Back to filter
Original filing (PDF)20251010050740NAL0004361155001
PREMIUM MORTGAGE CORPORATION
Form 5500
FILING_RECEIVED
PREMIUM MORTGAGE CORPORATION 401(K) PLAN
401(k) retirement plan
Active participants
195
Accounts w/ balance
224
Plan assets (EOY)
$15.3M
Net assets (EOY)
$15.3M
How this plan invests
This plan
38 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PREMIUM MORTGAGE CORPORATION.
Plan sponsor
Name
PREMIUM MORTGAGE CORPORATION
EIN
16-1566654
Address
2541 MONROE AVENUE · ROCHESTER, NY · 14618
Phone
(585) 363-7049
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-10
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
INSERO & CO. CPAS LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ADP, INC. | 13-3036745 | — | RECORD KEEPER | $6K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STIFEL NICOLAUS | 43-0538770 | — | INVESTMENT/FINANCIAL ADVI | $27K | — |
Investments
38 direct securities· $14.8M(97% of reported assets)
Registered Investment Companies
$14.1M
37 holdings
Uncategorized
$637K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| AMERFUNDS 2040 TARG DATERET R6 | Registered Investment Companies | — | — | $2.6M | 17.2% | |
| AMERFUNDS 2030 TARG DATERET R6 | Registered Investment Companies | — | — | $2.6M | 17.1% | |
| AMERFUNDS 2050 TARG DATERET R6 | Registered Investment Companies | — | — | $1.5M | 9.8% | |
| VANGUARD 500 INDEX FUND - ADM | Registered Investment Companies | — | — | $1.3M | 8.4% | |
| JPM GROWTH ADVANTAGE FUND - R6 | Registered Investment Companies | — | — | $1.0M | 6.8% | |
| AMERFUNDS 2060 TARG DATERET R6 | Registered Investment Companies | — | — | $1.0M | 6.6% | |
| BROKERAGE FUND OPTIONS SELF-DIRECTED BROKERAGE ACCT | — | — | — | $637K | 4.2% | |
| VANGUARD FEDERAL MM INV | Registered Investment Companies | — | — | $620K | 4.1% | |
| VANGUARD MID CAP INDEX - ADM | Registered Investment Companies | — | — | $610K | 4.0% | |
| ISHARES MSCI EAFE INTL INDEX K | Registered Investment Companies | — | — | $538K | 3.5% | |
| AMERFUNDS 2020 TARG DATERET R6 | Registered Investment Companies | — | — | $473K | 3.1% | |
| VANGUARD SMALL CAP INDEX ADMRL | Registered Investment Companies | — | — | $430K | 2.8% | |
| ISHARES US AGGREGATE BD IDX K | Registered Investment Companies | — | — | $325K | 2.1% | |
| AMERFUNDS 2035 TARG DATERET R6 | Registered Investment Companies | — | — | $225K | 1.5% | |
| VAN SH TERM CORP BOND IDX ADM 163 REGISTERED INVESTMENT COMPANY VANGUARD INFO TECH IDX ADMIRAL | Registered Investment Companies | — | — | $152K | 1.0% | |
| AMERICAN FUNDS NEW WORLD R6 | Registered Investment Companies | — | — | $105K | 0.7% | |
| AMERFUNDS 2015 TARG DATERET R6 106 REGISTERED INVESTMENT COMPANY LORD ABBETT SHORT DUR INC R6 163 REGISTERED INVESTMENT COMPANY FEDERATED KAUFMANN SMALLCAP R6 | Registered Investment Companies | — | — | $94K | 0.6% | |
| AMERICAN FUNDS 2055 TARGET R6 | Registered Investment Companies | — | — | $81K | 0.5% | |
| AMERFUNDS 2010 TARG DATERET R6 | Registered Investment Companies | — | — | $75K | 0.5% | |
| AMF INFL LINKED BOND R6 | Registered Investment Companies | — | — | $75K | 0.5% | |
| HARTFORD DIVIDEND & GROWTH R6 | Registered Investment Companies | — | — | $42K | 0.3% | |
| VANGUARD SM CP GR IDX -ADMIRAL | Registered Investment Companies | — | — | $29K | 0.2% | |
| THORNBURG STRAT INC R6 | Registered Investment Companies | — | — | $27K | 0.2% | |
| VANGUARD INTL GRTH ADM | Registered Investment Companies | — | — | $26K | 0.2% | |
| AMERFUNDS 2065 TARG DATERET R6 | Registered Investment Companies | — | — | $22K | 0.1% | |
| COLUMBIA OVERSEAS VALUE I3 | Registered Investment Companies | — | — | $20K | 0.1% | |
| DFA REAL ESTATE SEC PORT INST | Registered Investment Companies | — | — | $14K | <0.1% | |
| VIRTUS GLBL REAL ESTATE SEC R6 31 REGISTERED INVESTMENT COMPANY AMERFUNDS 2025 TARG DATERET R6 | Registered Investment Companies | — | — | $12K | <0.1% | |
| AMERFUNDS 2045 TARG DATERET R6 | Registered Investment Companies | — | — | $12K | <0.1% | |
| FRANKLIN UTILITIES FUND - R6 933 REGISTERED INVESTMENT COMPANY MFS MID CAP GROWTH R6 | Registered Investment Companies | — | — | $11K | <0.1% | |
| VANGUARD DEV MKT INDEX ADMIRAL | Registered Investment Companies | — | — | $7K | <0.1% | |
| FID ADV INTL SMALL CAP FUND Z | Registered Investment Companies | — | — | $7K | <0.1% | |
| VANGUARD HEALTH CARE INDEX ADM | Registered Investment Companies | — | — | $6K | <0.1% | |
| FID LT TREAS BND INDX | Registered Investment Companies | — | — | $5K | <0.1% | |
| INVESCO CORPORATE BOND R6 | Registered Investment Companies | — | — | $2K | <0.1% | |
| BLK COMMODITY STRAT K | Registered Investment Companies | — | — | $2K | <0.1% | |
| VANGUARD TOTAL INTL BD IDX ADM | Registered Investment Companies | — | — | $2K | <0.1% | |
| VAN INT TRM TREAS IDX ADM | Registered Investment Companies | — | — | $2K | <0.1% |