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Original filing (PDF)20250925145607NAL0009885280001
CORE LINEN SERVICES, INC.
Form 5500
FILING_RECEIVED
CORE LINEN SERVICES, INC. 401(K) PLAN
401(k) retirement plan
Signals · 1
~77 bps in Sched C fees
Active participants
2,385
Accounts w/ balance
299
Plan assets (EOY)
$7.4M
Net assets (EOY)
$7.4M
How this plan invests
This plan
29 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
90
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
65
Knocking points off
- 77 bps in Schedule C fees — modestly above peer band of 52 bps.
- Only 13% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CORE LINEN SERVICES, INC..
Plan sponsor
Name
CORE LINEN SERVICES, INC.
EIN
16-1671901
Address
8936 NORTHPOINTE EXECUTIVE DRIVE · SUITE 100 · HUNTERSVILLE, NC · 28078
Phone
(980) 337-4991
Industry
Other Services (ex. Public Admin)see all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-25
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
JGD & ASSOCIATES, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $40K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| INTELLIGENCE DRIVEN ADVISERS LLC | 83-2499358 | — | ADVISOR | $17K | — |
Investments
29 direct securities· $6.9M(93% of reported assets)
Uncategorized
$6.6M
27 holdings
Mutual Funds
$257K
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Investments Fidelity Freedom Index 2035 Fund | — | — | — | $1.2M | 16.6% | |
| Fidelity Investments Fidelity Freedom Index 2030 Fund | — | — | — | $966K | 13.1% | |
| Fidelity Investments Fidelity Freedom Index 2025 Fund | — | — | — | $932K | 12.7% | |
| JPMorgan Large Cap Growth Fund | — | — | — | $752K | 10.2% | |
| Fidelity Investments Fidelity Freedom Index 2045 Fund | — | — | — | $564K | 7.7% | |
| Fidelity Investments Fidelity Freedom Index 2040 Fund | — | — | — | $542K | 7.4% | |
| Fidelity Investments Fidelity Freedom Index 2050 Fund | — | — | — | $469K | 6.4% | |
| Fidelity Investments Fidelity Freedom Index 2020 Fund | — | — | — | $370K | 5.0% | |
| Money market fund * Fidelity Investments Fidelity Government Money Market Fund | — | — | — | $326K | 4.4% | |
| s (continued) * Fidelity Investments Fidelity Freedom Index 2055 Fund | Mutual Funds | — | — | $254K | 3.5% | |
| Columbia Dividend Income Fund | — | — | — | $95K | 1.3% | |
| BlackRock iShares Russell 1000 Large Cap Index Fund | — | — | — | $84K | 1.1% | |
| Fidelity Investments Fidelity Freedom Index 2060 Fund | — | — | — | $77K | 1.1% | |
| Fidelity Investments Fidelity Freedom Index 2015 Fund | — | — | — | $45K | 0.6% | |
| BlackRock iShares Russell Mid Cap Index Fund | — | — | — | $34K | 0.5% | |
| Fidelity Investments Fidelity Freedom Index 2065 Fund | — | — | — | $28K | 0.4% | |
| Fidelity Investments Fidelity Emerging Markets Index Fund | — | — | — | $19K | 0.3% | |
| MFS Investment MFS International Growth Fund | — | — | — | $18K | 0.3% | |
| Putnam Investments Putnam Small Cap Growth Fund | — | — | — | $15K | 0.2% | |
| Fidelity Investments Franklin Small Cap Value Fund | — | — | — | $14K | 0.2% | |
| BlackRock iShares MSCI EAFE International Index Fund | — | — | — | $9K | 0.1% | |
| Dimensional Fund Advisors DFA Global Real Estate Securities Portfolio | — | — | — | $9K | 0.1% | |
| Brandywine Global Brandywine Global High Yield Fund | — | — | — | $7K | <0.1% | |
| American Funds American Funds The Bond Fund of America | — | — | — | $7K | <0.1% | |
| BlackRock iShares Russell 2000 Small Cap Index Fund | — | — | — | $6K | <0.1% | |
| American Funds American Funds Capital World Bond Fund | Mutual Funds | — | — | $3K | <0.1% | |
| Fidelity Investments Fidelity Short-Term Bond Index Fund | — | — | — | $2K | <0.1% | |
| Fidelity Investments Fidelity Freedom Index Income Fund | — | — | — | $2K | <0.1% | |
| Fidelity Investments Fidelity Freedom Index 2010 Fund | — | — | — | $1K | <0.1% |
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