registered Investment Company | — | — | — | $2K | 0.2% | |
| Columbia Small Cap Index Fund (I2) Registered Investment Company | — | — | — | $2K | 0.2% |